Joel Freedman Financial Advisor Explains the Importance of Retirement Income Planning
Joel Freedman has had thousands of retirement planning conversations over the course of a four-decade career,
Personal Finance Guides
Market Realist wants you to invest successfully with these how to guides on everything from how to use the latest trading platforms to how to invest in cryptos, funds, and other assets.
Money Mentor Emily Wilcox Explains How to Improve Your Money Mindset
Money isn't necessarily the route of all evil. Money mentor Emily Wilcox shared tips on how to improve your money mindset. Make money work for you.
Netflix's 'How to Get Rich' Offers a Different Kind of Financial Advice
Netflix has a new money docuseries "How To Get Rich." Featuring financial educator Ramit Sethi, here's how the show is set up and when to watch.
These Are Hands Down the Best Investment Apps for Beginners in 2023
Investment apps like Robinhood and Acorns all claim to be the best for beginners. Here's why — plus a few other investment apps to consider using.
Rebuild Your Life: A Guide to Financial Planning After Divorce
Divorce is a stressful and emotional event that can turn your world upside down — so, here's how to navigate financial planning after divorce.
At Times You Still Need a Checkbook — Find Out How to Void a Check
If you started a new job or set up cable, to receive a direct deposit or pay your bill online, you'll need to know how to void a check after setup.
Why Is Adoption So Expensive? A Cost Breakdown
Why is adoption so expensive? Whether you look at foreign or domestic adoption, the cost adds up quickly. There are also legal fees to consider.
What Does It Mean When You Receive IRS Notice 1450?
As the federal agency responsible for collecting taxes, the IRS has to send out many notices. What's the meaning of IRS notice 1450?
Your Robinhood Brokerage Cash Isn't the Same as Your Buying Power
What is brokerage cash on Robinhood? The app makes a point of differentiating users’ brokerage cash from their buying power. Here’s the breakdown.
Underbanked or Unbanked? Alternative Financial Practices Explained
Are you underbanked or unbanked? If you're unfamiliar with these terms, read on to learn what these alternative banking methods look like.
What Are Back Taxes and What You Need to Know to Get Rid of Them
If you owe back taxes, you want to know how to pay and get rid of them, and whether they can be forgiven by the IRS. Read on for helpful answers.
Here's When the IRS Might Consider Your Tax Refund as Income
Tax refunds are only considered income in certain state tax refund circumstances. Find out more about when your tax refund might be considered income.
How Did Lori Greiner Get Rich and What Is Her Net Worth?
Lori Greiner has built a respectable net worth from her career as an inventor, entrepreneur, and Shark Tank investor. How did she get rich?
Free Food on Veterans Day to Honor Active and Retired Military Members
On Veterans Day, many restaurant chains offer deals or free food for active-duty and retired military service members. Here's where to find food freebies.
A Guide to Understanding Undervalued Stocks and How to Find Them
One way to find undervalued stocks is by looking at a company's PE (price-to-earnings) ratio. You can also look at the stock's performance and market cap.
Salary Offer Too Low? Experts Share Tips for Negotiating Better Pay
Want to know how to make a salary counteroffer? See tips from business experts about negotiating better pay after getting a job offer.
How to Use Permanent Life Insurance to Build Wealth — All the Details
Although life insurance is meant to provide money for loved ones after you pass away, it can be used for savings and protection. Here's how to use life insurance to build wealth.
How to Prepare for a U.S. Recession If One Hits in 2022
Many economists are predicting a U.S. recession over the next year. Here’s how to plan for a recession and prepare yourself in case one hits.
Fed Meeting Results in Historical Interest Rate Increase
The Fed has a dual mandate of maximizing employment while maintaining stable prices. What happens when the Fed raises interest rates?
Breaking Down the Time It Takes to Buy a House From Start to Close
Buying a house takes time, on average about 4.5 months. First, you'll need to determine your budget and start saving. Next, you'll need to learn the market.
There Could Be Serious Repercussions for Not Paying Student Loans
Student loans can a financial burden. People might wonder what would happen if they don’t pay their student loans? There could be repercussions.
Closing a Credit Card Could Impact Your Credit Score — How to Avoid Issues
Many people think about getting a credit card, but what about canceling one? Does canceling a credit card hurt your credit score?
How Many Credit Cards Is Too Many? Factors to Consider
Credit cards are common forms of payment and can help you build a good credit history and credit scores. But how many credit cards is too many and could be harmful?
Understanding What Home Equity Loans Are and How They Work
A home equity loan is calculated using the current value of your home minus the amount you owe on your mortgage. Find out more about home equity loans here.
