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Behind Mastercard’s and Visa’s Revenues

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Visa’s fiscal 3Q17 and Mastercard’s 2Q17 revenues

Visa’s service revenues in fiscal 3Q17 were $1.9 billion, reflecting a 19.1% rise on a YoY (year-over-year) basis. The rise was mainly due to payments volume, which was $1.9 trillion in fiscal 3Q17. Of that amount, credit cards contributed $1.1 trillion, and debit cards contributed $0.80 trillion. Data processing revenues for Visa in fiscal 3Q17 stood at $1.9 billion, which reflects a rise of 29.0% YoY. The increase was mainly due to Visa’s processed transactions. In fiscal 3Q17, Visa reported 28.5 billion processed transactions. International transaction revenues and other revenues in fiscal 3Q17 were $1.5 billion and $0.20 billion, respectively.

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Mastercard’s revenues consist of four components: domestic assessments, cross-border volume fees, transaction processing fees, and other revenue. In 2Q17, domestic assessments contributed $1.3 billion, and cross-border volume fees contributed $0.98 billion. During the same period, revenue generated through transaction processing fees was $1.5 billion, and other revenues contributed $0.69 billion.

Revenue per share

Revenue per share on a trailing 12-month (or TTM) basis for Mastercard (MA) is $10.55. Revenue per share for other consumer financial companies (XLF) on a TTM basis are as follows:

  • American Express (AXP): $32.53
  • Visa (V): $7.64
  • Discover Financial Services (DFS): $18.41
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