Prudential Financial Inc

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    Company & Industry Overviews

    Hyman Bullish on Financials, Investors Upbeat about Rate Hike

    Trump’s domestic growth-friendly policies Returns have been surging for the financial sector (XLF) (VFH) as the market expects to benefit from the Trump administration’s projected policies. Markets are highly confident with the expectation of more rate hikes, for example, and of widespread deregulation. Banks’ earnings have thus been getting a huge boost, and the market has been […]

    By Mary Sadler
  • uploads///rps
    Company & Industry Overviews

    A Look at the PGIM Ultra-Short Bond ETF

    PGIM, which distributes Prudential Financial’s (PRU) retail products, has introduced the PGIM Ultra-Short Bond ETF, an actively managed fund focusing on capital appreciation and income generation.

    By Raymond Anderson
  • uploads///Glencore versus BHP Billiton
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    UK Services PMI, Draghi’s Reassurance Lifted EWU by 0.06%

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    By Renee Blakely
  • uploads///PS
    Company & Industry Overviews

    What Prudential’s Planning for Its Investment Management Business

    Prudential’s investment management division is deploying money to expand its offerings and reach.

    By Raymond Anderson
  • uploads///PCF
    Company & Industry Overviews

    Prudential’s International Insurance Aims to Expand Reach

    In 4Q17, Prudential Financial’s (PRU) life planner operations’ adjusted operating income fell to $383 million from $395 million in 4Q16 due to foreign currency exchange, policies, and increased expenses.

    By Raymond Anderson
  • uploads///analysts
    Company & Industry Overviews

    What Analysts Are Saying about Prudential Financial

    Of the 18 analysts covering Prudential Financial (PRU) in April 2018, six have recommended “strong buy,” five have recommended “buy,” and seven have recommended “hold.”

    By Raymond Anderson
  • uploads///Performance of EWU versus FEZ
    Macroeconomic Analysis

    UK Stock Market Upbeat as EWU Closes with a Gain of 2.31%

    The UK stock market cheered owing to positive rallies across the Asian and US stock markets. The iShares MSCI United Kingdom ETF (EWU) rose by 2.31%.

    By Renee Blakely
  • uploads///Rel val
    Earnings Report

    Analyzing Prudential’s Valuations after 3Q17

    Prudential Financial declared a quarterly dividend of $0.75 per share on November 14, 2017. This quarterly dividend would be paid on December 14, 2017.

    By Raymond Anderson
  • uploads///SP  Buyback Index Outperformed SP  Index
    Financials

    Icahn Identifies a Key Motivation behind the Buyback Spree in the US

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    Financials

    How insurers manage their capital requirements

    A company managing higher risk products must maintain a higher level of minimum capital compared to a company with a relatively lower level of risk.

    By Sean Millard
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    How investment income drives profit

    The impact of interest rate movements is lower in the P&C segment, as their products can be repriced annually to keep in line with interest rate movements.

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    Energy & Utilities

    How key drivers impact insurance sales

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    An insurer’s investments: Dominated by debt securities

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    By Sean Millard
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    Financials

    The US insurance industry: Largest in the world

    Insurance premiums have grown at a modest pace after a dip in 2009 due to the financial crisis, which the industry was able to navigate.

    By Sean Millard
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    Energy & Utilities

    Life insurance, P&C insurance, and reinsurance

    P&C products have commoditized characteristics, resulting in sharp competition in the market and business cycles. AIG and ACE are key players in this space.

    By Sean Millard
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    Financials

    How valuation of insurance companies works

    Financial market movements not only impact income from invested assets, but also the value of assets carried at fair value on an insurer’s balance sheet.

    By Sean Millard
  • uploads///GE Fraud Saga
    Company & Industry Overviews

    The GE Fraud Saga: More Pain as Fitch Issues LTC Report

    Fitch Ratings’ annual report on long-term care insurers ranked GE second on its list of the 16 riskiest LTC insurers. GE stock fell 3.18% on the news.

    By Mike Sonnenberg
  • uploads///stock exchange _
    Earnings Report

    What’s behind Berkshire Hathaway’s 1Q18 Losses?

    Berkshire Hathaway announced its 1Q18 results on May 5. Buffett’s investment conglomerate posted a net loss of $1.1 billion, or $692 per share.

    By Robert Karr
  • uploads///PRU
    Company & Industry Overviews

    Prudential Financial: Top Institutional Investors

    The Vanguard Group, Wellington Management, and BlackRock Institutional Trust are the top three institutional investors in Prudential Financial.

