Regions Financial Corp

Most Recent

  • uploads///manufacturing at a glance
    Macroeconomic Analysis

    PMI Index: Component Growth Impacts Banks

    A growing economy definitely benefits the banking sector. The impact will be positive for big banks and also for regional banks.

    By Rekha Khandelwal, CFA
  • uploads///Financials Beat the Overall Market Since Election Results
    Company & Industry Overviews

    Hyman Bullish on Financials, Investors Upbeat about Rate Hike

    Trump’s domestic growth-friendly policies Returns have been surging for the financial sector (XLF) (VFH) as the market expects to benefit from the Trump administration’s projected policies. Markets are highly confident with the expectation of more rate hikes, for example, and of widespread deregulation. Banks’ earnings have thus been getting a huge boost, and the market has been […]

    By Mary Sadler
  • uploads///non interest income
    Earnings Report

    Regions’ Wealth Management Business Posts Strong Growth in 1Q15

    Regions Financial’s (RF) Wealth Management revenue increased 10% YoY. Going forward, It intends to focus on growing its wealth management business.

    By Rekha Khandelwal, CFA
  • uploads///fhn pm
    Earnings Report

    First Horizon Reported Mixed Results in 3Q15

    First Horizon National has a market cap of $3.23 billion. After the earnings report in 3Q15, it fell by 1.2% to close at $13.80 per share as of October 16, 2015.

    By Gabriel Kane
  • uploads///fhn pbv
    Earnings Report

    How Does First Horizon National Compare to Its Peers?

    First Horizon outperformed its peers based on the forward PE ratio and PBV ratio. The ETFs outperformed First Horizon based on the price movement.

    By Gabriel Kane
  • uploads///Revenue breakdown by segment
    Company & Industry Overviews

    Analyzing BB&T Corporation’s 6 Operating Segments

    BB&T Corporation’s (BBT) operations are divided into six business segments. Community Banking contributes 46% to the total revenue.

    By Rekha Khandelwal, CFA
  • uploads///ETF Holdings in BBT
    Company & Industry Overviews

    Must-Know: Investing in BB&T through ETFs

    BB&T is more widely represented in ETFs focused on the banking sector. The SPDR S&P Bank ETF (KBE) has BB&T comprising ~1.6% of its portfolio.

    By Rekha Khandelwal, CFA
  • uploads///dbfebfadfbe
    Company & Industry Overviews

    REITs Are Overvalued on a Price-to-Book Basis

    REITs are the most overvalued sector in XLF on a price-to-book multiple basis. On average, REITs traded at a price-to-book multiple of 3.57x as of Monday, July 6.

    By Rebecca Keats
  • uploads///XLF and interest rates
    Macroeconomic Analysis

    Why Banks Are Anxious about the Fed Meeting

    Interest rates are the most important driver for a bank, as they determine banks’ net interest margins.

    By Rebecca Keats
  • uploads///net charge offs and provision for loan losses
    Company & Industry Overviews

    KeyCorp’s Asset Quality Is Improving

    Higher nonperforming loans (or NPLs) indicate poor asset quality. KeyCorp’s nonperforming loans to end-of-period loans ratio is 0.73.

    By Rekha Khandelwal, CFA
  • uploads///RFMD
    Financials

    Baupost invests in RF Micro Devices amid its merger with TriQuint

    The Baupost Group initiated a position in RF Micro Devices Inc. (RFMD) that accounted for 1.25% of the fund’s total portfolio. Baupost also started a new position in RFMD’s peer and merger partner, TriQuint Semiconductor (TQNT).

    By Samantha Nielson
  • uploads///operating lev
    Company & Industry Overviews

    Factors That Led to a Decline in Discover’s Net Income in 1H17

    Discover Financial’s employee compensation expenses rose 7% in 1H17 compared to 1H16.

    By Raymond Anderson
  • uploads///eff
    Company & Industry Overviews

    Discover Misses Earnings Estimates but Beats Revenue Estimates

    Discover Financial Services (DFS) posted earnings per share of $1.40 in 2Q17, which missed the analysts’ estimate of $1.45. DFS reported revenues of $2.42 billion in 2Q17, beating the analysts’ estimate of $2.40 billion.

