Allstate Corp (The)

Latest Allstate Corp (The) News and Updates

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    Company & Industry Overviews

    Health Care and Utilities Sectors: Best Performers on November 29

    The health care sector rose 0.65% on November 29. Alexion Pharm (ALXN) (+5.2%) and Centene (CNC) (+3.9%) are the top performers.

    By Val Kensington
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    Company & Industry Overviews

    What Led to Chubb’s Discounted Valuations?

    Chubb has been successful in gaining investors’ confidence as the company rewarded shareholders with $667 million in 2Q17 via repurchases and dividends.

    By Raymond Anderson
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    Company & Industry Overviews

    AIG Posted a Huge Loss in 4Q17

    AIG (AIG) reported a net loss of $6.66 billion in 4Q17—compared to a loss of $3 billion in 4Q16.

    By Peter Barnes
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    Materials

    Underwriting profit: First leg of the profit machine

    An underwriting loss is not unusual for an insurance company. In a soft pricing environment, pricing of P&C products is low due to intense competition.

    By Sean Millard
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    Consumer

    How cost structures and distribution channels impact profit

    As customers use Internet-based aggregators to purchase insurance policies, insurers use online sales to interact directly with customers and reduce costs.

    By Sean Millard
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    Financials

    The US insurance industry: Largest in the world

    Insurance premiums have grown at a modest pace after a dip in 2009 due to the financial crisis, which the industry was able to navigate.

    By Sean Millard
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    Financials

    Making sense of an insurer’s liabilities

    Policyholder liabilities, or policyholder reserves, represent the future claims that may arise for the pool of policies the insurer writes.

    By Sean Millard
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    Consumer

    Goldman Sachs: Trade War Boosts Risk of Recession

    Goldman Sachs (GS) has cut its Q4 growth forecast by 20 basis points. It now foresees the trade war impacting growth more than it previously forecast.

    By Anuradha Garg
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    Earnings Report

    How Analysts Are Rating Chubb

    Chubb (CB) is tracked by 18 analysts in February 2018. One analyst has recommended a “sell” for the stock, and one has recommended a “hold.”

    By Raymond Anderson
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    Earnings Report

    Understanding Chubb’s Premium Valuations

    Chubb’s (CB) PE (price-to-earnings) ratio is 14.37x on an NTM (next 12-month) basis. The average for its competitors was 13.36x.

    By Raymond Anderson
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    Earnings Report

    Here’s What’s behind Chubb’s Net Income in 4Q17

    Chubb’s (CB) net income in 4Q17 was $1.5 billion compared to $1.6 billion in 4Q16. It saw a rise in net premiums earned, from $7.1 billion in 4Q16 to $7.2 billion in 4Q17.

    By Raymond Anderson
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    Company & Industry Overviews

    Understanding the Performance of MetLife’s Holdings Division

    MetLife’s (MET) holdings division saw a substantial rise in its operating earnings from $500 million in the first nine months of 2016 to $1.0 billion in the first nine months of 2017.

    By Raymond Anderson
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    Company & Industry Overviews

    How Will MET’s Property and Casualty, Asia Businesses Fare?

    MetLife’s (MET) property and casualty (or P&C) business is expected to show an upward trend in 2018.

    By Raymond Anderson
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    Company & Industry Overviews

    Insurance Claims Dent Berkshire’s Profitability in 2017

    Berkshire Hathaway (BRK.B) reported losses before tax of $963 million in 3Q17 compared to earnings before taxes of $1.4 billion in the corresponding period last year.

    By Robert Karr
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    Earnings Report

    How AIG’s Valuation Compares after 3Q17

    Discounted valuation American International Group (AIG) has a one-year forward price-to-earnings ratio of 20.4x, whereas its peers’ average ratio is 21.0x. National General Holdings (NGHC), Allstate (ALL), and Arch Capital Group (ACGL) have ratios of 18.8x, 15.1x, and 29.2x, respectively. AIG’s lower valuation is mainly due its significant catastrophe losses of $3 billion in 3Q17 and its […]

    By Raymond Anderson
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    Earnings Report

