Ruchi Gupta
I'm Ruchi Gupta, a financial analyst with around 10 years of experience. Previously, I worked with BusinessDay Media Ltd in Nigeria in the capacity of senior research analyst. I was in charge of writing in-depth research reports on Nigerian companies, both listed and unlisted.
Before joining Market Realist, I worked as an assistant manager at Genpact India. In that role, I provided content in support of credit risk assessment of existing and potential clients of GE. I was also involved in financial analysis, risk profiling, ratio analysis, business overviews and business forecasts, and projections covering both company-specific analysis and wider industries.
I also had opportunities to work with YL eServices Pvt Ltd, Zacks Research Pvt, Ltd, and ABN AMRO Bank.
I hold a first degree in accountancy and a post-graduate diploma in business administration (first class) from the International School and Business and Media in India. I'm proficient at delivering colorful and in-depth content on varied subjects with clarity—and even a sense of humor—to a diverse audience.
Disclosure: I am in full compliance with all ethics and other policies for Market Realist research analysts. I am not invested in securities that I cover on Market Realist.
More From Ruchi Gupta
The Cash-Back Credit Cards That Are Actually Worth It
The best cash-back credit cards have no annual fees and may offer a welcome bonus or something equivalent.
How to Collect Jobless Benefits and Severance Pay Simultaneously
You may be able to collect unemployment benefits even if you get severance pay. Certain conditions apply though. Keep reading to find out if you qualify.
Here’s How Often You Can Apply for a Credit Card
How often you should apply for a credit card depends on bank rules and how much you’re willing to risk your credit score. Here's what you need to know.
Amex Platinum Card Has More Lounge Access Than Chase — Details
Amex concierge is better than Chase concierge in some areas. However, most of the difference comes down to personal choice. Here's what we know about both companies.
With No End in Sight, These Are the Best Stocks to Buy Amid the Chip Shortage
Beyond trying to find out why there's a semiconductor chip shortage, investors want to know the best stocks to buy amid the crisis.
Is the Chase Sapphire Reserve Card Worth It? All the Details
The Chase Sapphire Reserve card comes with an annual fee of $550. Is the card worth it? It appears to be if you’re a frequent traveler.
Why Your Social Security Check Is Late, and What to Do About It
If your social security check is late, it may be because you changed your bank account or address information.
Three Synthetic Biology Companies You’ve Never Heard of
The prospects for synthetic biology companies are bright, and some are set to dominate the sector. What are the best synthetic biology stocks to buy now?
The Euro and Dollar Are at Parity, and Some Investors See an Opportunity
The euro is in headlines after it reached parity with the U.S. dollar. Retail investors are eager to know how to invest in the currency.
These are the Best-Paying Jobs in Consumer Finance Services
Consumer finance services are becoming more in demand. What are the best-paying jobs in the sector?
The Euro’s Forecast for the Next Six Months Is Shaky
The euro has slid to parity with the dollar. What's the European currency's forecast? Are there any opportunities for investors?
A Look at M1 Finance’s Cryptos and Trading Fees
To meet popular demand and keep up with Robinhood, M1 Finance has introduced crypto investing.
California and These Other 5 States Are Getting Relief Checks
Inflation is soaring, and more states are giving residents stimulus checks to cope with it. These states are getting checks in 2022.
Are Chase Points Worth More Than Amex Points?
Amex and Chase both have credit cards that earn reward points. Which one offers the best value?
Investors Wonder if Palihapitiya’s IPOF and IPOD Could Follow in PSTH’s Exit
Like Bill Ackman's PSTH SPAC, Chamath Palihapitiya’s IPOF and IPOD face deadlines to close deals or dissolve.
Inflation Relief Checks Are Coming, Payment Amounts Vary by State
At least 20 states have programs for giving inflation relief checks to residents, but the amounts paid can vary. Here's what we know.
How to Return Items to Nordstrom Without a Receipt
Nordstrom’s return policy is one of the most generous in the industry, but if you violate it, you could get banned.
How to Negotiate a Salary Without Losing the Job Offer
Can you lose a job offer by negotiating the salary. The quick answer is both yes and no. Here are some tips to successfully negotiate the salary.
These Health Insurance Plans Have the Lowest Deductibles
If you're look for affordable coverage, a health insurance plan with a low deductible may be the way to go.
Here’s What Determines Whether $60,000 Is a Good Salary
If you’re wondering whether $60,000 a good salary, you need to consider whether that amount is after or pre-tax.
How to Get Into Banking With No Experience
Whether you can get a banking job depends on the company and the role you seek. Here's how to get into banking with no experience.
How Millionaires Use Life Insurance, and What You Can Learn From Them
Many people overlook it, but life insurance can help you grow your money while you sleep.