    By Rekha Khandelwal, CFA
  • uploads///Insurance
    Earnings Report

    Lower Claims, Pricing, Reinsurance Key to Berkshire’s Insurance

    Berkshire Hathaway’s (BRK.B) Insurance segment saw subdued growth in the second half of 2017 on reinsurance losses.

    By Robert Karr
  • uploads///rel val
    Company & Industry Overviews

    How Prudential Financial’s Valuations Stack Up Compared to Peers

    The price-to-book ratio of Prudential Financial (PRU) stood at 0.85x on an NTM (next-12-month) basis, which is lower than the peer average of 1.22x.

    By Raymond Anderson
  • uploads///Insurance
    Earnings Report

    Berkshire’s Insurance Segment Benefits From Fewer Claims

    In 1Q18, Berkshire Hathaway’s (BRK.B) insurance revenue fell YoY (year-over-year) to $14.6 billion from $22.9 billion.

    By Robert Karr
  • uploads///stock market _
    Earnings Report

    What to Expect from Berkshire Hathaway’s 1Q18 Earnings

    In this series, we’ll look into Berkshire Hathaway’s 1Q18 expected divisional performance along with a variety of other factors.

    By Robert Karr
  • uploads///PS ratio
    Company & Industry Overviews

    AIG Canada Made the Top 100 Employers List

    AIG’s Canadian business unit, AIG Canada, announced on February 13, 2018, that it had made the list of Canada’s Top 100 Employers of the younger generation.

    By Raymond Anderson
  • uploads///Rel Val
    Earnings Report

    What Are Prudential Financial’s Valuations?

    Prudential Financial’s (PRU) price-to-earnings ratio is 8.93x on an NTM (next-12-month). The average for its peer group is 11.0x.

    By Raymond Anderson
  • uploads///Insurance
    Earnings Report

    Underwriting May Help Berkshire’s Insurance Division

    Claims could subside The insurance sector (IYF) faced headwinds and losses in 3Q17 due to hurricanes across the US East Coast. Berkshire Hathaway (BRK.B), AIG (AIG), Prudential Financial (PRU), MetLife (MET), and other reinsurers faced headwinds and underwriting losses in 3Q17, which were partially offset by gains from debt and equity investments. In 4Q17, claims are […]

    By Robert Karr
  • uploads///Insurance
    Company & Industry Overviews

    Insurance Claims Dent Berkshire’s Profitability in 2017

    Berkshire Hathaway (BRK.B) reported losses before tax of $963 million in 3Q17 compared to earnings before taxes of $1.4 billion in the corresponding period last year.

    By Robert Karr
  • uploads///Insurance
    Earnings Report

    What Berkshire’s Insurance Business Expects for 3Q17

    Berkshire Hathaway Insurance segment is expected to see a YoY rise in revenues due to the sale of policies in automotive, property, and reinsurance offerings.

    By Robert Karr
  • uploads///Insurance
    Company & Industry Overviews

    Berkshire Hathaway’s Insurance: What to Expect amid Rising Claims

    Berkshire Hathaway (BRK.B) saw subdued profits in its Insurance segment in 2Q17, mainly due to higher claims. The trend is set to get stronger in the second half of 2017

    By Robert Karr
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    Insurance after Harvey and Irma

    Hurricane Harvey devastated Houston in late August 2017, causing damages totaling $180 billion, but Irma could be even more expensive.

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  • uploads///Prem recievd
    Financials

    These Insurance Giants Have Seen Declines in Their Total Revenues

    In 1H17, Prudential Financial (PRU) generated total revenues of $27.1 billion—a year-over-year decline of ~5.8%.

    By Raymond Anderson
  • uploads///CB relative valuation
    Company & Industry Overviews

    What Led to Chubb’s Premium Valuations?

    Wall Street analysts have given a one-year price target of $157.53 on Chubb (CB), an increase of 11.4% from the current price level.

    By Raymond Anderson
  • uploads///CB and comp
    Company & Industry Overviews

    Why Chubb’s Global Reinsurance Division’s Income Rose

    Chubb’s (CB) global reinsurance division has witnessed a substantial fall in its net premiums written in 2Q17 as compared to 2Q16.

    By Raymond Anderson
  • uploads///CB and comp
    Company & Industry Overviews

    How Chubb’s North American Commercial Property Segment Performed

    Chubb’s (CB) North America Commercial Property and Casualty Insurance division witnessed a marginal fall in its net premiums written in 2Q17 as compared to 2Q16.