    The Impact of Hurricanes on AIG’s Personal Insurance Division

    Higher losses American International Group’s (AIG) personal insurance division saw catastrophe losses of $297 million in 3Q17, compared with $27 million in 3Q16. The substantial rise in losses was mainly due to windstorm and hailstorm losses, which stood at $206 million in 3Q17 and $26 million in 3Q16. Over the last 12 months, AIG has had a […]

    By Raymond Anderson
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    Earnings Report

    Net Investment Income Rises for AIG’s Group Retirement Division

    Net investment income and premiums American International Group’s (AIG) group retirement division saw its premiums fall marginally to $8 million in 3Q17 from $9 million in 3Q16. The division’s net investment income fell 5% from $554 million in 3Q16 to $524 million in 3Q17. This fall was mainly due to lower income from alternative investments. Whereas AIG […]

    By Raymond Anderson
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    Earnings Report

    A Look at AIG’s Individual Retirement Business

    Assets under administration and premiums American International Group’s (AIG) individual retirement business saw its premiums fall 41% to $22 million in 3Q17 from $37 million in 3Q16. In 3Q17, the division’s assets under administration stood at $147.8 billion, due to positive equity markets and a favorable net flow related to index annuities. Whereas AIG has an enterprise value […]

    By Raymond Anderson
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    Earnings Report

    How AIG’s Consumer Insurance Division Performed in 3Q17

    Marginal fall American International Group’s (AIG) consumer insurance division’s total operating revenue fell 1% from $6 billion in 3Q16 to $5.9 billion in 3Q17. The marginal fall was mainly due to lower net investment income and premiums. The division’s premiums fell 2% to $3.2 billion in 3Q17 from $3.3 billion in 3Q16. Whereas AIG has a beta of […]

    By Raymond Anderson
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    Earnings Report

    AIG’s Commercial Insurance Division Sees Catastrophe Losses

    Total operating revenue In 3Q17, American International Group’s (AIG) commercial insurance division’s total operating revenue comprised net investment income and premiums. In 3Q17, AIG’s commercial insurance division’s total operating revenue fell to $4.6 billion from $5.4 billion in 3Q16, a 15% fall. This fall was mainly due to premiums falling 15%, from $4.5 billion in 3Q16 […]

    By Raymond Anderson
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    Earnings Report

    American International Group’s Total Expenses Rise in 3Q17

    Total expenses rise American International Group’s (AIG) total benefits, losses, and expenses rose a substantial 20% from $12.1 billion in 3Q16 to $14.6 billion in 3Q17. This rise was mainly due to policyholder benefits and losses rising. In 3Q17, AIG incurred policyholder benefits and losses of $10.3 billion, compared with $7.5 billion in 3Q16, a […]

    By Raymond Anderson
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    Company & Industry Overviews

    Understanding Chubb’s North America Agricultural Insurance Division

    Chubb’s North America Agricultural Insurance division generated underwriting income of $116.0 million in 1H17 compared to $67.0 million in 1H16, which implies an increase of 73.1%.

    By Raymond Anderson
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    Company & Industry Overviews

    What Happened with Chubb’s Life Insurance Division?

    In 1H17, Chubb Limited’s (CB) Life Insurance business reported income of $114.0 million in 1H17 compared to $134.0 million in 1H16, reflecting a 14.9% decline.

    By Raymond Anderson
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    Company & Industry Overviews

    Inside Chubb’s Overseas General Insurance Division

    Chubb’s Overseas General Insurance Division generates the majority of its net premiums written from Latin America, Europe, and Asia.

    By Raymond Anderson
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    Company & Industry Overviews

    Why Chubb’s Personal Insurance Business Saw a Rise in Income

    Chubb Limited’s (CB) Personal Property and Casualty business’s underwriting income rose from $138.0 million in 1H16 to $285.0 million in 1H17, reflecting an increase of 106.5%.

    By Raymond Anderson
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    Company & Industry Overviews

    Chubb’s Net Investment Income Rose in 1H17

    Chubb Limited (CB) reported net investment income of ~$1.5 billion in 1H17 compared to ~$1.4 billion in 1H16, reflecting a 9.6% increase. CB generated an 11% return on equity on a trailing-12-month basis.

