The Chase Freedom Month of More Promotion Is Back — Don't Miss These Deals
If you have a Chase Freedom card, take advantage of the Month of More promotion now through May 31, 2023 for exclusive deals and cash-back rewards.
Credit
Market Realist has the latest news and updates on everything credit from the best credit cards to improving your credit score.
Should I Increase My Credit Limit? Unveiling the Surprising Perks and Pitfalls
Increasing your credit limit can lower your credit utilization rate and allow you to access more money. But there are some drawbacks to consider.
How to Negotiate a Credit Card Debt Settlement — Beware of Pitfalls
Should you negotiate your credit card debt settlement yourself? There are ways to settle for less than you owe, but beware of some pitfalls.
Freezing Your Child's Credit Might Be a Smart Move to Protect Their Future
You can block fraudsters from using your child’s Social Security number (SSN) and other personal information by freezing their credit file.
Do Monthly Subscriptions Build Credit? How to Boost Your Credit Score
If you're hoping to boost your credit score and you have subscriptions to Netflix and Spotify, you may wonder if monthly subscriptions build credit.
Starting Your Credit Journey: How to Apply for Your First Credit Card
Do you know how to apply for a credit card for the first time? For young people, this can be a crucial milestone, and here are the steps to do it.
Credit Card Settlements Can Help Struggling Borrowers, but With Downsides
How does a credit card settlement affect your credit score? Settling your credit card debt can reduce overall debt, but there are some drawbacks.
Need Relief From Credit Card Debt? How to Get a Lower Interest Rate
To get a lower interest rate on a credit card, you may want a balance transfer, negotiate with credit card company, or consolidate credit card debt.
Debt Snowball vs. Debt Avalanche — Is There a Difference?
Debt can be crippling and to pay off debt, most people choose between the debt snowball vs. debt avalanche methods to speed up repayment.
The John Lewis Credit Card Is Popular — Does It Support Apple Pay?
Apple Pay supports a number of credit cards. Is the John Lewis credit card one of them? Find out here, plus details on the rewards the card offers.
Bogged Down by Credit Card Late Fees? Biden Administration Wants to Help
The White House announced plans to eliminate "junk" fees and lower credit card late fees to $8. Here's how the proposed rule could help.
High Annual Fees? Here's How to Get Retention Offers From Amex
Some rewards credit cards come with high annual fees. Here's a script for how to get retention offers from Amex if you hold an annual-fee credit card.
Credit Card Debt Doesn't Go Away on Its Own — Even After You Die
Amid rising inflation, many people are using credit cards to cover expenses. But what happens to credit card debt after you die? Does it go away?
Best Credit Cards With No Foreign Transaction Fees If You're Traveling Abroad
Several credit cards won’t charge you foreign transaction fees, but not all of them are a good option for you to take with you on your travels.
Top Reasons Your Credit Card May Have Been Declined
Did your credit card get declined? There are many reasons why your card may have been declined. Here are the top reasons and what you should do.
Store Credit Cards Can Be Good or Bad Depending How You Use Them
There are pros and cons to opening a store credit card. Whether a store credit card is worth it depends on why you are opening it and what you do with it .
Don't Forget to Consider Sign-On Bonuses When Shopping for a Credit Card
Credit cards not only offer ongoing rewards for your everyday spending, but most offer attractive sign-on bonuses to new customers. Which cards have the best sign-on bonuses?
High Gas Prices Getting You Down? Earn Some of That Cash Back with These Rewards Credit Cards
There are plenty of rewards credit cards that pay you cash back or other rewards for spending. If you spend a lot on gas, these are some of the best credit cards to consider.
Sezzle or Afterpay? The Reviews Are In and There's a Clear Winner
The buy-now-pay-later space is gaining steam, and competitors like Sezzle and Afterpay seek to differentiate themselves from the pack. Here’s how they differ — and which one shoppers favor.
Best Credit Cards for Couples and How to Open One
Ready to get a credit card with your other half? Consider a credit card that works well for couples. We have all the details on the best credit cards for couples.
If You Are a Fan of Buy Now, Pay Later Apps, Expect Major Changes
BNPL (buy now, pay later) companies position themselves as a viable alternative to credit cards for short-term loans. A consumer watchdog wants to regulate them like credit cards.
Paying Rent Can Build Your Credit — Here’s How
On-time rent payments over the long term can help boost credit scores. Here’s how it works and how you can benefit greatly over time.
Credit Card Companies Face Decisions Over Gun Sale Tracking
Visa is changing up its tracking for gun sales made with its credit cards. Where is gun sale tracking headed and how will credit card company decisions impact the industry?
What Happens to the Merchant When You Dispute a Credit Card Charge?
What happens to the merchant when you dispute a charge? See how the credit-card chargeback process works and which parties are involved.