    By Raymond Anderson
  • uploads///Anlaysts banks
    Company & Industry Overviews

    Understanding Analyst Expectations for Regional versus Large Banks

    With ~50% of analysts recommending that investors buy, analysts appear positive about the sector in the long term and a rate hike in December.

    By Rebecca Keats
  • uploads///Regional banks
    Miscellaneous

    Midsize Banks Need a Breather from Excessive Regulations

    Banks have seen compliance costs rise since the Dodd-Frank Act regulations took effect. For small banks, it’s been harder to absorb these costs.

    By Rebecca Keats
  • uploads///ccdcecefebadad
    Earnings Report

    Capital One Shares Rally 8.3% after Earnings Beat Estimates

    Capital One Financial (COF) delivered better-than-expected third quarter earnings on October 22 after markets closed.

    By Rebecca Keats
  • uploads///snv pbv
    Earnings Report

    How Does Synovus Financial Compare to Its Peers?

    The price-to-book value ratios of Synovus, BB&T, SunTrust Banks, Regions Financial, and Capital Bank Financial are 1.43x, 1.19x, 0.93x, 0.77x, and 1.37x.

    By Gabriel Kane
  • uploads///dcedefcece
    Macroeconomic Analysis

    Global Woes Cast a Shadow over US Stock Markets

    While the risks of a contagion spreading here are small, US stock markets here could be affected by what happens to European stocks because of the crisis in Greece.

    By Rebecca Keats
  • uploads///manufacturing pmi
    Macroeconomic Analysis

    Manufacturing Expands at a Faster Rate, Drives Demand for Loans

    When manufacturing expands, it’s a positive indicator for overall economic growth. Generally, it results in positive GDP growth.

    By Rekha Khandelwal, CFA
  • uploads///total loans weekly yoy growth
    Macroeconomic Analysis

    Total Loans at Banks Grew 7.6% in First Week of June

    In this series, we’ll review the banking sector’s two primary indicators—loan and deposit growth. Total loans are generally made up of commercial and industrial loans, consumer loans, and real estate loans.

    By Rekha Khandelwal, CFA
  • uploads///daily treasury yield curve
    Macroeconomic Analysis

    Banks Set to Profit from Steepening Yield Curve

    The yield curve has steepened a bit compared to where it was a week or even a month ago. Investors should consider the yield curve slope an indicator of bank performance.

    By Rekha Khandelwal, CFA
  • uploads///net interest margin for all fdic insured institutions
    Macroeconomic Analysis

    Interest Rates : A Key Indicator for the Banking Sector

    When interest rates rise, banks typically increase the interest they charge for loans faster than what they pay on deposits. This gives an immediate boost to their margins.

    By Rekha Khandelwal, CFA
  • uploads///daily treasury yield curve
    Macroeconomic Analysis

    Why Does a Flattened Yield Curve Hurt Banks?

    Banks benefit from a steeper yield curve, which allows banks to lend on higher long-term rates and borrow on lower short-term rates. This boosts banks’ margins.

    By Rekha Khandelwal, CFA
  • uploads///Net Interest margins
    Macroeconomic Analysis

    Interest Rates Change: A Key Indicator for the Banking Sector

    Lower interest rates on a sustained basis have negatively impacted the performance of the US banking sector. Banks are not able to use much deposit pricing strategies to boost margins.

    By Rekha Khandelwal, CFA
  • uploads///total loans weekly yoy growth
    Macroeconomic Analysis

    Latest Data: Commercial Banks Record 8% Loan Growth

    According to the Fed’s data, total loans for all US commercial banks increased 7.9% in the week ending May 6. Loan growth is vital to banks’ income growth.

    By Rekha Khandelwal, CFA
  • uploads///expectations for
    Earnings Report

    Revenue Diversification: A Key Priority for Regions Financial

    During 1Q15, Regions Financial (RF) repurchased $102 million of common stock—completing its $350 million 2014 repurchase program.

