<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:media="http://search.yahoo.com/mrss/"><channel><title><![CDATA[Market Realist > Retirement]]></title><description><![CDATA[Market Realist covers the latest news relevant to retirement, from social security to changes in taxation and maximum witholding limits for retirement funds, as well as advice on how to save for retirement.]]></description><link>https://marketrealist.com/retirement/</link><image><url>https://marketrealist.com/mr-logo.png</url><title>Market Realist &gt; Retirement</title><link>https://marketrealist.com/retirement/</link></image><generator>RSS for Node</generator><lastBuildDate>Mon, 27 Apr 2026 22:39:59 GMT</lastBuildDate><atom:link href="https://marketrealist.com/retirement/rss/" rel="self" type="application/rss+xml"/><language><![CDATA[en]]></language><item><title><![CDATA[If Congress Doesn't Act, Major Social Security Benefits Could Be Cut by 2032]]></title><description><![CDATA[The Big Beautiful Bill Act is partially to blame.]]></description><link>https://marketrealist.com/pn-economy-work/social-security-benefit-cuts-2032/</link><guid isPermaLink="true">https://marketrealist.com/pn-economy-work/social-security-benefit-cuts-2032/</guid><category><![CDATA[Economy & Work]]></category><dc:creator><![CDATA[Risa Weber]]></dc:creator><pubDate>Tue, 21 Apr 2026 21:38:12 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/aODkDnxhv/0x0/trump-white-house-exterior-1776797576158.jpg"/><media:credit>MEGA</media:credit><media:description>If Congress Doesn&apos;t Act, Major Social Security Benefits Could Be Cut by 2032</media:description></item><item><title><![CDATA[The Average Net Worth of Americans in Their 60s Is Much Lower Than You Think]]></title><description><![CDATA[Retiring is getting harder and harder. ]]></description><link>https://marketrealist.com/personal-finance/average-net-worth-americans-sixties/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/average-net-worth-americans-sixties/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Joseph-Allen]]></dc:creator><pubDate>Wed, 08 Apr 2026 17:28:34 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/KiSUC38sr/0x0/average-net-worth-americans-sixties-1-1775660280173.jpg"/><media:credit>Unsplash</media:credit><media:description>The Average Net Worth of Americans in Their 60s Is Much Lower Than You Think</media:description></item><item><title><![CDATA[Trump Has Reportedly Put Social Security in a $169 Billion Hole]]></title><description><![CDATA[Trump's bill compounded existing problems with the funding of Social Security. ]]></description><link>https://marketrealist.com/news/trump-169-billion-hole-social-security/</link><guid isPermaLink="true">https://marketrealist.com/news/trump-169-billion-hole-social-security/</guid><category><![CDATA[News]]></category><dc:creator><![CDATA[Joseph-Allen]]></dc:creator><pubDate>Fri, 03 Apr 2026 00:05:32 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/8LyOYlluK/0x0/trump-169-billion-hole-social-security-2-1775152933646.jpg"/><media:credit>Wikimedia Commons</media:credit><media:description>Trump Has Reportedly Put Social Security in a $169 Billion Hole</media:description></item><item><title><![CDATA[Don’t Make This 401(k) Mistake That Could Cost You Big]]></title><description><![CDATA[Save yourself the stress and anxiety this mistake can bring later.]]></description><link>https://marketrealist.com/personal-finance/dont-make-this-401k-mistake/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/dont-make-this-401k-mistake/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Thu, 02 Apr 2026 19:14:58 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Odr9RWNKF/0x0/dont-make-this-401k-mistake-1775146906349.jpg"/><media:credit>Unsplash</media:credit><media:description>Don’t Make This 401(k) Mistake That Could Cost You Big</media:description></item><item><title><![CDATA[Why Retirement Investors Are Adding Precious Metals to Diversified Portfolios]]></title><description><![CDATA[According to Luke Losinsky, President of Sanctuary Metals, many investors today are looking for ways to balance their portfolios with tangible assets.]]></description><link>https://marketrealist.com/retirement/retirement-investments-precious-metals-portfolios/</link><guid isPermaLink="true">https://marketrealist.com/retirement/retirement-investments-precious-metals-portfolios/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Market Realist Team]]></dc:creator><pubDate>Wed, 01 Apr 2026 20:51:22 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/yT-e845cO/0x0/sanctuary-metals-1775076411774.jpeg"/><media:credit>Adobe Stock</media:credit><media:description>Why Retirement Investors Are Adding Precious Metals to Diversified Portfolios</media:description></item><item><title><![CDATA[Influencer Alix Lynx Pulls Six Figures Every Month and Builds a Silicon Valley Style Retirement Plan]]></title><description><![CDATA[Alix Lynx has been building a portfolio that would make a Silicon Valley VC nod in approval: market investments, tangible property, and private equity stakes. ]]></description><link>https://marketrealist.com/retirement/alix-lynx-silicon-valley-retirement/</link><guid isPermaLink="true">https://marketrealist.com/retirement/alix-lynx-silicon-valley-retirement/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Market Realist Team]]></dc:creator><pubDate>Wed, 03 Dec 2025 19:32:13 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/b7FCD4nfU/0x0/alix-lynx-retirement-1764790200438.jpeg"/><media:credit>Alix Lynx</media:credit><media:description>Influencer Alix Lynx Pulls Six Figures Every Month and Builds a Silicon Valley Style Retirement Plan</media:description></item><item><title><![CDATA[The Psychology of Retirement: D. Paterson Cope Talks Through How to Transition from Earning to Spending]]></title><description><![CDATA[Retirement should be a reward, not a source of fear.]]></description><link>https://marketrealist.com/news/psychology-of-retirement-d-paterson-cope/</link><guid isPermaLink="true">https://marketrealist.com/news/psychology-of-retirement-d-paterson-cope/</guid><category><![CDATA[News]]></category><dc:creator><![CDATA[Market Realist Team]]></dc:creator><pubDate>Tue, 07 Oct 2025 00:30:20 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/WZKfo6pRw/0x0/d-paterson-cope-retirement-1759796757928.jpeg"/><media:credit>Aaron Andrew Ang via Unsplash</media:credit><media:description>The Psychology of Retirement: D. Paterson Cope Talks Through How to Transition from Earning to Spending</media:description></item><item><title><![CDATA[Cindy Giovacchino on How to Talk to Your Partner About Money — Before You Retire]]></title><description><![CDATA[Financial planner Cindy Giovacchino shares how honest money conversations can strengthen your retirement plan. Learn how to align goals before you retire.]]></description><link>https://marketrealist.com/personal-finance/how-to-talk-to-your-partner-about-money/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/how-to-talk-to-your-partner-about-money/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Market Realist Team]]></dc:creator><pubDate>Tue, 12 Aug 2025 19:48:08 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/EqNrVqjQ4/0x0/cindy-giovacchino-1755027799873.jpeg"/><media:credit>Cindy Giovacchino</media:credit><media:description>Cindy Giovacchino on How to Talk to Your Partner About Money — Before You Retire</media:description></item><item><title><![CDATA[Top 5 Retirement Strategies for 2025]]></title><description><![CDATA[Discover the top retirement strategies for 2025, from diversifying accounts to leveraging online tools. Secure your financial future by being smart.]]></description><link>https://marketrealist.com/personal-finance/retirement-strategies-2025/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/retirement-strategies-2025/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Market Realist Team]]></dc:creator><pubDate>Wed, 01 Jan 2025 18:13:46 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/MSHaugT8K/0x0/retirement-strategies-1735754532353.jpg"/><media:credit>Image by Pixabay from Pexels</media:credit><media:description>Top 5 Retirement Strategies for 2025</media:description></item><item><title><![CDATA[Advise Older Adults as a Retirement Income Certified Professional ]]></title><description><![CDATA[If you have at least three years of experience in financial planning, consider advising older adults as a retirement income certified professional.]]></description><link>https://marketrealist.com/personal-finance/what-is-a-retirement-income-certified-professional/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/what-is-a-retirement-income-certified-professional/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kate Zuritsky]]></dc:creator><pubDate>Mon, 01 May 2023 11:57:20 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/mfX1_Q1rz/0x0/financial-advisor-working-with-clients-1682444589712.jpg"/><media:credit>Getty Images</media:credit><media:description>Advise Older Adults as a Retirement Income Certified Professional </media:description></item><item><title><![CDATA[Exploring the Benefits of an AARP Membership: Is It Worth the Investment?]]></title><description><![CDATA[Most people dread getting an AARP invitation when they're nearing their 50th birthday. Is an AARP membership worth it? Here's what we know. ]]></description><link>https://marketrealist.com/personal-finance/is-aarp-membership-worth-it/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/is-aarp-membership-worth-it/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Thu, 27 Apr 2023 02:43:47 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/z0lDFngSc/0x0/is-aarp-membership-worth-it-2-1682438728882.jpg"/><media:credit>Getty Images</media:credit><media:description>Exploring the Benefits of an AARP Membership: Is It Worth the Investment?