ACE Ltd

Latest ACE Ltd News and Updates

  • uploads///MA KIE
    Macroeconomic Analysis

    KIE Crossed over Its Moving Averages on November 16, Trending Up

    On November 23, shares of KIE closed at $72.38, above its 100-day, 50-day, and 20-day moving averages of $70.07, $70.06, and $71.73, respectively.

    By Rebecca Keats
  • uploads///
    Materials

    Underwriting profit: First leg of the profit machine

    An underwriting loss is not unusual for an insurance company. In a soft pricing environment, pricing of P&C products is low due to intense competition.

    By Sean Millard
  • uploads///
    Consumer

    How cost structures and distribution channels impact profit

    As customers use Internet-based aggregators to purchase insurance policies, insurers use online sales to interact directly with customers and reduce costs.

    By Sean Millard
  • uploads///
    Energy & Utilities

    How investment income drives profit

    The impact of interest rate movements is lower in the P&C segment, as their products can be repriced annually to keep in line with interest rate movements.

    By Sean Millard
  • uploads///
    Energy & Utilities

    How key drivers impact insurance sales

    For P&C insurers such as AIG and ACE, various mandatory requirements may drive sales of vehicle, workers’ compensation, and homeowners insurance.

    By Sean Millard
  • uploads///
    Energy & Utilities

    Life insurance, P&C insurance, and reinsurance

    P&C products have commoditized characteristics, resulting in sharp competition in the market and business cycles. AIG and ACE are key players in this space.

    By Sean Millard
  • uploads///
    Financials

    Making sense of an insurer’s liabilities

    Policyholder liabilities, or policyholder reserves, represent the future claims that may arise for the pool of policies the insurer writes.

    By Sean Millard
  • uploads///
    Financials

    How valuation of insurance companies works

    Financial market movements not only impact income from invested assets, but also the value of assets carried at fair value on an insurer’s balance sheet.

    By Sean Millard
  • uploads///
    Financials

    Why should you invest in insurance ETFs?

    Insurance ETFs are poised to gain from industry growth. As interest rates improve, insurers should see better earnings due to higher investment returns.

    By Sean Millard
  • uploads///Dividend
    Company & Industry Overviews

    Prudential Rewarded Shareholders with $930 Million in 3Q16

    In 3Q16, the company returned $930.0 million to shareholders in the form of dividends and buybacks.

    By Robert Karr
  • uploads///Valuations
    Earnings Report

    Prudential’s Valuations Are Weak on 2Q16 Operating Performance

    Prudential’s stock has risen by 16% in the past six months, mainly due to expectations of improved fundamentals and higher investment and underwriting income.

    By Robert Karr
  • uploads///Financial payout
    Earnings Report

    Prudential Returns $700 Million in Payouts to Shareholders

    Prudential Financial has been very consistent with dividend payouts to shareholders, which makes it a very strong prospect for long-term value investors.

    By Robert Karr
  • uploads///Estimates
    Earnings Report

    Prudential Saw a Fall in 2Q16 on Lower US Sales

    Prudential Financial (PRU) reported its 2Q16 earnings results on August 3, 2016. It reported adjusted operating income per share of $1.84 in the quarter.

    By Robert Karr
  • uploads///Payouts
    Company & Industry Overviews

    Prudential Remains Prudent on Returning Capital to Shareholders

    Prudential Financial (PRU) has been very consistent with dividend payouts to shareholders, which makes the stock a very strong prospect for long-term value investors.

    By Robert Karr
  • uploads///Hits and misses
    Company & Industry Overviews

    Is Prudential Financial on the Road to Recovery in 2016?

    In 1Q16, Prudential’s revenues fell 4.4% year-over-year to $11.3 billion. On a constant dollar basis, the company saw a decline in its international insurance and US retirement solutions businesses.

    By Robert Karr
  • uploads///Dividend payout
    Company & Industry Overviews

    How Prudential Has Boosted Shareholder Payout

    Since 2010, Prudential Financial (PRU) has returned approximately $10 billion to shareholders in the form of dividends and buybacks.