Biden’s Student Loan Forgiveness Might Lower Your Credit Score
Student loan forgiveness is going to bring a lot of relief for many people. However, some are concerned about the forgiveness impacting their credit score.
How Do Interest Rates Affect Employment? Fed Fights to Tame Inflation
When interest rates go up, it can have an negative impact on employment. Increased borrowing costs will likely lead to higher unemployment rates.
Credit Report: Here's the Right Thing to Do If You Have Closed Accounts
If you’re wondering whether you should pay off and remove closed accounts on credit report, part of the answer is that it depends. Here's what we know.
Pay a Credit Card Bill on Time or Early to Improve Your Credit Score
Payment history is the most important determinant of an individual’s credit score. When should you pay your credit card bill to improve your credit score?
5 Best Crypto Credit Cards: Competitive Rewards and Interest Rates
The best crypto credit cards offer lucrative rewards, competitive interest rates, and various options to redeem rewards. Here are the five best crypto credit cards.
Amex Gold vs. Chase Sapphire Preferred — Comparing Mid-Tier Luxury Cards
Amex Gold and Chase Sapphire Preferred are two of the top premium credit cards for each respective entity. How do they compare?
American Express Platinum Card Has a High Annual Fee, Can Pay for Itself
Is Amex Platinum worth the yearly fee? Learn about the annual fee for the American Express Platinum Card and the benefits cardholders can access.
Equifax Error Caused Inaccurate Credit Scores for Millions of Customers
Equifax sent inaccurate credit scores to millions of its customers earlier this year. What causes the inaccuracies? We'll explain the Equifax error.
What Happens When You Overpay a Credit Card?
Paying off your credit card debt in full means you can avoid interest fees. But what happens when you overpay a credit card bill?
Tally Pays Off Credit Card Debt, But Does It Harm Your Credit Score?
Apps like Tally make credit card debt easier to handle. Does Tally hurt your credit, though?
Tally vs. Payoff: Which Is Best for Paying Off Credit Card Debt?
Tally and Payoff are two fintech companies that help users pay consolidate and pay off credit card debt. Which is best for paying off credit card debt?
These Credit Cards Offer First-Class Rewards for Your Travel Purchases
Travel expenses can add up, so it's only right to be fairly rewarded for those purchases. Which credit cards offer the best rewards for travel?
The Cash-Back Credit Cards That Are Actually Worth It
The best cash-back credit cards have no annual fees and may offer a welcome bonus or something equivalent.
Don’t Worry If Your Credit Score Drops After Getting a New Credit Card
You may have noticed that your credit score has dropped after you got a credit card. Why is this, and what should you do?
Earn 3× Rewards Points on Everyday Purchases With the Wells Fargo Autograph Card
Wells Fargo has officially launched its Autograph credit card, which offers 3× rewards on common purchases. Is the card worth it?
Russia Is in Default on Its Sovereign Debt — Here's What Happens Now
Russia entered foreign default debt on June 26, 2022. What happens now, and how does Russia falling into default impact the world?
Credit Monitoring Is Valuable, But Is It Worth Paying For?
Credit monitoring alerts you to potentially fraudulent activity on your credit report. Many free services offer it, though paid services can provide identity theft insurance.
Balance Transfer Credit Cards May Be Smart for Debt Reduction
As part of a debt reduction strategy, credit card balance transfers may be useful. Decide whether the benefits are worth any fees you might pay.
Big Three Credit Bureaus Announce Change to Reporting Medical Debts
When will medical debt disappear from credit reports? Learn about the changes to how Equifax, Experian, and TransUnion report past-due medical bills.
How Many Credit Cards Is Too Many? Factors to Consider
Credit cards are common forms of payment and can help you build a good credit history and credit scores. But how many credit cards is too many and could be harmful?
Sezzle Can Help Users Build Credit—If They Upgrade to Sezzle Up
Does Sezzle report to credit bureaus? Here's whether the buy-now-play-later platform reports payment history to TransUnion, Equifax, and Experian.
The CFPB’s Lawsuit Against TransUnion, Explained
The Consumer Financial Protection Bureau is suing TransUnion. Here’s all you need to know about the lawsuit.
Negative Information Can Stay on Credit Reports for 10 Years or More
How long does debt stay on credit reports? See how long credit bureaus will list late payments, collection accounts, and other negative information.
The Bilt World Elite Mastercard Makes Paying Rent With Your Credit Card Possible
Wells Fargo has agreed to become the issuer of the Bilt Mastercard, which allows users to collect points for paying their rent.
The Fed's Rate Hikes Could Affect Your Credit Card Rates
The federal interest rates have been hiked for the first time in three years, which means different interest rates will be affected, including credit cards.
The 4 Best Credit Card Students Can Get to Build Credit History
Looking to establish a positive credit history? Building solid credit should be a top priority for young people. These are the 4 best credit cards for students.