Gap Insurance: Who Should Get It and When It’s Needed
Gap insurance covers the difference between your loan and the value of your vehicle right before it's totaled or stolen. Is Gap insurance worth it?
Here's the Best Time to Book Your Summer Flights: Expert Travel Advice
What’s the best time to book summer flights or hotels? See what experts and research say about booking airfare and accommodations for the summer.
Applying for a Credit Card Can Hurt and Help Your Credit Score
Among a number of questions, one that pops up in people's minds while applying for a credit card is, how does it hurt my credit score?
Paying Off Loans Before Buying a House? Consider These Factors
Prospective homebuyers might wonder if they should pay off their loans before buying a house. See how your credit score and debt impacts a home loan.
How to Invest Before a Recession and Protect Your Portfolio
Many experts have warned of a recession in 2022. Here's how you can invest before a recession and protect your portfolio. Preparation is key for investors.
Best Investments to Protect Your Portfolio as Inflation Hits New High
With inflation at multi-decade highs, investors are looking for ways to protect their assets from losing value. What are the best investments during high inflation?
I Bond Yields Could Hit Double Digits — How to Buy the Red-Hot Investment
I Bonds have been getting popular and the yields on the bonds could soon approach double digits. How can investors buy I Bonds and should they?
Someone Else Crashed Your Car? Here Are the Insurance Implications
Things can get complicated when someone else crashes your car. Will your or your friend’s insurance policy cover the damages?
Did Your Credit Score Drop for No Reason? Ways to Correct It
Credit scores are very important to assess your creditworthiness. Did your credit score drop for no reason? Here are some of the possible reasons and how to fix the issues.
Don't Go Into Debt Just to Get Married — Ways to Budget for a Wedding
Determining how much you can afford for your wedding can be scary, especially if the details haven't been finalized. Here a some tips for setting a wedding budget.
Withholding Taxes From Social Security Checks Is Optional — Pros and Cons
Social security income might be one of your major sources of retirement income. Should you have taxes withheld from your social security check?
Robinhood Adds to Its Extended-Hours Trading — How to Reap the Benefits
Extended-hours trading happens before or after the normal trading session. See what our analysts suggest about extended-hours trading on the Robinhood platform.
Your Credit Card Interest Rate Going Up? This Could Be Why
Sometimes without you doing anything, interest rates on credit car might go up making you wonder, why did my credit card interest rate go up?
Acquiring Debt Is Easy, Paying It Off Can Be Hard — Especially With Low Income
Dealing with debt can be challenging, but it's even more challenging trying to pay it off with low income. How can a person pay off debt with low income?
Is Credit Card Interest Tax Deductible? It Depends
If you're filing your federal tax return, you might be wondering if you can deduct credit card interest on your taxes.
Can a 401(k) Be Used as Collateral? Risks and Alternatives, Explained
A 401(k) is a great tool for retirement planning. People in need of immediate money often wonder if a 401(k) can be used as a collateral for a loan.
What Happens in a Recession and Are We Headed Towards One in 2022?
What happens in a recession and could the U.S. economy see one in 2022? Also, how can you survive a recession? Here's what to expect.
Shopping for a Personal Loan? Here’s What Credit Score You Might Need
If you're seeking to borrow some money, you may want to know what credit score is needed for a personal loan.
Tax Refund Lower Than What You Filed? Here Are Some Possible Reasons
A tax refund lower than your expectation might come as a surprise. Why is your tax refund less than what you filed?
When Are Home Improvements Worth It? How They Can Raise Your Property Taxes
A lot of homeowners feel they pay too much in taxes. Therefore, it's important to understand what home improvements increase property taxes.
In Some Cases, You Can Keep Your Tax Refund in Chapter 13 Bankruptcy
Chapter 13 bankruptcy requires most of a debtor’s disposable income to go toward repaying creditors. When can you keep your tax refund in Chapter 13 proceedings?
What Is a Schumer Box? Credit Card Company Document, Explained
A document called a Schumer box is something credit card companies are legally required to send to you. What is a Schumer box and when do people receive it?
An Income Tax Refund May Count as Income — Here’s How
It’s tax season and many people are looking forward to getting a tax refund. Does a tax refund count as income when you file the following year?
USDA Loan Requirements, Benefits, and Loan Types, Explained
Along with overseeing farming and forestry industries, the USDA also provides loan assistance to people in need. What are the USDA loan requirements?
Earn a Commission? Keep in Mind It Isn’t Always Taxed Like Salary
How is commission taxed, and how are employers required to withhold tax from commissions?
These Are the Taxes You Can Get Back From the IRS
When people file their taxes, many look forward to getting some money refunded. What taxes do you get back?