</media:description></item><item><title><![CDATA[5 Essential Steps to Get Ready for Retirement — Be Prepared]]></title><description><![CDATA[If your retirement is right around the corner, you should start preparing. Here are five steps to take and get ready for retirement.]]></description><link>https://marketrealist.com/retirement/how-to-get-ready-for-retirement/</link><guid isPermaLink="true">https://marketrealist.com/retirement/how-to-get-ready-for-retirement/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Wed, 26 Apr 2023 13:07:22 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/YQSrrWX33/0x0/how-to-get-ready-for-retirement-1682447189746.jpg"/><media:credit>Getty Images</media:credit><media:description>5 Essential Steps to Get Ready for Retirement — Be Prepared</media:description></item><item><title><![CDATA[If You're Getting Married, Consider the Financial Pros and Cons]]></title><description><![CDATA[Marriage is one of the biggest decisions of your life, and if you're on the fence, you may wonder about the financial pros and cons of marriage.]]></description><link>https://marketrealist.com/personal-finance/financial-pros-and-cons-of-marriage/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/financial-pros-and-cons-of-marriage/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kate Zuritsky]]></dc:creator><pubDate>Wed, 12 Apr 2023 15:17:20 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/TZKD0SNRw/0x0/financial-pros-and-cons-of-marriage-1681302461259.jpg"/><media:credit>Getty Images</media:credit><media:description>If You&apos;re Getting Married, Consider the Financial Pros and Cons</media:description></item><item><title><![CDATA[How Much Is the Social Security Cost of Living Increase for 2022? ]]></title><description><![CDATA[Millions of Americans rely on Social Security benefits. How much will the 2022 COLA (cost-of-living adjustment) be due to inflation?]]></description><link>https://marketrealist.com/p/social-security-cost-of-living-increase/</link><guid isPermaLink="true">https://marketrealist.com/p/social-security-cost-of-living-increase/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Mon, 02 Aug 2021 16:27:09 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/2zBcvwTv-/0x0/social-security-cost-of-living-increase-1680881094717.jpg"/><media:credit>Getty Images</media:credit><media:description>How Much Is the Social Security Cost of Living Increase for 2022? </media:description></item><item><title><![CDATA[Top Side Hustles for Seniors: Earn More Money in Retirement]]></title><description><![CDATA[Side hustles for seniors can be a good way to supplement retirement income and use one's skills and talents. Here are the top side hustles.]]></description><link>https://marketrealist.com/jobs/side-hustles-for-seniors/</link><guid isPermaLink="true">https://marketrealist.com/jobs/side-hustles-for-seniors/</guid><category><![CDATA[Jobs]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Fri, 31 Mar 2023 18:47:36 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/c0nil5S_b/0x0/gettyimages-1281606469-1-1680285969664.jpg"/><media:credit>Getty Images</media:credit><media:description>Top Side Hustles for Seniors: Earn More Money in Retirement</media:description></item><item><title><![CDATA[Check Out the Best AAA Membership Discounts for Seniors]]></title><description><![CDATA[AAA offers membership discounts for seniors along with the typical suite of AAA benefits for all members. Here's what we know about the discounts.]]></description><link>https://marketrealist.com/consumer/aaa-membership-discounts-seniors/</link><guid isPermaLink="true">https://marketrealist.com/consumer/aaa-membership-discounts-seniors/</guid><category><![CDATA[Consumer]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Mon, 27 Mar 2023 16:37:18 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/ti9eW5cW5/0x0/aaa-membership-discounts-seniors-1679928961117.jpg"/><media:credit>Getty Images</media:credit><media:description>Check Out the Best AAA Membership Discounts for Seniors</media:description></item><item><title><![CDATA[How Do HSA Rollovers Work When You Change a Job or Bank?]]></title><description><![CDATA[Does HSA roll over money when you change jobs or banks? An HSA is a popular retirement savings account and medical expense account. ]]></description><link>https://marketrealist.com/retirement/does-hsa-roll-over/</link><guid isPermaLink="true">https://marketrealist.com/retirement/does-hsa-roll-over/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Fri, 10 Mar 2023 17:50:24 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/V-4n15mtO/0x0/does-hsa-roll-over-1678468919160.jpg"/><media:credit>Getty Images</media:credit><media:description>How Do HSA Rollovers Work When You Change a Job or Bank?</media:description></item><item><title><![CDATA[Ready to Save More? How the New 401(k) 2023 Contribution Limit Will Impact You ]]></title><description><![CDATA[The IRS recently announced that the 2023 401(k) contribution limits have increased to the highest levels in decades. Here's what we know. ]]></description><link>https://marketrealist.com/retirement/401k-2023-contribution-limit-irs/</link><guid isPermaLink="true">https://marketrealist.com/retirement/401k-2023-contribution-limit-irs/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Kate Zuritsky]]></dc:creator><pubDate>Tue, 07 Mar 2023 13:42:32 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/SfwNkbHou/0x0/401k-2023-contribution-limit-irs-1678160256818.jpg"/><media:credit>Getty Images</media:credit><media:description>Ready to Save More? How the New 401(k) 2023 Contribution Limit Will Impact You </media:description></item><item><title><![CDATA[Simple IRA vs. 401(k) — Which Is Right for Your Business?]]></title><description><![CDATA[When it comes to retirement savings plans, two common options are the Simple IRA and 401(k) plan. What are the advantages and disadvantages of each? ]]></description><link>https://marketrealist.com/personal-finance/simple-ira-vs-401k/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/simple-ira-vs-401k/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kate Zuritsky]]></dc:creator><pubDate>Mon, 06 Mar 2023 14:39:11 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Tv4rAlP1a/0x0/simple-ira-vs-401k-1678111268733.jpg"/><media:credit>Getty Images</media:credit><media:description>Simple IRA vs. 401(k) — Which Is Right for Your Business?</media:description></item><item><title><![CDATA[SEP IRA vs. Roth IRA: Which Retirement Account Is Right for You?]]></title><description><![CDATA[While working folk may have an IRA in place, here's the difference between a SEP IRA vs. a Roth IRA. It's important to know the difference.]]></description><link>https://marketrealist.com/retirement/sep-ira-vs-roth-ira/</link><guid isPermaLink="true">https://marketrealist.com/retirement/sep-ira-vs-roth-ira/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Anya Binx]]></dc:creator><pubDate>Mon, 27 Feb 2023 22:06:22 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/3XTlJGlX3/0x0/sep-ira-vs-roth-ira-1677530486646.jpg"/><media:credit>Getty Images</media:credit><media:description>SEP IRA vs. Roth IRA: Which Retirement Account Is Right for You?</media:description></item><item><title><![CDATA[When and How Can a Trustee Remove a Beneficiary From a Trust?]]></title><description><![CDATA[With a trust, your assets are divided among your beneficiaries by a trustee after your death. Can a trustee remove a beneficiary from a trust?]]></description><link>https://marketrealist.com/retirement/can-a-trustee-remove-a-beneficiary-from-a-trust/</link><guid isPermaLink="true">https://marketrealist.com/retirement/can-a-trustee-remove-a-beneficiary-from-a-trust/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Fri, 24 Feb 2023 02:58:16 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/I6REEr7-v/0x0/can-a-trustee-remove-a-beneficiary-from-a-trust-1677172811553.jpg"/><media:credit>Getty Images</media:credit><media:description>When and How Can a Trustee Remove a Beneficiary From a Trust?</media:description></item><item><title><![CDATA[Need to Roll Over Your 401(k) to a New Employer? Here's How]]></title><description><![CDATA[There isn't a cost to roll over your 401(k) account from your old employer to your new employer. Here's how to change your 401(k) over.]]></description><link>https://marketrealist.com/retirement/how-to-roll-over-a-401k-to-new-employer/</link><guid isPermaLink="true">https://marketrealist.com/retirement/how-to-roll-over-a-401k-to-new-employer/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Thu, 16 Feb 2023 21:10:22 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/ukdvlUMlF/0x0/how-to-roll-over-a-401k-to-new-employer-1676573013908.jpg"/><media:credit>Getty Images</media:credit><media:description>Need to Roll Over Your 401(k) to a New Employer? Here&apos;s How</media:description></item><item><title><![CDATA[Consider the Favorable Tax Treatment of Annuities for Your Retirement]]></title><description><![CDATA[Annuities are given favorable tax treatment, making them a good long-term investment strategy. They provide a guaranteed monthly income in retirement.]]