    By Raymond Anderson
  • uploads///Chubb and comp
    Company & Industry Overviews

    Chubb Beat EPS Estimates but Missed Revenue Estimates

    Chubb (CB) reported earnings per share (or EPS) of $2.50 in 2Q17, which beat Wall Street analyst estimates of $2.47.

    By Raymond Anderson
  • uploads///Analysts rating on PRU
    Company & Industry Overviews

    Analysts’ ‘Hold’ Ratings on Prudential Financial amid Lower Valuations

    Prudential Financial (PRU) is covered by 17 analysts. Four of these analysts rated the stock as a “strong buy,” and two analysts gave a “buy” rating on the stock.

    By Raymond Anderson
  • uploads///Prudential relative val
    Company & Industry Overviews

    Prudential’s Discounted Valuations in 2Q17

    Wall Street analysts recommended a one-year price target of $116.07 per share on Prudential Financial (PRU), reflecting an increase of ~14.1% from the current price.

    By Raymond Anderson
  • uploads///PRU and comp
    Company & Industry Overviews

    A Look at Prudential Financial’s Dividends in 2017

    In 2016, Prudential Financial (PRU) declared total dividends of $2.80 per share. In 2017, the company is expected to declare total dividends of $3.06 per share.

    By Raymond Anderson
  • uploads///PRU and comp
    Company & Industry Overviews

    Insights into Prudential’s International Insurance Division

    Prudential Financial’s (PRU) Life Planner division experienced an increase in its earnings in 2Q17 compared to 2Q16.

    By Raymond Anderson
  • uploads///PRU and comp
    Company & Industry Overviews

    Understanding Prudential’s Group Insurance and Individual Life Earnings

    In 2Q17, on the basis of annualized new business premiums, sales in Prudential’s Individual Life business stood at $153 million, reflecting a marginal decline of ~3.8% year-over-year.

    By Raymond Anderson
  • uploads///PRU and comp
    Company & Industry Overviews

    Why Earnings Rose in Prudential’s Asset Management Business

    In 2Q17, earnings from Prudential’s asset management business stood at $218 million compared to $207 million in 2Q16.

    By Raymond Anderson
  • uploads///PRU and comp
    Company & Industry Overviews

    Analyzing Prudential’s Individual Annuities and Retirement Businesses

    After excluding market-driven and discrete items, earnings from Prudential Financial’s individual annuities stood at $512 million in 2Q17 compared to $375 million in 2Q16.

    By Raymond Anderson
  • uploads///Prudential and comp RPS
    Company & Industry Overviews

    Prudential Misses Earnings Estimates, Net Income Falls Year-over-Year

    In 2Q17, Prudential Financial (PRU) reported 2Q17 net income of $491 million compared to $921 million in 2Q16. Its 2Q17 earnings per share of $2.09 missed the estimate of $2.70.

    By Raymond Anderson
  • uploads///Dividend
    Company & Industry Overviews

    Prudential Rewarded Shareholders with $930 Million in 3Q16

    In 3Q16, the company returned $930.0 million to shareholders in the form of dividends and buybacks.

    By Robert Karr
  • uploads///Valuations
    Earnings Report

    Prudential’s Valuations Are Weak on 2Q16 Operating Performance

    Prudential’s stock has risen by 16% in the past six months, mainly due to expectations of improved fundamentals and higher investment and underwriting income.

    By Robert Karr
  • uploads///Financial payout
    Earnings Report

    Prudential Returns $700 Million in Payouts to Shareholders

    Prudential Financial has been very consistent with dividend payouts to shareholders, which makes it a very strong prospect for long-term value investors.

    By Robert Karr
  • uploads///Estimates
    Earnings Report

    Prudential Saw a Fall in 2Q16 on Lower US Sales

    Prudential Financial (PRU) reported its 2Q16 earnings results on August 3, 2016. It reported adjusted operating income per share of $1.84 in the quarter.

    By Robert Karr
  • uploads///Payouts
    Company & Industry Overviews

    Prudential Remains Prudent on Returning Capital to Shareholders

    Prudential Financial (PRU) has been very consistent with dividend payouts to shareholders, which makes the stock a very strong prospect for long-term value investors.

    By Robert Karr
  • uploads///Insurance and interest rates
    Macroeconomic Analysis

    How Does a Rate Hike Impact Insurance Stocks?

    Interest rates are a key performance driver for life insurance companies, affecting their margins, hedging costs, and product sales.

    By Rebecca Keats
  • uploads///Hits and misses
    Company & Industry Overviews

    Is Prudential Financial on the Road to Recovery in 2016?

    In 1Q16, Prudential’s revenues fell 4.4% year-over-year to $11.3 billion. On a constant dollar basis, the company saw a decline in its international insurance and US retirement solutions businesses.

