Zero-Based Budgeting Is a Popular Way to Manage Money — Here's Why
Zero-based budgeting is a method used by companies and individuals. Allocate every dollar of income to a specific category of expenses to reach zero.
Personal Finance
Looking for advice on personal finance? From the best credit card rewards programs to the best way to save for retirement, we'll help you get a better rein on your personal finance and tax questions.
How Mortgage Points Can Lower Your Interest Rate, Explained
Now that mortgage interest rates are rising, you may consider buying mortgage points to help lower your monthly costs. Here are mortgage points explained in more detail.
What's the Best Time to Buy an Apple Watch? All the Details
The Apple Watch is a somewhat pricy accessory, so what is the best time of year to buy one? The answer may depend on whether you want the best price or the best features.
Kim Kardashian Is Launching Her Own Private Equity Firm
Kim Kardashian is starting a private equity firm, SKKY Partners, with former Carlyle investor Jay Sammons. Here's what we know so far.
What Happens to the Merchant When You Dispute a Credit Card Charge?
What happens to the merchant when you dispute a charge? See how the credit-card chargeback process works and which parties are involved.
Tuition at Private Sierra Canyon School Costs Thousands
Kanye West isn’t happy about where his kids are going to school. Sierra Canyon tuition ranges from $20,000 for pre-Kindergarten students to $40,770 for high school students.
Dolly Parton Adds Pet Apparel to Her Many Businesses
The new “Doggy Parton” line of pet apparel, accessories, and toys is the latest addition to Dolly Parton’s many businesses. Keep reading for all the details.
How to Get the Circle K Gas Discount Ahead of Labor Day Weekend
Circle K gas stations are offering a 40 cent per gallon discount on Sept. 1 between 4 p.m. and 7 p.m. local time and certain participating gas stations.
Bank of America’s No Down Payment Mortgage Program, Explained
Bank of America is testing a new program that grants mortgages with no down payment for some people of color. Here’s how it works.
Why Student Loans Are So Hard to Pay Down — Interest Rates
The nation has been talking about a student loan crisis for years, but why are student loans so hard to pay down? Interest rates are largely to blame.
Got FFEL Loans? Consider These Student Loan Forgiveness Options
President Biden’s student loan forgiveness decision leaves out a group of borrowers with FFEL loans. What are their options? Here's what we know.
Student Loan Repayment Plans, Explained — Get Ready for 2023
Student loan repayment will resume in 2023. Standard 10-year repayment plans are the default, but several income-driven repayment plans and other options exist.
Republican Candidates Stoke Controversy With Plans for Social Security
One Republican’s plan for social security involves a yearly renewal decision. Another proposed privatizing the program. Both inspired sharp rebukes.
Biden’s Student Loan Forgiveness Might Lower Your Credit Score
Student loan forgiveness is going to bring a lot of relief for many people. However, some are concerned about the forgiveness impacting their credit score.
How Do People Make Money on TikTok? Tips From High Earners
How do people make money on TikTok? See what experts and high-earning users say about how to turn a profit on the social media app.
Will Pennsylvania Send a $2,000 Stimulus Check in 2022? It's Possible
Pennsylvania Governor Tom Wolf is still pushing to get passed direct payments of up to $2,000 to households that earn less than $80,000.
What to Know If You’re Waiting for Michigan Inflation Checks
The issue of Michigan residents getting another stimulus check remains undecided, but leaders have put forward various proposals.
The $1.34 Billion Mega Millions Jackpot Remains Unclaimed After a Month
The current $1.34 billion Mega Millions jackpot has gone unclaimed for over a month. What happens when winnings go unclaimed?
Tax Lien Investing: How It Works and Dangers Investors Face
Tax lien investing may offer low-cost exposure to the real estate sector, but it comes with some challenges. Investors face certain dangers.
The Fresh Start Program Aims to Help Those Who Have Defaulted on Student Loans
Joe Biden revealed his student loan debt plan on Aug. 24, offering billions of dollars in debt forgiveness. What's the Fresh Start program about?
People in This Profession Have the Highest Student Loan Debt
People in the profession with the highest student loan debt owe more than $292,000, on average. The government funded most of the loans.
How Much Does Section 8 Pay, and What Are Its 2022 Income Limits?
How much does Section 8 pay? See how housing authorities determine the voucher amounts for this housing choice program, and get info on the income limits.
Don't Miss the Deadline to Claim a Child Tax Credit of up to $750
Rhode Island residents must file their taxes by August 31, 2022, in order to be eligible for a Child Tax Credit (CTC) of up to $750.
Student Loan Forgiveness Plan: When Will It Take Effect?
On Aug. 24, Biden announced the student loan forgiveness plan. When will loan forgiveness take effect? Here's what borrowers can expect.