    By Raymond Anderson
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    Earnings Report

    Understanding AIG’s Reshuffling and Technology Initiatives

    Brian Duperreault, chief executive officer of American International Group (AIG), has taken a major step by reshuffling the company into three units.

    By Raymond Anderson
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    Earnings Report

    AIG in 3Q17: What We Can Expect

    American International Group (AIG) is expected to announce its earnings for 3Q17 on November 2, 2017. Wall Street analysts have provided a high estimate of $0.90 for AIG’s 3Q17 EPS.

    By Raymond Anderson
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    Company & Industry Overviews

    Berkshire Hathaway’s Insurance: What to Expect amid Rising Claims

    Berkshire Hathaway (BRK.B) saw subdued profits in its Insurance segment in 2Q17, mainly due to higher claims. The trend is set to get stronger in the second half of 2017

    By Robert Karr
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    Financials

    Where MetLife’s Expected Total Dividend for 2017 Stands next to Allstate’s

    In 2017, MetLife (MET) is expected to declare a total dividend of $1.61 per share, representing an increase of 1.9% from the total dividend it declared in 2016.

    By Raymond Anderson
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    Financials

    What Else Could Make This an Expensive Year for Insurance Giants?

    US insurance giants (IYF) are expected to witness costs in the range of $20 billion–$65 billion stemming from the effects Hurricane Irma.

    By Raymond Anderson
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    Financials

    What’s Happening with AIG’s Commercial Insurance Division?

    From January 2016–June 2016, AIG managed to report total operating revenues of $10.8 billion—a 15% YoY fall, primarily due to lower premiums in 1H17.

    By Raymond Anderson
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    Company & Industry Overviews

    What Led to Chubb’s Premium Valuations?

    Wall Street analysts have given a one-year price target of $157.53 on Chubb (CB), an increase of 11.4% from the current price level.

    By Raymond Anderson
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    Company & Industry Overviews

    How Chubb’s Life Insurance Division Fared

    Chubb’s (CB) life insurance division has posted net premiums written of $523 million in 2Q17 as compared to $527 million in 2Q16.

    By Raymond Anderson
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    Company & Industry Overviews

    How Chubb’s Overseas General Insurance Division Performed

    Chubb’s (CB) Overseas General Insurance division saw a decline in its net premiums written in 2Q17 from $2.01 billion as compared to $2.03 billion in 2Q16.

    By Raymond Anderson
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    Company & Industry Overviews

    Why Chubb’s Global Reinsurance Division’s Income Rose

    Chubb’s (CB) global reinsurance division has witnessed a substantial fall in its net premiums written in 2Q17 as compared to 2Q16.

    By Raymond Anderson
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    Company & Industry Overviews

    How CB’s North America Agricultural Insurance Division Fared

    Chubb’s (CB) North America Agricultural Insurance division witnessed a rise of 7.7% in its net premiums written in 2Q17 as compared to 2Q16.

    By Raymond Anderson
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    Company & Industry Overviews

    How CB’s North America Personal Property Insurance Segment Performed

    Chubb Limited (CB) has witnessed a rise of 2.0% in its net premiums written in 2Q17 as compared to 2Q16.

    By Raymond Anderson
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    Company & Industry Overviews

    How Chubb’s North American Commercial Property Segment Performed

    Chubb’s (CB) North America Commercial Property and Casualty Insurance division witnessed a marginal fall in its net premiums written in 2Q17 as compared to 2Q16.

    By Raymond Anderson
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    Company & Industry Overviews

    Chubb Beat EPS Estimates but Missed Revenue Estimates

    Chubb (CB) reported earnings per share (or EPS) of $2.50 in 2Q17, which beat Wall Street analyst estimates of $2.47.

    By Raymond Anderson
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    Company & Industry Overviews

    Prudential’s Discounted Valuations in 2Q17

    Wall Street analysts recommended a one-year price target of $116.07 per share on Prudential Financial (PRU), reflecting an increase of ~14.1% from the current price.

    By Raymond Anderson
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    Company & Industry Overviews

    A Look at Prudential Financial’s Dividends in 2017

    In 2016, Prudential Financial (PRU) declared total dividends of $2.80 per share. In 2017, the company is expected to declare total dividends of $3.06 per share.