    By Robert Karr
  • uploads///Dividend payout
    Company & Industry Overviews

    How Prudential Has Boosted Shareholder Payout

    Since 2010, Prudential Financial (PRU) has returned approximately $10 billion to shareholders in the form of dividends and buybacks.

    By Robert Karr
  • uploads///US Individual
    Company & Industry Overviews

    Prudential’s US Individual Division to Benefit from Lower Charges

    Prudential Financial’s (PRU) US Individual Life and Group Insurance division saw a fall in operating income on lower group insurance revenues.

    By Robert Karr
  • uploads///International insurance
    Company & Industry Overviews

    Strong Dollar Continues to Impact Prudential Internationally

    On a constant dollar basis, Prudential Financial’s (PRU) International Insurance segment reported a 7% rise in revenues in 4Q15.

    By Robert Karr
  • uploads///Stock
    Company & Industry Overviews

    Prudential Financial Expected to See Higher Profits in 1Q16

    Prudential Financial’s (PRU) stock has risen by 7% in the past month and has fallen by 13% in the past quarter.

    By Robert Karr
  • uploads/// comparison
    Company & Industry Overviews

    How to Pick a Life Insurance Policy

    Term life insurance provides guaranteed benefits to beneficiaries for a specific period of time in case of the sudden death of the insured person.

    By Peter Barnes
  • uploads/// type
    Company & Industry Overviews

    What Are the Different Types of Life Insurance Policies?

    Life insurance (PRU) (MET) policies come in various forms that cater to people in different age groups and with different financial goals.

    By Peter Barnes
  • uploads///KIE vs treasuries
    Macroeconomic Analysis

    The Effect of an Interest Rate Reversal on Insurance Companies

    Interest rates are a key performance driver for life insurance companies. They affect their margins, hedging costs, and product sales.

    By Rebecca Keats
  • uploads///Portfolio Break down of the AXEAX
    Macroeconomic Analysis

    How the Columbia European Equity Fund Fared until October

    As of the September portfolio of the Columbia European Equity Fund, the top ten equity holdings included Novartis, Roche Holding, and Prudential Financial.

    By David Ashworth
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    Earnings Report

    Prudential Financial’s 2Q15 Earnings Beat Estimates

    Prudential Financial’s 2Q15 revenue rose by 12% year-over-year to $12.5 billion, exceeding consensus estimates of $11.2 billion. Its net income was $1.4 billion, up by 29% compared with 2Q14.

    By Robert Karr
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    Fund Managers

    Magnetar Eliminates Exposure to MetLife

    MetLife (MET) is a global insurance company that operates in several countries around the world. It reported operating earnings of $1.6 billion in 4Q14.

    By Santiago Solari
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    Company & Industry Overviews

    UTC Is Revolutionizing Its Employee Pension Plan

    After 2003, UTC started offering its new employees a hybrid-defined benefit cash pension plan.

    By Ally Schmidt
  • uploads///Graph
    Company & Industry Overviews

    Cigna: Group Disability And Life Insurance Business

    Disability accounts for about 49% of the company’s Group Disability and Life Business revenues. It covers over 7.5 million people.

    By Margaret Patrick
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    Company & Industry Overviews

    Prudential Financial Enjoys Strong Solvency Ratios

    Prudential has comfortable solvency positions in its subsidiaries. In the US, Prudential Insurance’s solvency ratio was well above the target ratio of 400%.

    By Sean Millard
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    Company & Industry Overviews

    A Closer Look at Prudential Financial’s Capital Structure

    Prudential reported a capital capacity of ~$2 billion at the end of 2014, which is net of another ~$2 billion capital that it earmarked for debt reduction.

    By Sean Millard
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    Company & Industry Overviews

    Prudential Financial’s US Distribution Network

    Prudential’s customer base includes over 30 million individual customers and 25,000 corporate clients, consisting of more than half of the Fortune 500 list.

    By Sean Millard
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    Company & Industry Overviews

    MetLife’s Asia business show growth prospects

    Contributing ~20% to the group’s operating earnings, the Asia business segment remains a key profit driver of MetLife.

    By Sean Millard
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    Company & Industry Overviews

    MetLife is a leading player in the US insurance industry

    MetLife intends to grow its retail business and expects low single-digit growth in the long term.

    By Sean Millard
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    Company & Industry Overviews

    MetLife – A globally diversified insurance company

    MetLife is a market leader in the US and the largest life insurer in Mexico and Chile. It is among the leading players in Japan, Korea, and Poland.

    By Sean Millard
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