Fiserv Inc
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What Are Leon Cooperman’s Top Holdings?
In Q3, billionaire investor Leon Cooperman’s top five holdings were Fiserv, Alphabet, United Continental, Chimera Investment, and Cigna.
Wellington Management: Analyzing Its Top Holdings
Wellington Management filed its 13F on Wednesday. Based on the filing, the market value of total publicly traded securities was around $443.45 billion.
Square Stock Rose Due to UBS Coverage Initiation
Lately, Square (SQ) stock is becoming analysts’ favorite. On Tuesday, UBS analyst Eric Wasserstrom initiated coverage on the stock with a “buy” rating.
Why Square’s Investors Should Keep a Close Eye on Eventbrite
Square (SQ) is a corporate investor in online ticketing company Eventbrite (EB), which went public in September 2018.
Square Enters the Stadium Catering Market
Square has teamed up with the Washington Nationals to let fans at baseball games order food and drinks from the comfort of their seats.
Fiserv–First Data Deal Draws Scrutiny
A law firm led by Louisiana’s former attorney general is investigating the proposed merger between Fiserv (FISV) and First Data (FDC).
Square Co-Founder Dies as Company Turns Ten Years Old
One of Square’s (SQ) founding talents died last month, according to CNBC. Tristan O’Tierney, 35, died in the month Square marked its tenth birthday.
PayPal Wants a Bigger Piece of the $3.7 Trillion Gig Economy
PayPal (PYPL) recently introduced an instant bank transfer option for its customers, with the option initially rolling out to customers in the United States.
The IRS Creates a Business Opportunity for PayPal
PayPal (PYPL) wants to cash in on tax season. Americans have until April 15 to file their federal income tax returns.
Square or PayPal: Who Will Have Last Laugh with Bitcoin?
Square (SQ) and PayPal (PYPL) have so far chosen different paths with regards to monetizing bitcoin.
A Look at Square’s Revenue Metrics
In the fourth quarter, Square reported net revenue of $933 million and adjusted revenue of $464 million.
Why Square Isn’t Afraid to Make Big Marketing Investments
To drive growth in a highly competitive industry, companies typically spend a big chunk of their revenue on sales and marketing activities.
Square’s Product Team Has Been Busy
Each year, Square (SQ) introduces new products to cater to the evolving needs of its customers, and 2018 was no exception.
Will PayPal Continue Its Acquisition Spree in 2019?
PayPal (PYPL) bought four companies in 2018, spending $2.7 billion on the transactions, according to Crunchbase data.
PayPal to Benefit from Bitcoin without Handling It
PayPal has (PYPL) has mostly given cryptocurrencies such as Bitcoin a wide berth, unlike its competitor Square (SQ).
What Will Closing Its Malaysia Office Cost PayPal?
PayPal (PYPL) is planning to close its customer support office in Malaysia by the end of this year. In this series, we’ll look at that development and others in PayPal’s international operations.
Could Square Survive a Fiserv–First Data Tie-Up?
Fiserv (FISV) and First Data (FDC) have agreed to join forces in a $22 billion merger that is set to create a stronger competitor for Square (SQ) in payment processing.
Did Square Grow Its Cash Stockpile?
Square (SQ) closed the third quarter of 2018 with $1.8 billion in cash, down $78 million from the previous quarter.
Did Square Make a Profit In Q4?
For the first time ever, Square (SQ) posted a quarterly net profit of $20 million in the third quarter of 2018.
Did Square’s Revenue Growth Accelerate in Q4?
Square (SQ) is expected to report its fourth-quarter earnings results on February 26.
How PayPal’s Bottom Line Is Trending
PayPal (PYPL) is expected to report its fourth-quarter earnings on January 17.
Visa’s Total Operating Expenses Have Risen in 2018
Visa’s total operating expenses rose 4% YoY to $1.73 billion in fiscal 2Q18. The company incurred personnel expenses of $824 million in fiscal 2Q18.
What Could Drive Mastercard’s Performance?
After the announcement of the imposition of tariffs by President Donald Trump, fears regarding a trade war gripped investors.
Why Visa Has Premium Valuations
Visa’s (V) price-to-book ratio stands at 6.83x on a next-12-month basis, implying a premium valuation compared to its peer average of 3.09x.
Behind Visa’s Total Operating Expenses
In fiscal 2017, Visa (V) incurred total operating expenses of $6.2 billion compared to $7.1 billion in fiscal 2016—a fall of 14%.
Visa Ready Enters New Partnerships, Outlook on Fintechs
On February 27, 2018, Visa (V) announced that it had added 14 technology companies to its Visa Ready for Transit program.
