Credit Card Churning Has Its Risks and Benefits
Credit card churning has been used to take advantage of credit cards' new card bonuses, but companies are beginning to catch on.
Personal Finance
Looking for advice on personal finance? From the best credit card rewards programs to the best way to save for retirement, we'll help you get a better rein on your personal finance and tax questions.
With Triple Tax Advantage, It's a No Brainer to Max Out Your HSA
While planning for retirement and healthcare expenses, should you max out your HSA? What's the triple tax advantage?When Will You Get The Child Tax Credit Payment in November 2021?
The November 2021 payment of the enhanced Child Tax Credit is expected to hit bank accounts next week.The IRS Has Released Federal Income Tax Brackets For 2022—When Are Taxes Due?
On Nov. 10, the IRS released income tax brackets for 2022. Here's an overview of the 2022 tax brackets, and how they've changed from 2021.Paying Off Your Mortgage Before Retiring May Be a Good Idea
For most people, paying off their mortgage before retiring frees up additional money that can be used to travel, invest, or relocate.Are Social Security Recipients Getting a Fourth Stimulus Check?
The nonpartisan Senior Citizens League is asking Congress to provide Social Security recipients with a fourth stimulus check of $1,400 by the end of the year.Scammers Are Targeting Grandparents and Using Grandkids as Bait
Scammers are impersonating grandchildren to swindle money from the elderly. It's being called the "Grandparent Scam."Do Medical Bills Affect Your Credit Score?
Unpaid medical bills can negatively affect your credit score and, once they're on your credit report, it can take seven years to get them off.2022 Roth IRA Contribution Limit Stays Put Despite 401(k) Lift
For the 2022 calendar year, IRA contributions aren't rising like those of 401(k)s. What's changing?Places Around the World Are Paying People to Move There
Some major cities are looking more attractive than ever. That’s why lesser-known places are offering incentives for people to move there.Direct Express Is the Easiest Way to Receive Social Security Benefits
Direct Express is the newest and safest way to receive your social security benefits. Here's how you can enroll and receive your payment automaticallyInvesting in Facebook Stock Is Just One Way to Invest in the Metaverse
Facebook is soon changing its name to "Meta," further emphasizing its focus on the metaverse. Here's how to invest in the space.Is Travel Insurance Needed or Just an Added Expense?
Travel insurance reduces your financial risk in the event that you have to cancel your travel plans or push them back.How to Invest During Volatility—Just Stick to the Basics
Stock markets have always been volatile compared to safe-haven assets. Here's how to invest during high volatility.Biden's Mortgage Stimulus Helps Homeowners Amid COVID-19 Pandemic
Mortgage assistance programs are still available under Biden's mortgage stimulus. What options are available?Why Removing Hard Inquiries Is One of The Most Important Steps in Credit Repair
What are hard inquiries and how do they impact your credit score? What are the steps to removing them? Here is everything you need to know!What To Do if You Get an FNMA Enhancement Letter
The FNMA enhances the terms of some people’s loans to avoid defaults. What should you look for in FNMA enhancement letters?How Much Social Security Will I Get at Age 63? Benefits, Explained
Your monthly Social Security benefit payment at age 63 depends on whether your full retirement age is 66 or 67.Walmart Plus Members Will Have Early Access to Black Friday Deals
Walmart's subscription service, Walmart Plus (Walmart+), has become a serious competitor to Amazon Prime.Why Whole Life Insurance Policy Might Not Be Worth It for Most People
Whole life insurance provides death benefit coverage and a cash value. It might not worthwhile for most people.Natural Gas Prices Are Set To Make Heating Bills Expensive This Winter
Households may want to leave some extra padding this winter for higher heating costs. A rise in natural gas prices is to blame.What Will Medicare Cost in 2022? Find Out Exact Cost in November
If you’re wondering what Medicare will cost in 2022, you’ll have to wait until November to get the real picture.File Your 2020 Tax Returns Now To Avoid Penalties: Oct. 15 Is the Final Deadline
The tax deadline to submit 2020 returns is approaching. Here’s what happens if you miss the October 15 tax extension deadline.Several Factors Determine How Your Social Security Benefits Are Calculated
Social Security benefits are calculated using a specific formula based on your date of birth, lifetime earnings and other factors. Here's how you Social Security benefits are calculated.What is the Best State to Retire in for Tax Purposes?