    By Robert Karr
  • uploads///US Individual
    Company & Industry Overviews

    Prudential’s US Individual Division to Benefit from Lower Charges

    Prudential Financial’s (PRU) US Individual Life and Group Insurance division saw a fall in operating income on lower group insurance revenues.

    By Robert Karr
  • uploads///Capital structure
    Macroeconomic Analysis

    How’s AIG Doing in Its Simplification Process?

    In 2015, AIG continued its simplification process for its balance sheet. In 2016, AIG is expected to strengthen its balance sheet with higher operating cash flows.

    By Robert Karr
  • uploads///Commercial insurance
    Macroeconomic Analysis

    AIG’s Commercial Insurance: Will It Post a Profit in 1Q16?

    AIG reported a pre-tax operating loss of $2.1 billion for its commercial insurance business in 4Q15 compared to a pre-tax operating income of $1.2 billion in 4Q14.

    By Robert Karr
  • uploads///International insurance
    Company & Industry Overviews

    Strong Dollar Continues to Impact Prudential Internationally

    On a constant dollar basis, Prudential Financial’s (PRU) International Insurance segment reported a 7% rise in revenues in 4Q15.

    By Robert Karr
  • uploads///Operating efficiency
    Macroeconomic Analysis

    Could Icahn and Citi Be Suggesting an AIG Sale?

    As AIG continues to decline, there are suggestions as well as speculation of an AIG sale. These speculations, although they seem unlikely to happen, can push AIG’s stock prices.

    By Robert Karr
  • uploads///Repurchase
    Macroeconomic Analysis

    The Rationale behind AIG’s Heavy Repurchases

    In 4Q15, AIG repurchased 53 million shares for an aggregate purchase price of $3.2 billion. It made additional repurchases of $2.5 billion through the end of February 11, 2016.

    By Robert Karr
  • uploads///MA KIE
    Miscellaneous

    KIE Trades above Its Moving Averages: How Does SPY Compare?

    KIE is the most liquid insurance ETF available in the country and is also among the cheapest, with an expense ratio of 0.35%.

    By Rebecca Keats
  • uploads///Stock
    Company & Industry Overviews

    Prudential Financial Expected to See Higher Profits in 1Q16

    Prudential Financial’s (PRU) stock has risen by 7% in the past month and has fallen by 13% in the past quarter.

    By Robert Karr
  • uploads///KIE vs treasuries
    Macroeconomic Analysis

    The Effect of an Interest Rate Reversal on Insurance Companies

    Interest rates are a key performance driver for life insurance companies. They affect their margins, hedging costs, and product sales.

    By Rebecca Keats
  • uploads///Operating efficiency
    Earnings Report

    What AIG Is Suggesting as an Alternative to Icahn’s Proposal

    American International Group (AIG) has announced that it will spend $500 million on restructuring initiatives for organizational simplification, operational efficiency, and business rationalization.

    By Robert Karr
  • uploads///ETF
    Macroeconomic Analysis

    Rising Interest Rates, Banks, and Insurance Companies

    Banking stocks are expected to benefit from higher interest rates, but not immediately. Also, rising interest rates would be countered by higher existing liquidity.

    By Robert Karr
  • uploads///KIE MA
    Company & Industry Overviews

    KIE Is Trending Upward after Crossing Its Moving Averages

    On November 25, 2015, KIE closed at $72.23, above its 100-day, 50-day, and 20-day moving averages of $70.07, $70.06, and $71.73, respectively.

    By Rebecca Keats
  • uploads///article
    Macroeconomic Analysis

    The Hartford Capital Appreciation Fund: What You Need to know

    The top invested sectors of the Hartford Capital Appreciation – Class A fund are information technology, healthcare, and consumer discretionary.

    By Seth Bennett
  • uploads///PGR valuation
    Earnings Report

    How Progressive Commands Premium Valuations on Higher Margins

    Progressive (PGR) reported 3Q15 earnings per share of $0.47, a 6% decrease over the third quarter of 2015.