An Analysis of These Components of Visa’s Net Operating Revenue
Of its total fiscal 1Q18 net operating revenue of $4.9 billion, Visa’s service revenue made up $2.1 billion, or 44.1%.
A Major Concern: Visa’s Share in This Market Is Diluting
The demonetization effect in India has created the need for digital payments, and Visa has seen a substantial rise in transactions as a result.
Synchrony Deal Added $0.25 to PayPal’s Earnings
In November 2017, PayPal announced that it decided to sell its US consumer loan business to Synchrony.
PayPal Doubles One Touch Users in 1 Year
PayPal (PYPL) ended 4Q17 with 80 million consumers using One Touch. There were 40 million One Touch users a year ago.
How PayPal’s 4Q17 Returns Stacked Up to Expectations
Strong customer activity saw PayPal generate $3.7 billion in revenue in 4Q17. Wall Street was expecting $3.6 billion.
What’s behind Visa’s Premium Valuations?
Visa has a premium valuation for multiple reasons. As the trend of digitization is expected to continue, the company could experience further increases in its valuations.
Inside Visa’s Operating Expenses
Visa (V) saw a rise of 13% in total operating expenses on a YoY (year-over-year) basis in fiscal 1Q18. It incurred $1.5 billion in expenses in fiscal 1Q18 compared to $1.4 billion a year earlier.
Behind Visa’s Payment Volumes
Visa (V) reported total payment volumes of $2.0 trillion in fiscal 1Q18, while in fiscal 1Q17, its payment volumes were $1.8 trillion.
How Analysts Are Rating Visa
So far in February 2018, Visa (V) has seen a fall in its number of “strong buy” and “buy” ratings compared to the previous month.
Visa’s Operating Revenue Rose Year-over-Year
In fiscal 1Q18, Visa (V) generated net operating revenue of $4.9 billion compared to $4.5 billion a year earlier, representing a rise of 9%.
Visa Reports Strong Fiscal 1Q18 Results
Visa (V) posted EPS (earnings per share) of $1.08 in fiscal 1Q18, exceeding analysts’ estimates by $0.10.
Viacom B and Fiserv Surged on February 8
On February 8, Viacom gained 7.2% and closed the day at $32.71. Viacom is part of the S&P 500 Consumer Discretionary sector.
Here’s What’s behind Visa’s Premium Valuations
Visa (V) has higher valuations since its PE (price-to-earnings) ratio on an NTM (next 12-month) basis is 26.27x, which is higher than the peer average.
A Look at Visa’s Operating Revenues in Fiscal 2017
Visa witnessed a substantial rise of 18% in services revenues in fiscal 2017 compared to fiscal 2016.
Visa Favors Smartphone Technology, QR Code
Visa’s (V) partnership with Square (SQ) is being looked on positively.
Inside Visa’s Acquisition Strategy
In a conference on November 29, 2017, Vasant Prabhu, Visa’s (V) CFO (chief financial officer), stated that the company’s acquisition strategy focuses on businesses that add value.
Why Visa Is Expected to Show Positive Momentum
Amid all the developments going on in the digital world, Visa is targeting to make payments easier for customers and merchants.
What Drove Visa’s Payment Volume
Credit programs at Visa (V) have witnessed a rise of 8% on a year-over-year or YoY basis due to a rise in credit payments in the United States and internationally.
Decoding the Advisory Board’s Net Profit Margins in 2017
In 1Q17, the Advisory Board (ABCO) reported adjusted EBITDA of ~$45 million, which was higher than its guidance of $37 million–$42 million.
Behind the Advisory Board’s Revenue Growth in 2017
In 1Q17, the Advisory Board (ABCO) reported revenues of ~$194.1 million, which was higher than its guidance of $185 million–$190 million but ~0.7% lower YoY.
Fiserv’s 4Q16 High-Flying Earnings
Fiserv reported adjusted earnings of $1.16 per share for 4Q16—21% higher YoY.
What Is FIS’s Guidance for 2017?
James Woodall, FIS’s chief financial officer, shared the company’s outlook for 2017 during its 4Q16 earnings call. It’s forecasting EPS of $4.15–$4.30.
FIS Increased Quarterly Dividends 12% to $0.29
For 4Q16, FIS announced dividends of $0.29 per share, which is 12.0% higher on a year-over-year basis.
FIS’s Acquisition of SunGard Is Key Growth Driver
In 2015, FIS acquired SunGard, expanding its top line nearly 50.0% and entering the capital markets and asset management businesses.
What Do Analysts Expect from Fiserv’s 4Q16 Earnings?