></description><link>https://marketrealist.com/retirement/how-are-annuities-given-favorable-tax-treatment/</link><guid isPermaLink="true">https://marketrealist.com/retirement/how-are-annuities-given-favorable-tax-treatment/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Tue, 07 Feb 2023 18:22:05 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/JbfP_R796/0x0/how-are-annuities-given-favorable-tax-treatment-1675791223501.jpg"/><media:credit>Unsplash</media:credit><media:description>Consider the Favorable Tax Treatment of Annuities for Your Retirement</media:description></item><item><title><![CDATA[Here's When the Social Security Cost-of-Living Increase Takes Effect in 2023]]></title><description><![CDATA[The cost-of-living-adjustment for Social Security beneficiaries is going up by 8.7 percent in 2023. Here's when you'll begin to receive increased Social Security payments. ]]></description><link>https://marketrealist.com/p/when-does-social-security-cost-of-living-increase-happen/</link><guid isPermaLink="true">https://marketrealist.com/p/when-does-social-security-cost-of-living-increase-happen/</guid><category><![CDATA[News]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Wed, 14 Jul 2021 19:56:38 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/zXGRJGpTP/0x0/when-does-social-security-cost-of-living-increase-happen-1667268421109.jpg"/><media:credit>Getty Images</media:credit><media:description>Here&apos;s When the Social Security Cost-of-Living Increase Takes Effect in 2023</media:description></item><item><title><![CDATA[Seniors Could Be Getting a Grocery Stimulus Check]]></title><description><![CDATA[Grocery stimulus checks for seniors have been requested for a long time, and now Washington has started to take action. Will seniors get the checks?]]></description><link>https://marketrealist.com/federal-assistance/grocery-stimulus-for-seniors/</link><guid isPermaLink="true">https://marketrealist.com/federal-assistance/grocery-stimulus-for-seniors/</guid><category><![CDATA[Federal Assistance]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Wed, 27 Jul 2022 08:29:16 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/jTEflwhDU/0x0/grocery-stimulus-for-seniors-1658889262852.jpg"/><media:credit>Getty Images</media:credit><media:description>Seniors Could Be Getting a Grocery Stimulus Check</media:description></item><item><title><![CDATA[The Amount You Need to Retire Comfortably in the U.S. Just Got Higher]]></title><description><![CDATA[When it comes to saving for retirement, the pressure is on. American adults say retiring comfortably in the U.S. costs more than ever. What amount do you need to retire comfortably?]]></description><link>https://marketrealist.com/retirement/how-much-do-you-need-to-retire-comfortably-in-us/</link><guid isPermaLink="true">https://marketrealist.com/retirement/how-much-do-you-need-to-retire-comfortably-in-us/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Wed, 26 Oct 2022 19:15:02 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/jhBfiKs5H/0x0/how-much-do-you-need-to-retire-comfortably-in-us-1666800921374.jpg"/><media:credit>Getty Images</media:credit><media:description>The Amount You Need to Retire Comfortably in the U.S. Just Got Higher</media:description></item><item><title><![CDATA[How Do Millennials and Gen Zers Compare When It Comes to Retirement Savings? You Might Be Surprised]]></title><description><![CDATA[A new study shows where Millennial vs. Gen Z retirement savings really are, and the results may contradict generational stereotypes.]]></description><link>https://marketrealist.com/retirement/millennials-vs-gen-z-retirement-savings/</link><guid isPermaLink="true">https://marketrealist.com/retirement/millennials-vs-gen-z-retirement-savings/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Mon, 24 Oct 2022 17:50:23 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/LqS7YCjV3/0x0/gen-z-millennial-retirement-savings-1666633794057.jpg"/><media:credit>Eliott Reyna on Unsplash</media:credit><media:description>How Do Millennials and Gen Zers Compare When It Comes to Retirement Savings? You Might Be Surprised</media:description></item><item><title><![CDATA[Estate Planning Isn't Just for Rich People — The Three Documents You Need, According to Expert]]></title><link>https://marketrealist.com/p/why-estate-planning-is-important/</link><guid isPermaLink="true">https://marketrealist.com/p/why-estate-planning-is-important/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Andrew Krosofsky]]></dc:creator><pubDate>Fri, 18 Sep 2020 19:00:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/rBe6GksMt/0x0/why-estate-planning-is-important-1599658153322.jpg"/><media:credit>istock</media:credit><media:description>Estate Planning Isn&apos;t Just for Rich People — The Three Documents You Need, According to Expert</media:description></item><item><title><![CDATA[SSA Reveals Social Security Benefits Will Increase Dramatically in 2023]]></title><description><![CDATA[Social Security benefits are adjusted annually to help beneficiaries as inflation rises. The 2023 COLA increase will be 8.7 percent, which is about $140 or more per month. ]]></description><link>https://marketrealist.com/p/social-security-cola-increase-2023/</link><guid isPermaLink="true">https://marketrealist.com/p/social-security-cola-increase-2023/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Mon, 13 Jun 2022 15:33:24 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/tAA6zwIZn/0x0/social-security-cola-increase-2023-1665677123694.jpg"/><media:credit>Social Security Administration Facebook</media:credit><media:description>SSA Reveals Social Security Benefits Will Increase Dramatically in 2023</media:description></item><item><title><![CDATA[Secure 2.0: What It Could Mean for Catch-Up Contributions and More]]></title><description><![CDATA[The second iteration of the 2019 Secure Act is underway. Congress wants to make changes to retirement catch-up contributions and more. Here’s what to know.]]></description><link>https://marketrealist.com/retirement/secure-act-2-catch-up-contributions-explained/</link><guid isPermaLink="true">https://marketrealist.com/retirement/secure-act-2-catch-up-contributions-explained/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Tue, 11 Oct 2022 16:12:26 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/zd6OF-XJx/0x0/retirement-1-1665502135975.jpg"/><media:credit>Pexels</media:credit><media:description>Secure 2.0: What It Could Mean for Catch-Up Contributions and More</media:description></item><item><title><![CDATA[Find Your Lost 401(k) With This New Rollover Program ]]></title><description><![CDATA[Have you ever left a 401(k) account behind after leaving a job? Now there’s a seamless way to roll it over and start investing that money — here’s how.]]></description><link>https://marketrealist.com/retirement/how-to-find-old-401k-accounts/</link><guid isPermaLink="true">https://marketrealist.com/retirement/how-to-find-old-401k-accounts/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Fri, 07 Oct 2022 16:35:04 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Y58kVgUZs/0x0/how-to-find-old-401k-accounts-1665158509777.jpg"/><media:credit>Getty Images</media:credit><media:description>Find Your Lost 401(k) With This New Rollover Program </media:description></item><item><title><![CDATA[Woman Says She “Accidentally” Used Wrong Social Security Number for Years in Viral TikTok]]></title><description><![CDATA[A woman went viral on TikTok after stating she "accidentally" used the wrong social security number for years.]]></description><link>https://marketrealist.com/personal-finance/woman-wrong-social-security-number-tiktok/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/woman-wrong-social-security-number-tiktok/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Market Realist]]></dc:creator><pubDate>Thu, 06 Oct 2022 13:00:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/1KxxUohg2/0x0/woman-tiktok-wrong-social-security-number-1665016478749.jpg"/><media:credit>TikTok</media:credit><media:description>Woman Says She “Accidentally” Used Wrong Social Security Number for Years in Viral TikTok</media:description></item><item><title><![CDATA[These Changes Are Coming to Your 401(k) Statement This Fall ]]></title><description><![CDATA[If you contribute to a 401(k), your upcoming statement will have some changes. Here’s what to know about the changes and when they will appear.]]></description><link>https://marketrealist.com/retirement/401k-statement-changes/</link><guid isPermaLink="true">https://marketrealist.com/retirement/401k-statement-changes/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Tue, 27 Sep 2022 16:29:17 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/vudWLsVtR/0x0/401k-statement-changes-1664292662067.jpg"/><media:credit>Getty Images</media:credit><media:description>These Changes Are Coming to Your 401(k) Statement This Fall </media:description></item><item><title><![CDATA[Public Workers Get Less Social Security — but That Might Soon Change]]></title><description><![CDATA[Public servants have historically gotten the short end of the Social Security stick. Why do public workers get less Social Security? We have all the details.]]></description><link>https://marketrealist.com/retirement/why-do-public-workers-get-less-social-security/</link><guid isPermaLink="true">https://marketrealist.com/retirement/why-do-public-workers-get-less-social-security/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Wed, 21 Sep 2022 17:37:07 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/9wJr4DUnp/0x0/public-workers-less-social-security-1663781738367.jpg"/><media:credit>Getty Images</media:credit><media:description>Public Workers Get Less Social Security — but That Might Soon Change</media:description></item><item><title><![CDATA[FatFIRE: What Is It and How Is It Related to ‘Quiet Quitting’?]]></title><description><![CDATA[Maybe you’ve heard of the FIRE movement, but what about FatFIRE? The FatFIRE movement is an antidote to quiet quitting, and it’s gaining traction.]]></description><link>https://marketrealist.com/personal-finance/fatfire-meaning/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/fatfire-meaning/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Mon, 19 Sep 2022 15:18:12 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Jt9_YmHGD/0x0/fatfire-1-1663598790324.jpg"/><media:credit>Unsplash</media:credit><media:description>FatFIRE: What Is It and How Is It Related to ‘Quiet Quitting’?</media:description></item><item><title><![CDATA[Republican Candidates Stoke Controversy With Plans for Social Security]]></title><description><![CDATA[One Republican’s plan for social security involves a yearly renewal decision. Another proposed privatizing the program. Both inspired sharp rebukes.]]