    By Raymond Anderson
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    Company & Industry Overviews

    Insights into Prudential’s International Insurance Division

    Prudential Financial’s (PRU) Life Planner division experienced an increase in its earnings in 2Q17 compared to 2Q16.

    By Raymond Anderson
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    Company & Industry Overviews

    How Wall Street Analysts View AIG

    American International Group (AIG) is covered by 18 analysts, out of which seven analysts gave “strong buy” ratings on the stock.

    By Raymond Anderson
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    Company & Industry Overviews

    Understanding Prudential’s Group Insurance and Individual Life Earnings

    In 2Q17, on the basis of annualized new business premiums, sales in Prudential’s Individual Life business stood at $153 million, reflecting a marginal decline of ~3.8% year-over-year.

    By Raymond Anderson
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    Company & Industry Overviews

    Why AIG Discounted Its Valuations in 2017

    Wall Street analysts have given a one-year price target of $70.00 on American International Group (AIG), which reflects an ~14.1% increase from the current price.

    By Raymond Anderson
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    Company & Industry Overviews

    Why Earnings Rose in Prudential’s Asset Management Business

    In 2Q17, earnings from Prudential’s asset management business stood at $218 million compared to $207 million in 2Q16.

    By Raymond Anderson
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    Company & Industry Overviews

    Insights on AIG’s Share Repurchases

    In 2Q16, AIG reported operating general operating expenses (or GOE) of $2.4 billion, which the company reduced by $191.0 million. It reported GOE of $2.2 billion in 2Q17.

    By Raymond Anderson
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    Company & Industry Overviews

    Analyzing Prudential’s Individual Annuities and Retirement Businesses

    After excluding market-driven and discrete items, earnings from Prudential Financial’s individual annuities stood at $512 million in 2Q17 compared to $375 million in 2Q16.

    By Raymond Anderson
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    Company & Industry Overviews

    Understanding AIG’s Dividend Distribution in 2017

    AIG is expected to declare dividends of $1.33 per share in 2017, reflecting a rise of ~38.5% from the total dividends declared in 2016.

    By Raymond Anderson
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    Company & Industry Overviews

    Analyzing AIG’s Life and Personal Insurance Business

    AIG’s pretax operating income for personal insurance stood at $330 million in 2Q17. In 2Q16, it stood at $152 million.

    By Raymond Anderson
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    Company & Industry Overviews

    AIG’s Individual and Group Retirement Businesses amid Strong Equity Markets

    American International Group’s (AIG) Consumer Business division reported pretax operating income of ~$1.3 billion in 2Q17 compared to $948.0 million in 2Q16.

    By Raymond Anderson
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    Company & Industry Overviews

    Why AIG’s Commercial Business Segment’s Operating Income Fell in 2Q17

    In 2Q17, the pretax operating income of AIG’s Commercial Business division stood at $716 million compared to $941 million in 2Q16.

    By Raymond Anderson
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    Company & Industry Overviews

    Why AIG’s Net Income Fell on a Year-over-Year Basis

    AIG is expected to post earnings per share of $1.22 in 3Q17, an ~20.3% decline from its 2Q17 earnings. AIG is expected to report revenues of ~$11.8 billion in 3Q17.

    By Raymond Anderson
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    Company & Industry Overviews

    Reinsurance, P&C Weigh on AIG’s Commercial Business

    AIG’s Commercial division saw a loss ratio of 71.9 in 1Q17. AIG saw its book value expand ~2.5% in 1Q17 on a year-over-year basis.

    By Robert Karr
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    Company & Industry Overviews

    AIG’s Restructuring Costs Consistent amid Strategic Transactions

    In 4Q16, American International Group (AIG) spent $206.0 million on restructuring initiatives that target inefficiencies and expense reduction.

    By Robert Karr
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    Company & Industry Overviews

    Why AIG Rose 14% in a Quarter despite Missing Estimates

    In this series, we’ll study AIG’s expected performance, investment profitability, operating divisions, expansion, balance sheet, dividends, and valuations.