Fiserv (FISV) booked $5.2 billion revenues in 2015, while rival DST Systems (DST) generated $2.8 billion.
Can FIS Meet Expectations in 4Q16?
FIS is slated to report its 4Q16 results on February 7, 2017. Wall Street analysts expect it to post EPS of $1.14, a rise of 23.0% year-over-year.
Which Segment Drove Fiserv’s Earnings Growth in 3Q16?
During the quarter, Fiserv signed over 100 debit clients, 150 Mobiliti ASP clients, and over 260 bill payment clients.
Sector Composition of the American Century Growth Fund in YTD 2016
Information technology is the highest invested sector in the American Century Growth Fund (TWCGX), forming 30% of the portfolio.
Do Analysts See Bulls Raising Their Heads for Fiserv?
Analysts have been bullish on Fiserv (FISV) shares after its impressive second-quarter performance. In a Bloomberg survey of 22 analysts, five assigned it a “buy.”
How Fiserv’s Valuations Compare to Its Peers
Fiserv (FISV) trades at premium valuations to its peers. This can be judged by the company’s PBV multiple or its one-year forward PE multiple.
What the SunGard Acquisition Could Bring for FIS
In August 2015, FIS acquired SunGard for $9.1 billion, its largest acquisition to date. SunGard is expected to expand FIS’s top line by nearly 50%.
Behind Fidelity Information Services’ Inorganic Growth Strategy
Fidelity National Information Services (FIS) has been following a consistent inorganic growth strategy in order to boost its offerings and customer base.
How Are FIS’s Business Strategies Driving Growth?
FIS plans to build stronger client relationships through multidimensional offerings. Its SunGard acquisition should also help expand client relationships.
The Ins and Outs of FIS’s Global Financial Solutions Segment
FIS’s Global Financial Solutions segment offers large financial institutions the worldwide with payment, consulting, and transformational services.
Inside FIS’s Integrated Financial Solutions Segment
FIS’s Integrated Financial Solutions segment caters to North American banks and is the largest contributor to the company’s total revenues (~60%).
Inside FIS’s Operating Model
In 2015, FIS reorganized and began reporting its results under three segments. But after the SunGard acquisition, another restructuring process is underway.
Introducing Fidelity National Information Services
Headquartered in Florida, Fidelity National Information Services is a big hitter in software solutions and innovations in the financial services industry.
A Look at Portfolio Changes in TWCGX
The American Century Growth Fund Investor Class (TWCGX) invests in companies that its managers believe will increase in value over time.
What Does FIS’s Rich Dividend History Mean for Investors?
Fidelity National Information Services (FIS) increased its share repurchase authorization to $2 billion in 2014. This reflects the company’s confidence in its current valuations as well as its long-term prospects.
Fiserv’s 1Q16 Earnings: What You Can Expect
Fiserv (FISV) should report its first quarter earnings on May 5. What can you expect?
How Has FIS Rewarded Its Shareholders?
FIS (FIS) has regularly rewarded its shareholders through dividends and share buybacks (SPY).
How Does Jack Henry & Associates Compare to Its Peers?
The peers outperformed Jack Henry & Associates based on the PE ratio. However, Jack Henry & Associates is way ahead of its peers based on the PBV ratio.
How Western Union Benefited from Hedge Gains and Cost Savings
Western Union benefited from hedge gains and cost savings that were offset by rises in technology expense and the negative impact of foreign exchange.
Western Union Generated 80% Revenues from One Segment
In 3Q15, the consumer-to-consumer segment comprised 80% of Western Union’s overall revenues. The segment’s revenues fell by 3% year-over-year.
Why Western Union’s 3Q15 Revenues Fell Below Estimates
On October 29, Western Union released its 3Q15 results with revenues of $1.39 billion, a 3% year-over-year fall compared to $1.44 billion in 3Q14.
Vantiv’s Revenue and Income Rose in 3Q15
Vantiv reported net revenue of $816.0 million in 3Q15, an increase of 3.8% compared to $786.0 million in 2Q15. Revenue from external customers and related party revenue increased 3.9% and 0.11%, respectively.
How Does Total System Services Compare to Its Peers?
Total System Services has outperformed its peers based on PE. But it’s way ahead of its peers based on PS. The company has also outperformed its ETFs based on price movement, PE, and PBV.
Total System Services’ Organic Growth Boosts 3Q15 Revenue
Total System Services (TSS) has a market cap of $9.5 billion. YTD price movement is going up QoQ in 2015. After its 3Q15 earnings report, TSS rose 0.90% to close at $51.65 per share on October 27, 2015.