></description><link>https://marketrealist.com/retirement/republican-plan-for-social-security/</link><guid isPermaLink="true">https://marketrealist.com/retirement/republican-plan-for-social-security/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Wed, 31 Aug 2022 12:46:05 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/lzQoKi5Kz/0x0/republican-plan-for-social-security-1661877736664.jpg"/><media:credit>Getty Images</media:credit><media:description>Republican Candidates Stoke Controversy With Plans for Social Security</media:description></item><item><title><![CDATA[If You Receive Two Social Security Checks in One Month, It Isn't a Bonus]]></title><description><![CDATA[If you received two Social Security checks in one month, it's because the SSA issued your check for the following month early. Don't get too excited.]]></description><link>https://marketrealist.com/federal-assistance/why-did-i-get-extra-social-security-check-this-month/</link><guid isPermaLink="true">https://marketrealist.com/federal-assistance/why-did-i-get-extra-social-security-check-this-month/</guid><category><![CDATA[Federal Assistance]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Tue, 23 Aug 2022 19:39:28 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/kr_aI6DiY/0x0/two-social-security-checks-1661282680051.jpg"/><media:credit>Getty Images</media:credit><media:description>If You Receive Two Social Security Checks in One Month, It Isn&apos;t a Bonus</media:description></item><item><title><![CDATA[Social Security Offices Are Open To Walk-Ins Again After Two-Year Closure]]></title><description><![CDATA[Are Social Security offices open for walk-ins? See the latest update on office reopenings from SSA Acting Commissioner Kilolo Kijakazi.]]></description><link>https://marketrealist.com/retirement/are-social-security-offices-open-for-walk-ins/</link><guid isPermaLink="true">https://marketrealist.com/retirement/are-social-security-offices-open-for-walk-ins/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Tue, 23 Aug 2022 08:14:05 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/lvfn37coP/0x0/are-social-security-offices-open-for-walk-ins-1661204660504.jpg"/><media:credit>ABC13 Houston</media:credit><media:description>Social Security Offices Are Open To Walk-Ins Again After Two-Year Closure</media:description></item><item><title><![CDATA[How to Invest in Annuities the Right Way — Timing, Explained]]></title><description><![CDATA[You may want to know how to invest in annuities if you’re worried about outliving your retirement savings. Here's how to invest in annuities the right way.]]></description><link>https://marketrealist.com/stocks-and-markets/how-to-invest-in-annuities/</link><guid isPermaLink="true">https://marketrealist.com/stocks-and-markets/how-to-invest-in-annuities/</guid><category><![CDATA[Stocks & Markets]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Tue, 16 Aug 2022 18:21:42 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Mnc8_vNI-/0x0/how-to-invest-in-annuities-1660667533456.jpg"/><media:credit>Getty</media:credit><media:description>How to Invest in Annuities the Right Way — Timing, Explained</media:description></item><item><title><![CDATA[Social Security Tax Limit 2022 and Exemptions, Explained]]></title><description><![CDATA[The working population ends up paying Social Security tax to fund benefits for existing beneficiaries. What is the Social Security tax limit for 2022?]]></description><link>https://marketrealist.com/personal-finance/social-security-tax-limit-2022/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/social-security-tax-limit-2022/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Fri, 12 Aug 2022 12:47:08 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/6ErSzbH4M/0x0/social-security-tax-limit-2022-1660280926850.jpg"/><media:credit>SSA Blog</media:credit><media:description>Social Security Tax Limit 2022 and Exemptions, Explained</media:description></item><item><title><![CDATA[Social Security Inflation Adjustment Could Be Almost 10% in 2023]]></title><description><![CDATA[Retirees could get an extra $159 per month due to a Social Security inflation adjustment in 2023. Social Security benefits could increase by 9.6 percent next year,]]></description><link>https://marketrealist.com/personal-finance/social-security-inflation-adjustment-2023/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/social-security-inflation-adjustment-2023/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Thu, 11 Aug 2022 16:15:09 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/3wBTemiv0/0x0/social-security-inflation-adjustment-2023-1660232732495.jpg"/><media:credit>Getty Images</media:credit><media:description>Social Security Inflation Adjustment Could Be Almost 10% in 2023</media:description></item><item><title><![CDATA[Social Security Isn't Going Bankrupt, Changes Might Be Coming]]></title><description><![CDATA[Social Security trusts swung into deficit in 2021. This has prompted many to ask, is Social Security going bankrupt? No, but there are likely changes ahead.]]></description><link>https://marketrealist.com/personal-finance/is-social-security-going-bankrupt/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/is-social-security-going-bankrupt/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Tue, 09 Aug 2022 13:41:20 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Hd8bvtjyQ/0x0/is-social-security-going-bankrupt-1660052374085.jpg"/><media:credit>Social Security Administration Facebook</media:credit><media:description>Social Security Isn&apos;t Going Bankrupt, Changes Might Be Coming</media:description></item><item><title><![CDATA[Michigan’s Retirement Tax Repeal: Governor Whitmer Pushes Agenda]]></title><description><![CDATA[Michigan Governor Gretchen Whitmer (D) wants to repeal retirement taxes. What’s coming for the state’s senior citizens? We'll explain everything.]]></description><link>https://marketrealist.com/retirement/michigan-retirement-tax-repeal/</link><guid isPermaLink="true">https://marketrealist.com/retirement/michigan-retirement-tax-repeal/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Mon, 01 Aug 2022 18:41:38 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/rfxd0Qaq7/0x0/michigan-1-1659376866928.jpg"/><media:credit>Getty</media:credit><media:description>Michigan’s Retirement Tax Repeal: Governor Whitmer Pushes Agenda</media:description></item><item><title><![CDATA[How to Set Up a Roth IRA and Save for Retirement]]></title><description><![CDATA[Roth IRAs could be one of the best ways to save for retirement. Here's how to set up a Roth IRA account and start planning for your future.]]></description><link>https://marketrealist.com/p/how-to-set-up-roth-ira/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-set-up-roth-ira/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Tue, 12 Jul 2022 12:52:27 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Bousa75nX/0x0/how-to-set-up-roth-ira-1657626522200.jpg"/><media:credit>Pexels</media:credit><media:description>How to Set Up a Roth IRA and Save for Retirement</media:description></item><item><title><![CDATA[Here’s What Happens to a 401(k) When You Leave a Job]]></title><description><![CDATA[Leaving your job? Don’t forget to bring your 401(k) along with you. Here’s what happens to your retirement savings account and what to do with it.]]></description><link>https://marketrealist.com/p/what-happens-to-a-401k-when-you-leave-a-job/</link><guid isPermaLink="true">https://marketrealist.com/p/what-happens-to-a-401k-when-you-leave-a-job/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Mon, 11 Jul 2022 17:53:39 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/xqy9jPWZ0/0x0/401k-1-1657559337897.jpg"/><media:credit>Unsplash</media:credit><media:description>Here’s What Happens to a 401(k) When You Leave a Job</media:description></item><item><title><![CDATA[What to Do With Your 401(k) in a Bear Market — All the Details]]></title><description><![CDATA[Your retirement savings are precious. Here’s how to handle your 401(k) in a bear market and recession. It's important for you to be prepared.]]></description><link>https://marketrealist.com/p/what-to-do-with-401k-bear-market/</link><guid isPermaLink="true">https://marketrealist.com/p/what-to-do-with-401k-bear-market/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Wed, 15 Jun 2022 18:18:44 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/F925vyDVQ/0x0/what-to-do-with-401k-bear-market-1655317103214.jpg"/><media:credit>Unsplash</media:credit><media:description>What to Do With Your 401(k) in a Bear Market — All the Details</media:description></item><item><title><![CDATA[Average 401(k) Losses Don't Necessarily Mean You Should Stop Investing]]></title><description><![CDATA[Although 401(k)s are losing money due to downturns in the stock market, those average losses of 6 percent–7 percent don't mean you should stop investing.]]></description><link>https://marketrealist.com/p/average-401k-loss/</link><guid isPermaLink="true">https://marketrealist.com/p/average-401k-loss/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Wed, 15 Jun 2022 17:35:48 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/mUROQfjvd/0x0/gettyimages-88320923-1-1655313202104.jpg"/><media:credit>Getty</media:credit><media:description>Average 401(k) Losses Don&apos;t Necessarily Mean You Should Stop Investing</media:description></item><item><title><![CDATA[5 Reasons Why You Should Keep Working After Retirement]]></title><description><![CDATA[While a lot of Millennials plan to retire by 40, there are multiple reasons why you should keep working even after retirement. Here's what to consider.]]