https://marketrealist.com/budgeting/what-a-gift-card-actually-costs-you-to-hold-yield-liquidity-and-counterparty-risk/2026-09-01T16:53:50.947Zdaily0.8https://media.marketrealist.com/brand-img/Npi0nfGM4/0x0/gift-cards-1788281580245.jpggiftcards