The John Lewis Credit Card Is Popular — Does It Support Apple Pay?

Apple Pay supports a number of credit cards. Is the John Lewis credit card one of them? Find out here, plus details on the rewards the card offers.

Ruchi Gupta - Author

Mar. 1 2023, Updated 11:51 a.m. ET

A woman adding a credit card to Apple Pay.
Source: Getty Images

John Lewis, which operates namesake department stores and the supermarket chain Waitrose, issues a reward-based credit card called the Partnership Card. It lets customers make purchases and pay later while earning points. Does the John Lewis credit card support Apple Pay?

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The Partnership Card can be used at both John Lewis and Waitrose stores, and earns you 1.25 percent of the amount spent in the form of reward points on every purchase. You can redeem the points for products or services at the retailer’s locations. John Lewis recently launched its Partnership Card program, dropping HSBC in favor of consumer credit provider NewDay.

The John Lewis Partnership Card, powered by MasterCard, can be used to shop anywhere MasterCard is accepted. You can also use the card to withdraw cash at ATMs. Keep reading to find out if it can be paired with Apple Pay.

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Does the John Lewis credit card support Apple Pay?

The Apple Pay app enables Apple customers to make purchases in store and online with their mobile device. The company's addition of the popular buy now, pay later feature should help it capture a larger share of the digital payment market.

Apple Pay supports various credit cards, including the John Lewis Partnership Card. Using the retailer’s credit card in Apple Pay allows you to earn rewards as usual while being able to make contactless payments with your iPhone, iPad, or Apple Watch. And if you have the card in Apple, you aren't subject to the contactless payment limit when shopping at John Lewis locations.

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You may also use the John Lewis credit card overseas for shopping and cash withdrawals. However, international transactions that involve foreign currencies may attract additional fees.

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How do you increase your John Lewis credit card limit?

The Partnership Card comes with a credit limit when you open the account. The minimum credit limit on the card is set at 250 British pounds, and you can ask the retailer to increase the limit. The maximum limit isn’t specified.

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When John Lewis receives a credit limit expansion request, it will assess the customer’s ability to repay as part of its commitment to responsible lending. Over time, the retailer may automatically raise your credit card limit, subject to your preferred settings.

Of course, before you request to have your credit limit increased, you should consider the risks that come along with it.

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A concerned woman holding her credit card.
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There are reasons your John Lewis credit card gets blocked.

Your John Lewis Partnership Card may be blocked for various reasons. Your card may be frozen if you've reported it lost or stolen to protect your account or if there's suspicious activity that suggests fraud. Card transactions may also be declined if they appear to be for gambling purposes.

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In the event you enter your PIN incorrectly three times in a row, your John Lewis credit card will be locked. Fortunately, there are a few simple solutions to getting it unlocked.

  1. Visit a local UK ATM and enter the correct PIN. Then, select 'PIN services' and follow the instructions provided.
  2. Contact John Lewis if you aren't able to get it unlocked at an ATM.

How can you prevent your John Lewis credit card from getting hacked?

John Lewis and its partners in the credit card program have put in place various measures against fraud. It uses the MasterCard Identity Check system and will send you a text alerts about suspicious transaction to get you to confirm whether the activity is genuine.

If you suspect that your credit card has been used without your permission, you should contact the creditor immediately so that your card can be locked and no additional purchases can be made.

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