></description><link>https://marketrealist.com/p/why-keep-working-after-retirement/</link><guid isPermaLink="true">https://marketrealist.com/p/why-keep-working-after-retirement/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Mohit Oberoi, CFA]]></dc:creator><pubDate>Thu, 09 Jun 2022 18:24:30 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/rQFcnw7DK/0x0/why-keep-working-after-retirement-1654798846346.jpg"/><media:credit>Unsplash</media:credit><media:description>5 Reasons Why You Should Keep Working After Retirement</media:description></item><item><title><![CDATA[Go-Broke Dates for Social Security and Medicare Get Pushed Back — Again]]></title><description><![CDATA[Social Security and Medicare benefits are set to diminish in the coming years if Congress doesn’t act. Here are the go-broke dates to know about.]]></description><link>https://marketrealist.com/p/go-broke-dates-social-security-medicare/</link><guid isPermaLink="true">https://marketrealist.com/p/go-broke-dates-social-security-medicare/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Fri, 03 Jun 2022 15:29:49 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/cgv976YMr/0x0/social-security-1-1654268298128.jpg"/><media:credit>Unsplash</media:credit><media:description>Go-Broke Dates for Social Security and Medicare Get Pushed Back — Again</media:description></item><item><title><![CDATA[Should You Lower Your 401(k) Contribution? Pros and Cons]]></title><description><![CDATA[In a down market, it may make sense to lower your 401(k) contribution. Is it a good idea to lower your contribution? Let's discuss the pros and cons.]]></description><link>https://marketrealist.com/p/should-i-lower-my-401k-contribution/</link><guid isPermaLink="true">https://marketrealist.com/p/should-i-lower-my-401k-contribution/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Mon, 16 May 2022 15:39:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/U87jimH1d/0x0/should-i-lower-my-401k-contribution-1652713210153.jpg"/><media:credit>Getty</media:credit><media:description>Should You Lower Your 401(k) Contribution? Pros and Cons</media:description></item><item><title><![CDATA[Is Beagle 401(k) Safe to Use? A Review of the "Financial Concierge"]]></title><description><![CDATA[Many people want to know if Beagle 401(k) accounts are legit and safe to use. Here’s the rundown. It's important to trust the company that holds your retirement savings account.]]></description><link>https://marketrealist.com/p/is-beagle-401k-safe/</link><guid isPermaLink="true">https://marketrealist.com/p/is-beagle-401k-safe/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Tue, 10 May 2022 16:08:39 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/rjTqOW0pR/0x0/beagle-1-1652196599109.jpg"/><media:credit>Beagle Facebook</media:credit><media:description>Is Beagle 401(k) Safe to Use? A Review of the &quot;Financial Concierge&quot;</media:description></item><item><title><![CDATA[Warren Buffett Has an IRA⁠—Should You Get One, Too?]]></title><description><![CDATA[Some investors are wary of making big decisions, and for guidance, they often look to Warren Buffett. Does the Oracle of Omaha have an IRA?]]></description><link>https://marketrealist.com/p/does-warren-buffett-have-an-ira/</link><guid isPermaLink="true">https://marketrealist.com/p/does-warren-buffett-have-an-ira/</guid><category><![CDATA[Billionaires]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 05 May 2022 14:42:01 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/X-HNlNDjd/0x0/does-warren-buffett-have-an-ira-1651751850551.png"/><media:credit>Warren Buffett Twitter</media:credit><media:description>Warren Buffett Has an IRA⁠—Should You Get One, Too?</media:description></item><item><title><![CDATA[The IRS Has Raised 401(k) Contribution Limits for 2022]]></title><description><![CDATA[401(k) plans enable workers to save for retirement. What contribution limits has the IRS set for 2022?]]></description><link>https://marketrealist.com/p/401k-contribution-limit-irs/</link><guid isPermaLink="true">https://marketrealist.com/p/401k-contribution-limit-irs/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Thu, 28 Apr 2022 18:41:59 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/y3FdiqRQO/0x0/401k-1-1651168037200.jpg"/><media:credit>Getty Images</media:credit><media:description>The IRS Has Raised 401(k) Contribution Limits for 2022</media:description></item><item><title><![CDATA[Fidelity Is Preparing To Let You Save for Retirement With Bitcoin]]></title><description><![CDATA[Saving for old age? Fidelity will soon allow investors to use Bitcoin in their retirement plan, a gamechanger for long-term holdings.]]></description><link>https://marketrealist.com/p/fidelity-bitcoin-retirement/</link><guid isPermaLink="true">https://marketrealist.com/p/fidelity-bitcoin-retirement/</guid><category><![CDATA[Cryptocurrency & Blockchain]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Tue, 26 Apr 2022 15:35:41 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/mTqE834Y2/0x0/bitcoin-1-1650985277539.jpg"/><media:credit>Unsplash</media:credit><media:description>Fidelity Is Preparing To Let You Save for Retirement With Bitcoin</media:description></item><item><title><![CDATA[Major Changes Could Be Coming to 401(k) Plans in 2022]]></title><description><![CDATA[As the House passes 'SECURE Act 2.0,' big changes might be coming to 401(k) plans in 2022.]]></description><link>https://marketrealist.com/p/401-k-changes-2022/</link><guid isPermaLink="true">https://marketrealist.com/p/401-k-changes-2022/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 14 Apr 2022 13:34:40 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/8lVWt52RD/0x0/401-k-changes-2022-1649873474203.jpg"/><media:credit>Pexels</media:credit><media:description>Major Changes Could Be Coming to 401(k) Plans in 2022</media:description></item><item><title><![CDATA[Word on the Street Is That Robinhood Retirement Accounts Are Coming]]></title><description><![CDATA[Robinhood is rumored to be launching retirement accounts. Here’s what to know about things to come for long-term retail investors.]]></description><link>https://marketrealist.com/p/robinhood-retirement-accounts/</link><guid isPermaLink="true">https://marketrealist.com/p/robinhood-retirement-accounts/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Fri, 01 Apr 2022 14:08:51 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/umPiAA9Ui/0x0/robinhood-1-1648820760578.jpg"/><media:credit>Robinhood</media:credit><media:description>Word on the Street Is That Robinhood Retirement Accounts Are Coming</media:description></item><item><title><![CDATA[What Are the Best Mutual Funds for Your Roth IRA?]]></title><description><![CDATA[Mutual Funds are a great funding choice for Roth IRAs. What are the best mutual funds for Roth IRAs? Let's take a closer look at the top picks.]]></description><link>https://marketrealist.com/p/best-mutual-funds-for-your-roth-ira/</link><guid isPermaLink="true">https://marketrealist.com/p/best-mutual-funds-for-your-roth-ira/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Mon, 14 Mar 2022 18:20:53 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/hNwIiZhPb/0x0/best-mutual-funds-for-your-roth-ira-1647278422515.jpg"/><media:credit>Unsplash</media:credit><media:description>What Are the Best Mutual Funds for Your Roth IRA?</media:description></item><item><title><![CDATA[IRS Issues Guidance About Disaster-Related Distributions From Retirement Plans]]></title><description><![CDATA[What is a disaster distribution? Learn more about reporting income from disaster-related retirement plan distributions on your tax return.]]></description><link>https://marketrealist.com/p/what-is-disaster-distribution/</link><guid isPermaLink="true">https://marketrealist.com/p/what-is-disaster-distribution/</guid><category><![CDATA[Taxes]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Fri, 11 Mar 2022 15:56:59 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/AEyFGcMjo/0x0/what-is-disaster-distribution-1647012203876.jpg"/><media:credit>Getty Images</media:credit><media:description>IRS Issues Guidance About Disaster-Related Distributions From Retirement Plans</media:description></item><item><title><![CDATA[IRS Changes Life Expectancy Table, Adjusts Mandatory Withdrawals for Retirees]]></title><description><![CDATA[The IRS has imposed new life expectancy factors for elders, which could reduce the required annual withdrawals you need to make from tax-advantaged retirement accounts.]]></description><link>https://marketrealist.com/p/irs-life-expectancy-mandatory-withdrawals-change/</link><guid isPermaLink="true">https://marketrealist.com/p/irs-life-expectancy-mandatory-withdrawals-change/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Thu, 10 Mar 2022 17:05:18 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/-Hm5va9_z/0x0/irs-retirement-1-1646929125639.jpg"/><media:credit>Unsplash</media:credit><media:description>IRS Changes Life Expectancy Table, Adjusts Mandatory Withdrawals for Retirees</media:description></item><item><title><![CDATA[Social Security: Full Retirement Age Reaches a Maximum of 67 Years Old]]></title><link>https://marketrealist.com/p/full-retire-age-social-security/</link><guid isPermaLink="true">https://marketrealist.com/p/full-retire-age-social-security/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Andrew Krosofsky]]></dc:creator><pubDate>Fri, 28 Aug 2020 19:08:58 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Cw1GWNYNO/0x0/retirementagesocsec1-1598613795005.jpg"/><media:credit>iStock</media:credit><media:description>Social Security: Full Retirement Age Reaches a Maximum of 67 Years Old</media:description></item><item><title><![CDATA[Yes, You Can Roll Your 401(k) Into an IRA (and You Might Want To)]]></title><description><![CDATA[Can a 401(k) be rolled into an IRA? Learn what you can do with your retirement savings when you change jobs—and why an IRA might be advantageous.]]