Credit Unions Versus Banks: Comparing Loan Interest Rates
When you're looking around for loan options, you might wonder, should I go for a credit union or bank? Credit union versus bank interest rates, how do they compare?
Personal Finance Guides
Market Realist wants you to invest successfully with these how to guides on everything from how to use the latest trading platforms to how to invest in cryptos, funds, and other assets.
Social Security Income Isn’t Tax-Free—Here’s How Much You Might Need To Shell Out
Social security benefits help many Americans meet their basic needs. Do you have to pay taxes on social security income?
How Do Capital Gains Taxes Work? Who Owes, Tax Rates, and More
Capital gains taxes are a form of direct tax that's applied on the sale of capital assets. How do capital gains tax work? Let's take a look at what the tax involves.
Got an IRS Letter After Filing Taxes? Here’s What It Could Mean
As tax season goes on, many people are getting letters from the IRS. Why would you get such a letter after filing taxes?
Why Did My Status Bars Disappear on WMR 2021? Troubleshooting Tips
As people track their refunds through WMR (Where's My Refund), some of them can't see the status bars when checking on 2021 refunds. Here's what you should do.
When Your Term Life Insurance Ends, These Are Your Best Options
Term life insurance typically ends after a specified period of time. What happens to term life insurance at the end of the term?
Got Your State Refund Before Your Federal? There’s Nothing To Worry About
Tax season always a plethora of questions. Some people are wondering why they got their state refund before their federal refund.
Who Pays Inheritance Taxes in the U.S., and When Do They Kick In?
Inheritance tax is the tax imposed on people who receive property or money from a decedent. Do you have to pay taxes on inheritances ?
This Is How Child Support Could Impact Your Credit Score
There are a lot of things that make or break your credit score. Does child support affect your credit score?
Tax Refund Delays: Is the IRS Holding Refunds This Year?
The IRS is delaying processing refunds for those claiming the EITC or ACTC in 2022. Processing will start in mid-February and refunds should be received around March 1.
Should You Get Term Life or Whole Life Insurance?
Choosing an insurance policy is difficult. Here's how to decide if you need term life or whole life insurance.
How Cash App Reports Transactions to the IRS
Tax season is underway, and people have a lot of questions. Does Cash App report to the IRS? Taxpayers need to understand how new laws might impact them.
Why Did My Tax Refund Go Down When I Added Another W-2?
People have all sorts of questions when tax season starts. Some people wonder why their refund went down when they added another W-2.
What Is a Reciprocal Tax Agreement and How Does It Work?
For people who work in one state but reside in another, reciprocal tax agreements might be important. What is a reciprocal tax agreement?
The IRS Has Increased the Standard Tax Deduction—Here’s by How Much
The IRS revises income tax brackets each year to reflect inflation. Did the standard tax deduction increase for 2022?
The Four Parts of Medicare and Their Coverage, Explained
Medicare offers medical coverage for medical treatment and long-term care. Here are the four parts of Medicare and their coverage, explained.
How to Shape Your Retirement and Contribute to a 403(b)
There are several ways to contribute to your retirement plan, in particular you can contribute to a 403(b). How much should you contribute to a 403(b)?
What's an Escrow Shortage and What Options Are Available?
An escrow shortage can happen if property taxes or home-related insurance premiums increase. Borrowers can either pay an escrow shortage back in a lump sum or over 12 months.
Here’s How To Find the Best Mortgage Rate
If you’re in the market to buy a new home, you may be looking to get the best mortgage rate. Here are a few helpful tips.
This Is Why Your Federal Withholding Is So Low
It's important to get your withholding amount right. However, you may be wondering why your federal withholding is so low.
How Does the IRS Determine the Underpayment Penalty on Taxes?
Failure to pay your taxes fully can get you in hot water. What's the penalty for underpaying taxes?
How Is Passive Income Taxed? How To File With This Income Stream
Earning passive income requires little effort and can come from various sources. Is passive income taxable?
Why Do Mortgages Get Sold, and How Does That Impact the Borrower?
Mortgage borrowers sometimes receive a notification regarding a change of mortgage servicer. Why do mortgages get sold?
What to Do to Get a Faster Tax Refund From the IRS
People have already started filing returns to get their tax refunds as soon as possible. When does the IRS send out refunds?
How To Handle Two W-2 Forms From the Same Employer
As tax season starts, many people have questions regarding filling out the forms. Some wonder why they received two W-2 forms from the same employer.