    By Robert Karr
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    Company & Industry Overviews

    Prudential Rewarded Shareholders with $930 Million in 3Q16

    In 3Q16, the company returned $930.0 million to shareholders in the form of dividends and buybacks.

    By Robert Karr
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    Earnings Report

    Berkshire’s Insurance Falls on Reinsurance and GEICO in 3Q

    Berkshire Hathaway (BRK-B) saw underwriting revenues rise on a year-over-year basis in 3Q16 to $12.4 billion.

    By Robert Karr
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    Earnings Report

    AIG’s Consumer Insurance Benefits from Hedge Funds, Underwriting

    American International Group’s (AIG) Consumer Insurance division recorded a rise in pretax operating earnings in 3Q16. The division’s pretax operating income rose to ~$1.4 billion compared with ~$657 million in 3Q15.

    By Robert Karr
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    Company & Industry Overviews

    AIG’s Restructuring Initiatives to Take Further Shape in 3Q

    American International Group (AIG) has announced that it will spend $500 million on restructuring initiatives.

    By Robert Karr
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    Earnings Report

    Prudential Returns $700 Million in Payouts to Shareholders

    Prudential Financial has been very consistent with dividend payouts to shareholders, which makes it a very strong prospect for long-term value investors.

    By Robert Karr
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    Earnings Report

    Berkshire Hathaway’s Insurance Rises on GEICO, Primary Group in 2Q

    Berkshire Hathaway’s statutory surplus for its insurance businesses was $124 billion on December 31, 2015.

    By Robert Karr
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    Earnings Report

    Prudential Saw a Fall in 2Q16 on Lower US Sales

    Prudential Financial (PRU) reported its 2Q16 earnings results on August 3, 2016. It reported adjusted operating income per share of $1.84 in the quarter.

    By Robert Karr
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    Company & Industry Overviews

    Prudential Remains Prudent on Returning Capital to Shareholders

    Prudential Financial (PRU) has been very consistent with dividend payouts to shareholders, which makes the stock a very strong prospect for long-term value investors.

    By Robert Karr
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    Company & Industry Overviews

    Is Prudential Financial on the Road to Recovery in 2016?

    In 1Q16, Prudential’s revenues fell 4.4% year-over-year to $11.3 billion. On a constant dollar basis, the company saw a decline in its international insurance and US retirement solutions businesses.

    By Robert Karr
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    Company & Industry Overviews

    How Prudential Has Boosted Shareholder Payout

    Since 2010, Prudential Financial (PRU) has returned approximately $10 billion to shareholders in the form of dividends and buybacks.

    By Robert Karr
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    Company & Industry Overviews

    Prudential’s US Individual Division to Benefit from Lower Charges

    Prudential Financial’s (PRU) US Individual Life and Group Insurance division saw a fall in operating income on lower group insurance revenues.

    By Robert Karr
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    Macroeconomic Analysis

    How’s AIG Doing in Its Simplification Process?

    In 2015, AIG continued its simplification process for its balance sheet. In 2016, AIG is expected to strengthen its balance sheet with higher operating cash flows.

    By Robert Karr
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    Macroeconomic Analysis

    AIG’s Commercial Insurance: Will It Post a Profit in 1Q16?

    AIG reported a pre-tax operating loss of $2.1 billion for its commercial insurance business in 4Q15 compared to a pre-tax operating income of $1.2 billion in 4Q14.

    By Robert Karr
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    Company & Industry Overviews

    Strong Dollar Continues to Impact Prudential Internationally

    On a constant dollar basis, Prudential Financial’s (PRU) International Insurance segment reported a 7% rise in revenues in 4Q15.

    By Robert Karr
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    Macroeconomic Analysis

    Could Icahn and Citi Be Suggesting an AIG Sale?

    As AIG continues to decline, there are suggestions as well as speculation of an AIG sale. These speculations, although they seem unlikely to happen, can push AIG’s stock prices.

    By Robert Karr
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    Macroeconomic Analysis

    The Rationale behind AIG’s Heavy Repurchases

    In 4Q15, AIG repurchased 53 million shares for an aggregate purchase price of $3.2 billion. It made additional repurchases of $2.5 billion through the end of February 11, 2016.