></description><link>https://marketrealist.com/p/can-a-401k-be-rolled-into-an-ira/</link><guid isPermaLink="true">https://marketrealist.com/p/can-a-401k-be-rolled-into-an-ira/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Tue, 15 Feb 2022 21:57:33 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/o4pt8tQn0/0x0/can-a-401k-be-rolled-into-an-ira-1644958807828.jpg"/><media:credit>Getty Images</media:credit><media:description>Yes, You Can Roll Your 401(k) Into an IRA (and You Might Want To)</media:description></item><item><title><![CDATA[Where Are the Cheapest Places to Retire? Consider These 5 U.S. States]]></title><description><![CDATA[When a person is considering retirement, many financial factors come into play. So, where are some of the cheapest places to retire in the U.S.? These states are at the top of the list.]]></description><link>https://marketrealist.com/p/cheapest-places-to-retire-in/</link><guid isPermaLink="true">https://marketrealist.com/p/cheapest-places-to-retire-in/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Fri, 11 Feb 2022 15:52:03 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/s6MsORJcM/0x0/cheapest-places-to-retire-1644594511837.jpg"/><media:credit>Getty Images</media:credit><media:description>Where Are the Cheapest Places to Retire? Consider These 5 U.S. States</media:description></item><item><title><![CDATA[Are 401(k) Benefits Worth It Without Employer Matching Contributions?]]></title><description><![CDATA[Is a 401(k) worth it even if you don't get a company match? Although the match is a top benefit, a 401(k) offers other retirement benefits that are worth considering.]]></description><link>https://marketrealist.com/p/is-a-401k-worth-it-without-matching/</link><guid isPermaLink="true">https://marketrealist.com/p/is-a-401k-worth-it-without-matching/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Mon, 07 Feb 2022 16:49:20 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/OO0sCHS_f/0x0/401k-crossword-1644249652507.jpg"/><media:credit>Getty</media:credit><media:description>Are 401(k) Benefits Worth It Without Employer Matching Contributions?</media:description></item><item><title><![CDATA[Should You Buy an Annuity? A Contested Topic in the Financial Sphere]]></title><description><![CDATA[Annuities are insurance products that provide guaranteed monthly payments in retirement. They aren't the best option unless you've maxed out other retirement contributions. ]]></description><link>https://marketrealist.com/p/should-i-buy-an-annuity/</link><guid isPermaLink="true">https://marketrealist.com/p/should-i-buy-an-annuity/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Thu, 03 Feb 2022 19:08:38 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/cOlX46H_V/0x0/should-i-buy-an-annuity-1643915230322.jpg"/><media:credit>Pixabay</media:credit><media:description>Should You Buy an Annuity? A Contested Topic in the Financial Sphere</media:description></item><item><title><![CDATA[How to Shape Your Retirement and Contribute to a 403(b) ]]></title><description><![CDATA[There are several ways to contribute to your retirement plan, in particular you can contribute to a 403(b). How much should you contribute to a 403(b)? ]]></description><link>https://marketrealist.com/p/how-much-should-you-contribute-to-403b/</link><guid isPermaLink="true">https://marketrealist.com/p/how-much-should-you-contribute-to-403b/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Tue, 01 Feb 2022 21:36:59 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/d6tlyUxfG/0x0/elderly-balck-couple-1643745383858.jpg"/><media:credit>Getty Images</media:credit><media:description>How to Shape Your Retirement and Contribute to a 403(b) </media:description></item><item><title><![CDATA[What Are the Best States for Retirees, Based on Taxes?]]></title><description><![CDATA[As you get closer to retirement, you might start considering the best states for retirees to relocate that have low taxes. Which states are on the list?]]></description><link>https://marketrealist.com/p/best-states-for-retiree-taxes/</link><guid isPermaLink="true">https://marketrealist.com/p/best-states-for-retiree-taxes/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Thu, 27 Jan 2022 18:12:47 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/t_YPkZGWK/0x0/best-states-for-retiree-taxes-1643299157734.jpg"/><media:credit>Getty Imagees</media:credit><media:description>What Are the Best States for Retirees, Based on Taxes?</media:description></item><item><title><![CDATA[Solo 401(k) Versus SEP IRA: Saving for Retirement While Self Employed]]></title><description><![CDATA[You have options when saving for retirement as a self-employed individual even though you don't get a 401(k) match. What's the difference between a Solo401k and SEP IRA?]]></description><link>https://marketrealist.com/p/solo-401k-vs-sep-ira/</link><guid isPermaLink="true">https://marketrealist.com/p/solo-401k-vs-sep-ira/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Wed, 26 Jan 2022 20:45:02 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/vytn7q-of/0x0/sep-1-pp-1643226657316.jpg"/><media:credit>Unsplash</media:credit><media:description>Solo 401(k) Versus SEP IRA: Saving for Retirement While Self Employed</media:description></item><item><title><![CDATA[Social Security Sets a New Disability Earnings Limit in 2022]]></title><description><![CDATA[Social Security sets limits for earnings each year for disabled people to continue receiving disability benefits. What are new earnings limits for 2022?]]></description><link>https://marketrealist.com/p/social-security-disability-earnings-limit/</link><guid isPermaLink="true">https://marketrealist.com/p/social-security-disability-earnings-limit/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Fri, 14 Jan 2022 17:02:44 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/7NlWn517Z/0x0/social-security-disability-earnings-limit-1642179532273.jpg"/><media:credit>Social Security Administration Facebook</media:credit><media:description>Social Security Sets a New Disability Earnings Limit in 2022</media:description></item><item><title><![CDATA[Good News: Social Security Benefits Are Increasing in January 2022]]></title><description><![CDATA[The SSA (Social Security Administration) will be increasing Social Security benefits in January 2022. The benefits will increase by 5.9 percent.]]></description><link>https://marketrealist.com/p/is-social-security-giving-out-extra-money-this-month/</link><guid isPermaLink="true">https://marketrealist.com/p/is-social-security-giving-out-extra-money-this-month/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Mon, 10 Jan 2022 18:52:34 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/NpR8ahPtz/0x0/will-social-security-give-more-money-in-2022-1641838789985.jpg"/><media:credit>Getty Images</media:credit><media:description>Good News: Social Security Benefits Are Increasing in January 2022</media:description></item><item><title><![CDATA[Important Changes to Medicare Deductibles and Premiums for 2022]]></title><description><![CDATA[Medicare expenses for beneficiaries are going up in 2022, with higher premiums and deductibles in Medicare coverage. ]]></description><link>https://marketrealist.com/p/what-is-medicare-deductible-for-2022/</link><guid isPermaLink="true">https://marketrealist.com/p/what-is-medicare-deductible-for-2022/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Tue, 04 Jan 2022 16:45:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/JZHoczPG9/0x0/medicare-1641313017242.jpg"/><media:credit>Medicare Facebook</media:credit><media:description>Important Changes to Medicare Deductibles and Premiums for 2022</media:description></item><item><title><![CDATA[How Do Roth IRA, Traditional IRA, HAS, and 401(k) Work?]]></title><description><![CDATA[Roth IRA, traditional IRA, and 401(k) are retirement savings plans. HSA is about savings for medical expenses, but it can boost a retirement fund.]]></description><link>https://marketrealist.com/p/roth-ira-traditional-ira-hsa-401k/</link><guid isPermaLink="true">https://marketrealist.com/p/roth-ira-traditional-ira-hsa-401k/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Mon, 03 Jan 2022 17:55:29 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/beB7fnj9A/0x0/roth-ira-traditional-ira-hsa-401k-1641230438665.jpg"/><media:credit>unsplash</media:credit><media:description>How Do Roth IRA, Traditional IRA, HAS, and 401(k) Work?</media:description></item><item><title><![CDATA[Maximum Social Security Benefit Increase for 2022 Is Highest in Years]]></title><description><![CDATA[In 2022, the maximum Social Security benefits will be the highest it has been in years. The increase is due to a 5.9 percent cost-of-living adjustment. ]]></description><link>https://marketrealist.com/p/maximum-social-security-benefit-increase-2022/</link><guid isPermaLink="true">https://marketrealist.com/p/maximum-social-security-benefit-increase-2022/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Thu, 30 Dec 2021 17:35:49 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/ViGAcHDDf/0x0/maximum-social-security-benefit-increase-2022-1640884619069.jpg"/><media:credit>Getty Images</media:credit><media:description>Maximum Social Security Benefit Increase for 2022 Is Highest in Years</media:description></item><item><title><![CDATA[How Much Can You Earn in 2022 and Still Draw Social Security Benefits?]]></title><description><![CDATA[Several changes are being implemented into Social Security for 2022. Among them are earnings. What's the income threshold for beneficiaries who still work? ]]></description><link>https://marketrealist.com/p/earn-2022-social-security/</link><guid isPermaLink="true">https://marketrealist.com/p/earn-2022-social-security/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Thu, 16 Dec 2021 20:03:58 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/2oBZzTvvC/0x0/social-security-card-1639681120460.jpg"/><media:credit>Getty Images</media:credit><media:description>How Much Can You Earn in 2022 and Still Draw Social Security Benefits?