    By Rekha Khandelwal, CFA
  • uploads///ending loan balances
    Earnings Report

    Regions Financial Records Average Loan and Deposit Growth in 1Q15

    In the quarter, Region Financial’s deposit balances increased 4.4% from the same quarter last year, while checking accounts grew 5.7%.

    By Rekha Khandelwal, CFA
  • uploads///revenues and net income
    Earnings Report

    Regions Financial’s Net Income Declines in 1Q15

    Regions Financial (RF) reported its first quarter earnings on April 21. While the revenue for the quarter increased by 1% YoY, the net income declined 26%.

    By Rekha Khandelwal, CFA
  • uploads///Price to book ratios ROE
    Company & Industry Overviews

    BB&T’s Relative Valuation Is close to the Industry Average

    BB&T’s loan and deposit growth is marginally below the industry average. Its ROE and price-to-book ratio are close to the peer average.

    By Rekha Khandelwal, CFA
  • uploads///BBTs funding mix
    Company & Industry Overviews

    Why BB&T Has Low Funding Costs Compared to Its Peers

    Deposits are the cheapest funding source. Since deposits fund a major chunk of BB&T’s assets, the overall funding costs are low.

    By Rekha Khandelwal, CFA
  • uploads///Revenue Composition
    Company & Industry Overviews

    SunTrust: A Leading Bank in the Southeast

    SunTrust provides a broad range of consumer and wholesale banking, mortgage banking, and private wealth management services.

    By Rekha Khandelwal, CFA
  • uploads///price to book ratios relative to ROE
    Company & Industry Overviews

    Is SunTrust Bank’s Stock Undervalued?

    SunTrust Bank’s return on equity is 8%, which is 18% lower than the industry average.

    By Rekha Khandelwal, CFA
  • uploads///Suntrusts net interest margins
    Company & Industry Overviews

    Why SunTrust Has Lower Net Interest Margins

    SunTrust Bank’s net interest income in 2014 remained stable compared to 2013 as strong loan growth offset the decline in net interest margin.

    By Rekha Khandelwal, CFA
  • uploads///Loan portfolio
    Company & Industry Overviews

    Commercial Segment Rules SunTrust’s Loan Portfolio

    The loan portfolio of SunTrust Bank (STI) has three segments: commercial, residential, and consumer.

    By Rekha Khandelwal, CFA
  • uploads///Mortgage Banking
    Company & Industry Overviews

    SunTrust’s Mortgage Banking Focuses on Efficiency Improvement

    SunTrust’s Mortgage Banking segment reported a net loss of $56 million for 2014 compared to a net loss of $527 million for 2013.

    By Rekha Khandelwal, CFA
  • uploads///Wholesale banking
    Company & Industry Overviews

    Commercial Loans Drive SunTrust’s Wholesale Banking Growth

    The Wholesale Banking segment’s net interest income increased in 2014 compared to 2013.

    By Rekha Khandelwal, CFA
  • uploads///Dividend Yield
    Company & Industry Overviews

    SunTrust Bank Has a Lower Dividend Yield

    SunTrust Bank (STI) paid common dividends totaling $371 million or $0.70 per share in 2014.

    By Rekha Khandelwal, CFA
  • uploads///consumer banking and private wealth management
    Company & Industry Overviews

    Consumer Banking and Wealth Management: SunTrust’s Key Segment

    This article focuses on SunTrust’s Consumer Banking and Private Wealth Management segment.

    By Rekha Khandelwal, CFA
  • uploads///Dividend Yield
    Company & Industry Overviews

    BB&T Offers a Higher Dividend Yield Compared to Its Peers

    Dividend yield is a company’s annual dividend per share. It’s expressed as a percentage of its share price. Dividend yields are important if you want a regular stream of income.

    By Rekha Khandelwal, CFA
  • uploads///Capital markets delivery channel
    Company & Industry Overviews

    BB&T Focuses on Expanding Corporate Banking Services

    BB&T is focused on expanding its corporate banking services. It’s adding new industry verticals for lending and investment banking services.