Many states offer tax breaks to retirees. What states are tax-friendly and reduce tax costs for their retired population?COLA 2022 Adjustment: Bigger Social Security Checks Are Coming
The Social Security Administration is expected to make an announcement regarding a 2022 COLA adjustment soon.There Are Still Mortgage Relief Programs For Struggling Homeowners
Although the deadline for mortgage forbearance programs ended Sept. 30, 2021, mortgage stimulus relief programs are still available.If I Paid Taxes on Unemployment, Will I Get a Refund?
If you paid taxes on unemployment benefits received in 2020, you might get a refund or the IRS could seize it.HDFC Tax Break Loophole—New York Housing Program, Explained
What is the HDFC tax break loophole? Here's an explanation of New York housing program.Social Security Increase Could Be Largest in Decades Amid Inflation Surge
The Social Security Administration is set to announce the 2022 COLA hike, which may increase payments by over $200. Here's what seniors should know.Why Are Car Dealerships Closed on Sundays?
In New Jersey, you'll be hard pressed to buy a car on the last day of the week. Why are car dealerships closed on Sundays?Roth IRAs vs Stocks and Shares ISAs: What’s Better for You?
Stocks and shares ISAs are some of the most common savings accounts for U.K. residents. They share similarities to IRA accounts in America.What Happens to Social Security Payments if the U.S. Defaults on Its Debt
On Oct. 7, the U.S. Senate temporarily increased the debt ceiling limit. What happens to social security payments if the U.S. defaults on its debt?Who Qualifies for California’s Second Stimulus Payment?
California’s updated stimulus eligibility shows that you can still receive a second check even if you got the Golden State’s first stimulus payment.Does PayPal Credit Affect Your Credit Score? Not If You Pay on Time
PayPal credit is a convenient way to shop online. However, one of the key questions is does PayPal credit affect your credit score?When Do Student Loans Show Up on Your Credit Report?
Students should consider several factors carefully when taking out loans, especially their effect on credit. When do student loans show up on your credit report?Your Complete Guide to the 2022–23 FAFSA
On Oct. 1, 2021, the U.S. Department of Education started accepting the FAFSA for the 2022–23 school year. Are you eligible to receive financial aid?Could the Stock Market’s Volatility Be the Beginning of a Black Swan Event?
It’s been many years since a black swan event occurred in the stock market, but with share prices falling at alarming rates, some think there's one coming.Who Qualifies for the Fourth Stimulus Check? Specific Stimulus Aid
Recently, the government announced a stimulus payment for specific groups. While it isn’t exactly a fourth stimulus check, who's eligible for this stimulus aid?Is Overtime Taxed Higher Than Ordinary Pay? Common Myth Debunked
There's a general opinion that working too much overtime could ultimately lead to higher taxes to the point that it would nullify higher earnings. Is overtime pay taxed higher?How Much Would the Fourth Stimulus Check Be? Americans Want More Help
How much would a fourth stimulus check be? Americans wonder if $2,000 recurring monthly payments are on the agenda.What Happens If You Contribute Too Much to 401(k)?
Making a contribution to 401(k) is beneficial for your retirement savings as well as tax benefits. However, what if you contribute too much to 401(k)?Student Loan Forgiveness Scams: What Alumni Should Watch For
As an overhaul of the student loan forgiveness policy is underway, scams are targeting debt-bearing alumni. Here's what to watch for.The USDA Permanently Raised SNAP Benefits by 25 Percent in Oct. 2021— Are You Eligible?
SNAP benefits rose by more than 25 percent on Oct. 1. Are you eligible for them, and how long will the higher SNAP benefits last?Will Biden Cancel Student Loans? PSLF Revamp and Waiver, Explained
The growing student debt in the U.S. has been a big concern. Will the Biden administration cancel student loans and revamp the PSLF program?More Golden State Stimulus II Payments Are Coming: Who Qualifies and How To Expect Payments
If you haven’t received your California stimulus payment, don't worry—it might arrive shortly. Who is eligible for Golden State Stimulus II payments?What Happens If You Deposit a Fake Check? How to Protect Yourself
What happens if you deposit a fake check? Here are steps to protect yourself from fraudulent check scams and what to look out for.How Do FAFSA Parent PLUS Loans Work and Should You Apply for One?
The FAFSA Parent PLUS loan is a federal direct student loan available to parents of undergraduate students who are financially dependent on them.Will There Be Extra Food Stamps for October? TFP Changes, Explained
Many people in the U.S. make their ends meet through federal help like food stamps. Will people get extra food stamps in October from the USDA's re-evaluated food plan?Will the Debt Ceiling Impact Social Security Payments?
Social Security retirement benefits are calculated based on lifetime earnings and age. Here’s what you need to know.