</media:description></item><item><title><![CDATA[How Are Social Security Numbers Assigned? All About the 9-Digit Number]]></title><description><![CDATA[Social Security numbers have become de facto national identification numbers used for many purposes. How are Social Security numbers assigned?]]></description><link>https://marketrealist.com/p/how-are-social-security-numbers-assigned/</link><guid isPermaLink="true">https://marketrealist.com/p/how-are-social-security-numbers-assigned/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Tue, 14 Dec 2021 18:38:07 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/U0q6tCw8T/0x0/how-are-social-security-numbers-assigned-1639506874519.jpg"/><media:credit>Social Security Administration Facebook</media:credit><media:description>How Are Social Security Numbers Assigned? All About the 9-Digit Number</media:description></item><item><title><![CDATA[Cashing Out Your 401(k) to Pay Off Debt—Consider Alternatives First]]></title><description><![CDATA[Cashing out your 401(k) to pay off debt comes with consequences. What are the pros and cons? In some cases, cashing out your 401(k) might make sense.]]></description><link>https://marketrealist.com/p/should-i-cash-out-401k-to-pay-off-debt/</link><guid isPermaLink="true">https://marketrealist.com/p/should-i-cash-out-401k-to-pay-off-debt/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Wed, 08 Dec 2021 19:08:23 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Ds2mmOkk2/0x0/debt-1-1638982847510.jpg"/><media:credit>Unplash</media:credit><media:description>Cashing Out Your 401(k) to Pay Off Debt—Consider Alternatives First</media:description></item><item><title><![CDATA[Social Security to Increase in 2022—Here's How Much You Will Get]]></title><description><![CDATA[The cost of living is on the rise. To account for inflation, social security payments are going up for 2022 too. How much money will you end up getting?]]></description><link>https://marketrealist.com/p/how-much-is-social-security-going-up-2022/</link><guid isPermaLink="true">https://marketrealist.com/p/how-much-is-social-security-going-up-2022/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Wed, 08 Dec 2021 17:13:38 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/P3NCRpqjz/0x0/ss-1-1638977729848.jpg"/><media:credit>Getty</media:credit><media:description>Social Security to Increase in 2022—Here&apos;s How Much You Will Get</media:description></item><item><title><![CDATA[Direct Express Is the Easiest Way to Receive Social Security Benefits]]></title><description><![CDATA[Direct Express is the newest and safest way to receive your social security benefits. Here's how you can enroll and receive your payment automatically]]></description><link>https://marketrealist.com/p/how-to-use-social-security-direct-express/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-use-social-security-direct-express/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Tue, 02 Nov 2021 13:01:51 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/FUBZNIONz/0x0/how-to-use-direct-express-card-social-security-1635858095369.jpg"/><media:credit>getty</media:credit><media:description>Direct Express Is the Easiest Way to Receive Social Security Benefits</media:description></item><item><title><![CDATA[How Much Social Security Will I Get at Age 63? Benefits, Explained]]></title><description><![CDATA[Your monthly Social Security benefit payment at age 63 depends on whether your full retirement age is 66 or 67. ]]></description><link>https://marketrealist.com/p/how-much-social-security-will-i-get-at-age-63/</link><guid isPermaLink="true">https://marketrealist.com/p/how-much-social-security-will-i-get-at-age-63/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Tue, 19 Oct 2021 17:34:27 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/eNveqHny8/0x0/how-much-social-security-will-i-get-at-age-63-1634660865877.jpg"/><media:credit>Social Security Administration Facebook</media:credit><media:description>How Much Social Security Will I Get at Age 63? Benefits, Explained</media:description></item><item><title><![CDATA[How Do Refugees Get a Social Security Number?]]></title><description><![CDATA[Refugees usually get a social security number alongside their work permit. They can obtain permanent resident status after staying for a year.]]></description><link>https://marketrealist.com/p/do-refugees-get-social-security-number/</link><guid isPermaLink="true">https://marketrealist.com/p/do-refugees-get-social-security-number/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Fri, 15 Oct 2021 12:36:09 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/am6T2LgC_/0x0/do-refugees-get-social-security-number-1634290373095.jpg"/><media:credit>Social Security Facebook</media:credit><media:description>How Do Refugees Get a Social Security Number?</media:description></item><item><title><![CDATA[Several Factors Determine How Your Social Security Benefits Are Calculated]]></title><description><![CDATA[Social Security benefits are calculated using a specific formula based on your date of birth, lifetime earnings and other factors. Here's how you Social Security benefits are calculated.]]></description><link>https://marketrealist.com/p/how-social-security-benefits-determined/</link><guid isPermaLink="true">https://marketrealist.com/p/how-social-security-benefits-determined/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Wed, 13 Oct 2021 18:58:22 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/sH2qTwcK7/0x0/social-security-benefits-2-1634147539837.jpg"/><media:credit>Getty</media:credit><media:description>Several Factors Determine How Your Social Security Benefits Are Calculated</media:description></item><item><title><![CDATA[COLA 2022 Adjustment: Bigger Social Security Checks Are Coming]]></title><description><![CDATA[The Social Security Administration is expected to make an announcement regarding a 2022 COLA adjustment soon. ]]></description><link>https://marketrealist.com/p/2022-cola-announcement/</link><guid isPermaLink="true">https://marketrealist.com/p/2022-cola-announcement/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Wed, 13 Oct 2021 13:22:09 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/emwzQivdT/0x0/2022-cola-announcement-1634130961426.jpg"/><media:credit>Getty</media:credit><media:description>COLA 2022 Adjustment: Bigger Social Security Checks Are Coming</media:description></item><item><title><![CDATA[Social Security Increase Could Be Largest in Decades Amid Inflation Surge]]></title><description><![CDATA[The Social Security Administration is set to announce the 2022 COLA hike, which may increase payments by over $200. Here's what seniors should know.]]></description><link>https://marketrealist.com/p/will-social-security-benefits-increase-in-2022/</link><guid isPermaLink="true">https://marketrealist.com/p/will-social-security-benefits-increase-in-2022/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ambrish Shah]]></dc:creator><pubDate>Mon, 11 Oct 2021 12:23:19 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/-twhpB7Oq/0x0/will-social-security-benefits-increase-in-2022-1633952538405.jpg"/><media:credit>Pixabay</media:credit><media:description>Social Security Increase Could Be Largest in Decades Amid Inflation Surge</media:description></item><item><title><![CDATA[What Happens to Social Security Payments if the U.S. Defaults on Its Debt]]></title><description><![CDATA[On Oct. 7, the U.S. Senate temporarily increased the debt ceiling limit. What happens to social security payments if the U.S. defaults on its debt?]]></description><link>https://marketrealist.com/p/social-security-payments-if-us-debt-default/</link><guid isPermaLink="true">https://marketrealist.com/p/social-security-payments-if-us-debt-default/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ambrish Shah]]></dc:creator><pubDate>Fri, 08 Oct 2021 13:44:40 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/syIfQE5oa/0x0/social-security-payments-if-us-debt-default-1633698810332.jpg"/><media:credit>Getty Images</media:credit><media:description>What Happens to Social Security Payments if the U.S. Defaults on Its Debt</media:description></item><item><title><![CDATA[Will the Debt Ceiling Impact Social Security Payments?]]></title><description><![CDATA[Social Security retirement benefits are calculated based on lifetime earnings and age. Here’s what you need to know.]]></description><link>https://marketrealist.com/p/how-much-will-i-get-from-social-security-when-i-retire/</link><guid isPermaLink="true">https://marketrealist.com/p/how-much-will-i-get-from-social-security-when-i-retire/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ambrish Shah]]></dc:creator><pubDate>Mon, 04 Oct 2021 11:59:52 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/N_l5PZjuj/0x0/how-much-will-i-get-from-social-security-when-i-retire-1633347537869.jpg"/><media:credit>Pixabay</media:credit><media:description>Will the Debt Ceiling Impact Social Security Payments?</media:description></item><item><title><![CDATA[Will Social Security Recipients Get a $200 Raise in 2022?]]></title><description><![CDATA[Social Security recipients could get an extra $200 per month in 2022. Such adjustments are usually announced in October and take effect in January.]]></description><link>https://marketrealist.com/p/when-will-social-security-recipients-get-an-extra-200/</link><guid isPermaLink="true">https://marketrealist.com/p/when-will-social-security-recipients-get-an-extra-200/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Thu, 30 Sep 2021 15:14:38 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/QT158K5Qo/0x0/when-will-social-security-recipients-get-an-extra-200-1633013057950.jpg"/><media:credit>Social Security Administration Facebook</media:credit><media:description>Will Social Security Recipients Get a $200 Raise in 2022?</media:description></item><item><title><![CDATA[Will There Be a Fourth Stimulus Check for Social Security Recipients?]]