What's Tax Abatement? Breaking Down the Regulations
Property taxes could be one of the significant costs you incur when you own a property. Tax abatement can change that. What is tax abatement?
What You Should Know Before Shopping for a Mortgage
You may shop around for a while before finding the perfect home to make an offer on. Shopping for the right mortgage is just as important.
How to Buy a Pre-Foreclosure Home—All About the Nuanced Process
Buying a home is a long-winded ordeal. But it becomes even more nuanced when the home is pre-foreclosure. What's involved in the process of buying a pre-foreclosure home?
Why Your 20s Might Be the Best Time To Get Life Insurance
Life insurance minimizes financial impact after the insured passes away. Should you get life insurance in your 20s?
When Social Security Disability Benefits Might Become Taxable
Social security disability insurance (SSDI) helps millions of American. Are SSDI benefits taxable?
This Is How the IRS’s TCE Program Can Help Older Adults
As tax season nears, many people seek assistance, and there's help at hand for the elderly through the TCE program. What are its requirements?
No Taxable Income? Why It Still Makes Sense To File a Tax Return
As tax season approaches, people have a range of questions. Some are wondering if they should file taxes if they had no income.
How Much Does It Cost to Get Your Taxes Done?
Tax filing season is upon us, and people are getting ready to file their taxes. How much does it cost to get your taxes done?
Umbrella Insurance: Do You Really Need It?
Umbrella insurance supplements other liability policies. Who needs umbrella Insurance? Is it a waste of money?
Living Paycheck to Paycheck Can Be Stressful—Here’s How to Stop
If you want to stop living paycheck to paycheck, you'll need to implement some changes, including setting a budget and sticking to it.
Index Funds, Mutual Funds, and Stocks: Which One Is the Best?
When investing in markets, you can buy individual stocks or choose a polled investment vehicle like mutual funds and index funds. What's best for investors?
Tax-Loss Harvesting Season Is in Full Swing—Pros and Cons, Explained
The tax-loss harvesting season is in full swing in the last quarter and particularly December. Does it make enough financial sense for you to consider it?
10 Student Loan Scams to Avoid As We Enter the New Year
Avoid these 10 student loans scams online criminals are using to gain personal information from people who can't afford to repay their student loans.
Forbearance Delays Loan Payments, but What About Interest?
Due to COVID-19, Joe Biden has extended the pause on student loan repayments. Does interest accrue during forbearance?
Sports Betting Odds, Explained
If you want to get into more serious sports betting wagers where you could win big money, you should first learn what you can about betting odds and how they work.
Digital Real Estate Is a Hot New Thing—How You Can Invest in It
Digital real estate is the newest investment path that attracts individuals and companies alike. So, how can you invest in digital real estate?
Who Invented Elf on the Shelf? How the Holiday Tradition Started
Each morning between Thanksgiving and Christmas, excited children look for where Elf on the Shelf is hiding. Who invented Elf on the Shelf anyway?
Are Stay-at-Home Stocks a "Sell" or "Hold" As Biden Rules Out Lockdowns?
Stay-at-home stocks gained momentum after news of the COVID-19 omicron variant broke. Should you sell or hold these stocks?
How to Invest in I Bonds: Easy Investment With Potential Tax Benefits
I bonds are an inflation-protected savings program started by the Treasury in 1998. You can invest in I bonds easily with several potential tax benefits.
Will the DCentral NFT Event Steal the Spotlight at Miami Art Basel?
Miami Art Basel has been a tradition for artists for over a decade. The DCentral Miami Conference will bring NFTs and DeFi to the spotlight.
Relationship Between Bond Yields, Interest Rates, and Inflation
Bond yields impact the prices of a number of assets in the markets. Therefore, it's important to know what they are and how they are determined.
Hottest Items for the 2021 Holiday Season and Where to Find Them
Playstation 5, Nintendo Switch, and the Barbie Dreamhouse Dollhouse are some of the most popular items being purchased for the 2021 holiday season.
What Are the Federal Reserve Holidays in 2022? 11 Holidays Next Year
The Federal Reserve will observe 11 standard holidays in 2022. Which Federal Reserve holidays will be observed in 2022 and what are the dates?
GM Invests in Pure Watercraft Stock—How Investors Can Get Exposure
GM has announced an investment in Pure Watercraft. Can you also invest in Pure Watercraft stock?
What's OASDI on My Paycheck? Social Security Tax, Explained
What's OASDI on my paycheck? The acronym might appear on paychecks instead of FICA. Here's what OASDI means.