    By Robert Karr
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    Company & Industry Overviews

    Prudential Financial Expected to See Higher Profits in 1Q16

    Prudential Financial’s (PRU) stock has risen by 7% in the past month and has fallen by 13% in the past quarter.

    By Robert Karr
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    Macroeconomic Analysis

    How GEICO Helped Berkshire’s Insurance Deliver Strong Numbers

    Berkshire Hathaway’s commercial lines business has expanded by 125% over the past five years to $5.6 billion through acquisitions and organic growth.

    By Robert Karr
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    Company & Industry Overviews

    Are You a Treasury Bond Mutual Fund Investor by Choice or Chance?

    Much of what you can do with your Treasury bond mutual fund for the remainder of 2016 depends on what your intention of investing in the instrument is.

    By David Ashworth
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    Earnings Report

    Could the Interest Rate Hike Boost Berkshire’s Insurance Income?

    The recent increase in the interest rates will likely boost the Berkshire Hathaway’s insurance income.

    By Robert Karr
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    Earnings Report

    What AIG Is Suggesting as an Alternative to Icahn’s Proposal

    American International Group (AIG) has announced that it will spend $500 million on restructuring initiatives for organizational simplification, operational efficiency, and business rationalization.

    By Robert Karr
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    Macroeconomic Analysis

    How Buffett Keeps Expanding Services at Berkshire Hathaway

    Berkshire Hathaway’s service and retailing revenues increased to $6.2 billion during 3Q15, compared to $3.5 billion in the prior year’s quarter.

    By Robert Karr
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    Earnings Report

    How Progressive Commands Premium Valuations on Higher Margins

    Progressive (PGR) reported 3Q15 earnings per share of $0.47, a 6% decrease over the third quarter of 2015.

    By Robert Karr
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    Earnings Report

    Prudential Financial’s 2Q15 Earnings Beat Estimates

    Prudential Financial’s 2Q15 revenue rose by 12% year-over-year to $12.5 billion, exceeding consensus estimates of $11.2 billion. Its net income was $1.4 billion, up by 29% compared with 2Q14.

    By Robert Karr
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    Earnings Report

    Progressive Stock Advances on 2Q15 Earnings

    Progressive Corporation (PGR) reported its second-quarter earnings on July 17. The firm reported net income of $363 million and revenues of $5.25 billion, up by 13.4% over 2Q14.

    By Robert Karr
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    Miscellaneous

    ACE to Acquire Chubb: The Strength of a Healthy Balance Sheet

    With the acquisition of Chubb, ACE will be better positioned to compete with rivals including Warren Buffett’s Berkshire Hathaway and Allstate, among others.

    By Robert Karr
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    Miscellaneous

    Ace Merges with Chubb to Create Insurance Giant

    Shares of Chubb Group (CB) surged by 26.12% on July 1 on news of an acquisition by global property giant Ace (ACE).

    By Rebecca Keats
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    Company & Industry Overviews

    AIG Advances on Risk Reduction and Balance Sheet Simplification

    As of June 2015, AIG’s stock has appreciated by about 12% over the past six months and by 11% over the last year.

    By Robert Karr
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    Macroeconomic Analysis

    Personal Lines Rates Were Up 2% in February

    The US personal lines businesses have seen improved profitability from the 2011 levels.

    By Sean Millard
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    Macroeconomic Analysis

    How Underwriting Cycles Impact the Top Line and the Bottom Line

    The underwriting cycle moves between hard and soft market conditions, which have different sets of characteristics that determine the profitability of the insurance industry.

    By Sean Millard
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    Macroeconomic Analysis

    The Underwriting Profits of a Property and Casualty Insurer

    The property and casualty insurance business is cyclical in nature. The underwriting cycle alternates between two phases: the hard market and the soft market.

    By Sean Millard
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    Earnings Report

    AIG delivers on its financial objectives

    AIG’s financial objectives focus on profitability improvement, expense management, and balance sheet growth, achieving a sustainable ROE.

    By Sean Millard
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    Company & Industry Overviews

    MetLife is a key player in the US group insurance business

    MetLife is the market leader in the Large market with ~30% of the market share, while its market share is slightly above 5% in the Middle market.

    By Sean Millard
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