How To Qualify for a Tax Credit Apartment
The tax credit apartment program supports the construction of housing units for low-income families, but the tenancy requirements are strict.
Is Monavale Crypto a Risk Worth Taking After Its Coinbase Listing?
Monavale crypto's price prediction has come into focus following its Coinbase listing. Is it worth buying?
How Much Does Facebook Reels Pay, and Is It Worth It?
How you get paid for Facebook Reels depends on the program you’re eligible for. Some are invite-only.
You Could Make a Killing With Deathcare Stocks in a Recession
Businesses that thrive in a recession are those that offer products or services that people can’t do without, for better or for worse.
Elon Musk Could Afford a Large Deposit to Buy a Country
Elon Musk could afford to buy a country, but only it were valued based on its GDP for one year and its assets are excluded.
Does Jeff Bezos Have Enough Money To Buy a Country?
Jeff Bezos’s net worth could be enough to buy a country, but closing such a transaction would be tough.
Chevy Holds NFT Auction but No Buyers Bite
Chevy’s NFT starting bid price was equivalent to the cost of several 2023 Corvette Z06 cars, and investors kept their money instead of bidding in the auction.
Why Jeff Bezos Might Want to Buy Disney, and Whether He Can Do It
Jeff Bezos buying Disney would be a giant of a transaction. While the deal could fit Bezos’s ambitions, regulators are shuddering.
TikTok Inflation Survival Tips That Anyone Can Try
People are turning to TikTok for inflation survival tricks. One that borrows from an old practice has drawn significant interest.
Everything You Need To Know About the Unborn Child Tax Credit
You may soon be able to claim an unborn child on your taxes if the Child Tax Credit for Pregnant Moms Act of 2022 succeeds in Congress.
Don’t Miss Out on July Stimulus Checks — Millions of Americans Qualify
Millions of Americans are set to get stimulus checks in July and the coming months to help them offset inflation stress. Who qualifies for a check?
Does Plan B Have Stock, and How Do You Buy It?
Demand for contraceptives has soared in the wake of the Roe v. Wade ruling reversal. Investors want to know how to buy Plan B stock.
The Best Healthcare REIT and Tech Stocks To Buy Now
Here’s a look at the best healthcare REIT and tech stocks to buy in July 2022, and why you shouldn’t ignore them.
How to Apply for California Inflation Relief Checks
To offset high prices, California is sending out inflation relief checks to households with little income.
Kryll (KRL) Crypto Is Grabbing Bargain Investors' Attention
As investors seek opportunities to buy promising projects' cryptocurrency, Kryll's (KRL) price prediction has come into focus.
How to Invest in Farmland (Almost) Like Bill Gates
Bill Gates has been amassing arable land. Even if you're not a billionaire, you can invest in farmland in a variety of ways.
Cherries May Be in Season, but They’re Still Hard To Come By
Poor weather in the U.S. and labor challenges faced by external suppliers have made cherries hard to come by.
The Best Publicly Traded Condom Companies To Invest in Now
The Roe vs. Wade decision has prompted investors to look at birth control companies. What condom companies are publicly traded?
California’s Tax Rebate: Who’s Eligible and How Much To Expect
California’s middleclass tax rebate is set to benefit 23 million residents, offsetting the high prices of gas and food.
What Is Stock Lending? Here's How to Earn Extra Money
Stock lending underpins short selling. It provides an opportunity for investors to earn extra money. Here are all the details on stock lending and how it works.
Tax Yield Calculation Can Help You Pick the Right Bond to Buy
You’ll need to do tax-equivalent yield calculation to see if a high-yielding taxable bond is better than a low-yielding, tax-exempt option.
Public Schools, Explained: How They’re Funded and Taxed
The tax treatment of public schools can be confusing for some, especially with regards to property and income levies.
How to Invest in Miso Robotics Stock — Series E Funding Round, Explained
Investors want to know how to invest in Miso Robotics stock before the IPO as the company’s prospects brighten. Here's how to invest in the stock and whether you should.
Elon Musk's Lawyers Have Their Work Cut Out For Them
Elon Musk’s lawsuits, such as the one tied to the meme crypto project Dogecoin, threaten his fortune.
How To Open an SBI Bank Account in the U.S.
You can open a bank account with SBI online or at the branch in India and the U.S., if you meet certain requirements.
Parent PLUS Loan Borrowers Can Be Eligible for Forgiveness
Are Parent PLUS Loans eligible for Public Service Loan Forgiveness (PSLF)? They can be if certain criteria are met. It gets a little complicated.
What to Consider Before Buying a House During a Recession
If you’re considering buying a house in a recession, some things in the real estate industry may surprise you.
How To Consolidate Your Debt Without Hurting Your Credit Score
If you're consolidating debt, you can do so without hurting your credit score. There are several approaches to take.