    By Rekha Khandelwal, CFA
  • uploads///Specialized lending segment
    Company & Industry Overviews

    BB&T Is Offering Specialized Lending Services

    BB&T’s (BBT) Specialized Lending consists of businesses and subsidiaries that provide specialty finance products. The segment’s net income decreased 5.9%.

    By Rekha Khandelwal, CFA
  • uploads///Residential Mortgage Banking Segment
    Company & Industry Overviews

    BB&T’s Residential Mortgage Banking’s Net Income Declined

    BB&T’s (BBT) Residential Mortgage Banking segment’s net interest income for 2014 decreased, primarily due to lower average loan balances.

    By Rekha Khandelwal, CFA
  • uploads///Industry origination market size
    Company & Industry Overviews

    BB&T’s Residential Mortgage Banking Segment Faces Headwinds

    BB&T’s (BBT) Residential Mortgage Banking segment retains and services mortgage loans originated by the Community Banking segment.

    By Rekha Khandelwal, CFA
  • uploads///Community banking revenue and income
    Company & Industry Overviews

    BB&T’s Community Banking Is Impacted by Low Interest Rates

    BB&T’s Community Banking segment offers a variety of loan and deposit products and other financial services. The segment’s net interest income decreased in 2014.

    By Rekha Khandelwal, CFA
  • uploads///Geography of operations
    Company & Industry Overviews

    BB&T Corporation Is a Leading Bank in the Southeast Region

    BB&T Corporation (BBT) is a financial holding company. It conducts its operations primarily through its bank subsidiary—Branch Bank.

    By Rekha Khandelwal, CFA
  • uploads///total shareholders returns
    Company & Industry Overviews

    Is Regions Financial stock undervalued?

    Regions Financial’s stock price hasn’t recovered since it fell during the crisis. It has the lowest price-to-book ratio of ~0.8 in its peer group.

    By Rekha Khandelwal, CFA
  • uploads///returns on equity
    Company & Industry Overviews

    Regions Financial’s return on equity is lower than its peers

    Regions Financial’s (RF) return on equity, or ROE, over the last five-year period improved from -4.4% in 2010 to 6.6% in 2014.

    By Rekha Khandelwal, CFA
  • uploads///Dividend Yield
    Company & Industry Overviews

    Regions Financial has low earnings and dividend growth

    Earnings are growing, but at a slow pace. Regions Financial’s (RF) net income increased by 1% in 2014—compared to 2013.

    By Rekha Khandelwal, CFA
  • uploads///Regions acquisitions
    Company & Industry Overviews

    Why inorganic growth works for Regions Financial

    A substantial portion of Regions Financial’s growth has been through the acquisition of other financial institutions. The bank was formed in 1971.

    By Rekha Khandelwal, CFA
  • uploads///business loan portfolio break up
    Company & Industry Overviews

    Regions Financial focuses on business loans

    Regions Financial’s loan portfolio can broadly be classified into business and consumer loans. Business loans account for ~62% of the total loan portfolio.

    By Rekha Khandelwal, CFA
  • uploads///Net interest margin
    Company & Industry Overviews

    Why does Regions Financial have a stable net interest margin?

    For a bank, the net interest margin is the difference between the interest income generated and the interest paid out as a percentage of interest-earning assets.

    By Rekha Khandelwal, CFA
  • uploads///Geographic footprint
    Company & Industry Overviews

    What investors should know about Regions Financial Corporation

    Regions Financial Corporation is a leading regional bank in the southeastern US. It’s the 17th largest bank in the US—based on assets.

    By Rekha Khandelwal, CFA
    • CONNECT with Market Realist
    • Link to Facebook
    • Link to Twitter
    • Link to Instagram
    • Link to Email Subscribe
    Market Realist Logo
    Do Not Sell My Personal Information

    © Copyright 2021 Market Realist. Market Realist is a registered trademark. All Rights Reserved. People may receive compensation for some links to products and services on this website. Offers may be subject to change without notice.