    By Robert Karr
  • uploads///PGR
    Earnings Report

    Why Progressive’s Stock Price Rose on 3Q15 Earnings

    Progressive (PGR) reported its third-quarter earnings on October 16. It reported net income of $278 million for the quarter, down 6%.

    By Robert Karr
  • uploads///Stock
    Earnings Report

    Prudential Financial’s 2Q15 Earnings Beat Estimates

    Prudential Financial’s 2Q15 revenue rose by 12% year-over-year to $12.5 billion, exceeding consensus estimates of $11.2 billion. Its net income was $1.4 billion, up by 29% compared with 2Q14.

    By Robert Karr
  • uploads///CB ACE Strategic Rationale
    Miscellaneous

    What Is the Rationale for the ACE–Chubb Merger?

    The biggest rationale for the ACE–Chubb merger is the potential for cost-cutting. By combining with Chubb, ACE Limited is creating a leading player in property and casualty insurance.

    By Brent Nyitray, CFA, MBA
  • uploads///Contribution to combined company
    Miscellaneous

    ACE–Chubb: The US Insurance Industry’s Biggest-Ever Acquisition

    The ACE–Chubb deal will create the second-largest listed property and casualty insurer, by market capitalization, in the US.

    By Robert Karr
  • uploads///Largest PC
    Miscellaneous

    ACE to Acquire Chubb: The Strength of a Healthy Balance Sheet

    With the acquisition of Chubb, ACE will be better positioned to compete with rivals including Warren Buffett’s Berkshire Hathaway and Allstate, among others.

    By Robert Karr
  • uploads///P
    Miscellaneous

    Ace Merges with Chubb to Create Insurance Giant

    Shares of Chubb Group (CB) surged by 26.12% on July 1 on news of an acquisition by global property giant Ace (ACE).

    By Rebecca Keats
  • uploads///Stock performance
    Company & Industry Overviews

    AIG Advances on Risk Reduction and Balance Sheet Simplification

    As of June 2015, AIG’s stock has appreciated by about 12% over the past six months and by 11% over the last year.

    By Robert Karr
  • uploads///
    Macroeconomic Analysis

    A Closer Look at the Costliest Catastrophes

    Hurricanes Sandy, Ike, and Andrew remain near the top of the list of the costliest catastrophes in terms of insured losses.

    By Sean Millard
  • uploads///
    Macroeconomic Analysis

    Making Sense of Economic and Insured Losses

    Insured losses are the ones that impact the profitability of insurance companies.

    By Sean Millard
  • uploads///
    Macroeconomic Analysis

    How Catastrophes Impact a P&C Insurer’s Combined Ratio

    The percentage points for catastrophe losses in the combined ratio have increased in recent years.

    By Sean Millard
  • uploads///
    Macroeconomic Analysis

    Personal Lines Rates Were Up 2% in February

    The US personal lines businesses have seen improved profitability from the 2011 levels.

    By Sean Millard
  • uploads///
    Macroeconomic Analysis

    How Underwriting Cycles Impact the Top Line and the Bottom Line

    The underwriting cycle moves between hard and soft market conditions, which have different sets of characteristics that determine the profitability of the insurance industry.

    By Sean Millard
  • uploads///
    Macroeconomic Analysis

    The Underwriting Profits of a Property and Casualty Insurer

    The property and casualty insurance business is cyclical in nature. The underwriting cycle alternates between two phases: the hard market and the soft market.

    By Sean Millard
  • uploads///
    Earnings Report

    AIG delivers on its financial objectives

    AIG’s financial objectives focus on profitability improvement, expense management, and balance sheet growth, achieving a sustainable ROE.

    By Sean Millard
  • uploads///
    Company & Industry Overviews

    MetLife is the largest player in Latin America

    MetLife plans to grow its retail and group business in Latin America, capitalizing on the growing middle class, affluent class, and corporate needs.

    By Sean Millard
  • © Copyright 2022 Market Realist. Market Realist is a registered trademark. All Rights Reserved. People may receive compensation for some links to products and services on this website. Offers may be subject to change without notice.