Federal Student Aid Website Went Down After an Influx of Visitors Crashed It
The Federal Student Aid website may take longer to load due to “high volumes of visitors.” The website has received an influx of visitors following Biden's student loan forgiveness announcement.
Is Canceling Student Loan Debt a Bad Idea? Cons, Explained
President Joe Biden has announced the cancelation of student loans for up to $20,000 per borrower. However, it's a bad idea economically.
If I Take Out A Student Loan Now, Will It Be Forgiven?
Joe Biden’s Aug. 24 announcement on student debt relief has some wondering what would happen if they were to take out a student loan now. Would it be forgiven?
Student Debt Forgiveness: Why You Should Keep Paying Off Your Loan
You shouldn’t stop paying your student loans because of Biden’s forgiveness plan just yet.
Notice a Spike in Your Homeowner's Insurance Rates in 2022? Here’s Why
As inflation continues to drive prices upward, it’s also contributing to the increase in your home insurance rates. Here's what we know.
What Is a Perkins Loan? Eligible for Student Loan Forgiveness
As President Biden plans to forgive $10,000 in student loan debt, including for borrowers with Perkins loans, let’s clear up what a Perkins loan is.
Who Took Over FedLoan Servicing Student Loans? All About MOHELA
FedLoan Servicing ended its contract with the U.S. Department of Education in 2021. Who took over FedLoan Servicing loans? Here's what we know.
Credit Report: Here's the Right Thing to Do If You Have Closed Accounts
If you’re wondering whether you should pay off and remove closed accounts on credit report, part of the answer is that it depends. Here's what we know.
Aidvantage Took Over Navient's Federal Student Loans in 2021
Navient was previously the nation's largest student loan servicer. Last year it transferred its federal student loans to Aidvantage.
Fact Check: Are Student Loans Forgiven After 20 Years?
Many borrowers would jump on the chance to have their loan forgiven. And in some cases, this is possible after 20 years.
Can You Refinance Student Loans?
Do you know what comes next for your student loan payments? Refinancing student loans is possible, but it’s not right for everyone.
Student Loan Forgiveness May or May Not Include Parent PLUS Loans
If Joe Biden announces a $10,000 student loan forgiveness plan, it's unclear whether that will apply to borrowers of Parent PLUS loans.
Who Could Qualify for Student Loan Forgiveness
Joe Biden is expected to announce whether he will use means testing to decide who gets $10,000 of student loan forgiveness.
If You Receive Two Social Security Checks in One Month, It Isn't a Bonus
If you received two Social Security checks in one month, it's because the SSA issued your check for the following month early. Don't get too excited.
Chipotle Brings Back IQ Test for Bogo Rewards — This Week Only!
Chipotle is bringing back its Chipotle IQ test, where winners can receive a BOGO reward for answering the questions correctly. Here's what to expect.
How to Get Approved for Low-Income Housing Immediately
Low-income housing opportunities with no waiting list are rare, but some groups of applicants may be considered for immediate approval.
Goldman Sachs Forecasts an Upswing in Household Income
Goldman Sachs forecasts household income will trend upwards by the end of the year. Will the predictions prove to be accurate? Here's what we know.
How to Apply for DeVry University Student Loan Forgiveness
Looking for DeVry student loan forgiveness in 2022? See how to apply—and what the U.S. Department of Education has uncovered about DeVry’s marketing.
Upside May Offer Better Cashback Rewards Than Your Credit Card
The Upside app works with thousands of vendors around the U.S. to provide cash back on purchases. But how does Upside make money?
Social Security Offices Are Open To Walk-Ins Again After Two-Year Closure
Are Social Security offices open for walk-ins? See the latest update on office reopenings from SSA Acting Commissioner Kilolo Kijakazi.
A Zelle Scam on Facebook Marketplace Is Costing Sellers Hundreds of Dollars
A Zelle scam on Facebook Marketplace is costing sellers hundreds of dollars. See how the scam works and get tips on safely selling items online.
Receive a Package You Didn’t Order? It Might Be a Brushing Scam
Brushing scams involve a retailer or company (usually based overseas) that sends you items you didn’t order or agree to accept. It then writes up a positive review using your name.
Regulators Fine Major Banks for Using WhatsApp, Explained
Big banks like JPMorgan and Bank of America are seeing massive fines for using the encrypted communication tool WhatsApp. Here's what we know.
Would Student Loan Forgiveness Increase Inflation? All the Facts
The deadline for extending the federal student loan pause is Aug. 31. If the loans were forgiven, some worry that it could increase inflation.
Waiting for Housing Prices to Drop? Here's What You Can Expect
Many people want to know when housing prices will start to drop so that a property purchase may become more affordable. Here's what you can expect.
Pay a Credit Card Bill on Time or Early to Improve Your Credit Score
Payment history is the most important determinant of an individual’s credit score. When should you pay your credit card bill to improve your credit score?