></title><description><![CDATA[A seniors’ rights organization is seeking a fourth stimulus check of $1,400. Who benefits from Social Security?]]></description><link>https://marketrealist.com/p/who-benefits-from-social-security/</link><guid isPermaLink="true">https://marketrealist.com/p/who-benefits-from-social-security/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Fri, 24 Sep 2021 11:26:28 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/wERYFEWQc/0x0/who-benefits-from-social-security-1632477587161.jpg"/><media:credit> Social Security Twitter</media:credit><media:description>Will There Be a Fourth Stimulus Check for Social Security Recipients?</media:description></item><item><title><![CDATA[Social Security Spousal Benefits: How a 2015 Act Closed Loopholes ]]></title><description><![CDATA[Social Security benefit claims can be complicated. In 2015, Congress closed loopholes that allowed spousal benefits that exploited the system. ]]></description><link>https://marketrealist.com/p/social-security-spousal-benefits-loopholes/</link><guid isPermaLink="true">https://marketrealist.com/p/social-security-spousal-benefits-loopholes/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Wed, 22 Sep 2021 16:46:21 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/QAmlFdp87/0x0/social-security-spousal-benefits-loopholes-1632328636395.jpg"/><media:credit>istock</media:credit><media:description>Social Security Spousal Benefits: How a 2015 Act Closed Loopholes </media:description></item><item><title><![CDATA[Who Borrowed From Social Security? U.S. Treasury Bonds, Explained]]></title><description><![CDATA[Who borrowed from Social Security? Learn how the U.S. Congress can borrow from the Social Security surplus by way of U.S. Treasury bonds.]]></description><link>https://marketrealist.com/p/who-borrowed-from-social-security/</link><guid isPermaLink="true">https://marketrealist.com/p/who-borrowed-from-social-security/</guid><category><![CDATA[U.S. Economy & Politics]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Fri, 17 Sep 2021 19:02:24 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/8eO3TYr4Z/0x0/who-borrowed-from-social-security-1631904261770.jpg"/><media:credit>Getty Images</media:credit><media:description>Who Borrowed From Social Security? U.S. Treasury Bonds, Explained</media:description></item><item><title><![CDATA[Over 180 Countries Besides the U.S. Have Some Kind of Social Security ]]></title><description><![CDATA[Over 180 countries and territories have some form of Social Security similar to the U.S. Social Security program. ]]></description><link>https://marketrealist.com/p/do-other-countries-have-social-security/</link><guid isPermaLink="true">https://marketrealist.com/p/do-other-countries-have-social-security/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Thu, 02 Sep 2021 17:51:26 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/n7QqVGspG/0x0/sanders-1630601785749.jpg"/><media:credit>Getty</media:credit><media:description>Over 180 Countries Besides the U.S. Have Some Kind of Social Security </media:description></item><item><title><![CDATA[What Happens When Social Security Runs Out? ]]></title><description><![CDATA[Millennials have heard their entire lives that they might not have access to social security benefits when they retire. What really happens when social security runs out?]]></description><link>https://marketrealist.com/p/what-happens-when-social-security-runs-out/</link><guid isPermaLink="true">https://marketrealist.com/p/what-happens-when-social-security-runs-out/</guid><category><![CDATA[U.S. Economy & Politics]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Wed, 01 Sep 2021 15:59:27 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/O6Mwr6vp6/0x0/social-security-1-1630511256083.jpg"/><media:credit>Getty</media:credit><media:description>What Happens When Social Security Runs Out? </media:description></item><item><title><![CDATA[Update Shows Social Security Benefits Could Increase 6.2% in 2022]]></title><description><![CDATA[The Social Security annual COLA (cost-of-living adjustment) for 2022 could be the highest in almost four decades, according to the Senior Citizens League.]]></description><link>https://marketrealist.com/p/social-security-increase-2022-update/</link><guid isPermaLink="true">https://marketrealist.com/p/social-security-increase-2022-update/</guid><category><![CDATA[News]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Thu, 12 Aug 2021 15:55:46 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/-PoQYWjrY/0x0/social-security-increase-2022-update-1628780458860.jpg"/><media:credit>Getty Images</media:credit><media:description>Update Shows Social Security Benefits Could Increase 6.2% in 2022</media:description></item><item><title><![CDATA[Social Security Mail Delays Tracked to “Critical Issues” at SSA Facilities]]></title><description><![CDATA[Social Security mail delays are the result of “critical issues” at Social Security Administation’s facilities, according to a new report.]]></description><link>https://marketrealist.com/p/social-security-mail-delays/</link><guid isPermaLink="true">https://marketrealist.com/p/social-security-mail-delays/</guid><category><![CDATA[News]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Tue, 10 Aug 2021 16:38:31 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/a1qMoIfDk/0x0/social-security-mail-delays-1628600818103.jpg"/><media:credit>Getty Images</media:credit><media:description>Social Security Mail Delays Tracked to “Critical Issues” at SSA Facilities</media:description></item><item><title><![CDATA[How to Get an Unrestricted Social Security Card in the U.S.]]></title><description><![CDATA[How do you get an unrestricted social security card? The Social Security Administration details the process for cards with no employment restrictions.]]></description><link>https://marketrealist.com/p/how-to-get-unrestricted-social-security-card/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-get-unrestricted-social-security-card/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Tue, 03 Aug 2021 19:17:41 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/55wYAReBj/0x0/how-to-get-unrestricted-social-security-card-1628016761410.jpg"/><media:credit>Getty Images</media:credit><media:description>How to Get an Unrestricted Social Security Card in the U.S.</media:description></item><item><title><![CDATA[How Social Security 5-Year Residency Rule Impacts Non-Citizen Spouses]]></title><description><![CDATA[The Social Security Administration has a 5-year residency rule for non-citizen individuals in spousal relationships with Social Security number holders.]]></description><link>https://marketrealist.com/p/social-security-5-year-rule/</link><guid isPermaLink="true">https://marketrealist.com/p/social-security-5-year-rule/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Tue, 03 Aug 2021 19:04:54 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/m4rC3YLzk/0x0/social-security-5-year-rule-1628016116209.jpg"/><media:credit>Getty Images</media:credit><media:description>How Social Security 5-Year Residency Rule Impacts Non-Citizen Spouses</media:description></item><item><title><![CDATA[Why Are Social Security Benefits Taxed and Will It End?]]></title><description><![CDATA[Social Security benefits are taxed for many Americans up to 85 percent due to lack of funding. Will the taxes on Social Security end?]]></description><link>https://marketrealist.com/p/why-is-social-security-taxed/</link><guid isPermaLink="true">https://marketrealist.com/p/why-is-social-security-taxed/</guid><category><![CDATA[Consumer]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Tue, 27 Apr 2021 18:15:22 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/wzArRBbGg/0x0/ss-1619539165529.jpg"/><media:credit>iStock</media:credit><media:description>Why Are Social Security Benefits Taxed and Will It End?</media:description></item><item><title><![CDATA[Social Security Benefits are Taxed Based on Income, Not Age]]></title><description><![CDATA[Those eligible for social security benefits could be taxed because of the amount of money they make.]]></description><link>https://marketrealist.com/p/when-did-social-security-become-taxable/</link><guid isPermaLink="true">https://marketrealist.com/p/when-did-social-security-become-taxable/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kori Williams]]></dc:creator><pubDate>Fri, 15 Jan 2021 13:53:32 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/No27ey6yY/0x0/istock-1187653232-1610686152750.jpg"/><media:credit>iStock</media:credit><media:description>Social Security Benefits are Taxed Based on Income, Not Age</media:description></item><item><title><![CDATA[Why Is Social Security Running Out?]]></title><description><![CDATA[Social Security is projected to deplete its surplus by 2035, which leads to reducing scheduled benefits. ]]></description><link>https://marketrealist.com/p/why-is-social-security-running-out/</link><guid isPermaLink="true">https://marketrealist.com/p/why-is-social-security-running-out/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Wed, 11 Nov 2020 19:16:41 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/VLBX6fqi8/0x0/why-is-social-security-running-out-1605122009972.jpg"/><media:credit>istock</media:credit><media:description>Why Is Social Security Running Out?</media:description></item><item><title><![CDATA[Did You Receive Extra Money From Social Security This Month? Here’s Why]]></title><link>https://marketrealist.com/p/why-did-i-get-extra-money-from-social-security-this-month/</link><guid isPermaLink="true">https://marketrealist.com/p/why-did-i-get-extra-money-from-social-security-this-month/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Abi Travis]]></dc:creator><pubDate>Wed, 14 Oct 2020 19:34:15 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/T1RYBpX75/0x0/why-did-i-get-extra-money-from-social-security-this-month-1602703727947.jpg"/><media:credit>iStock</media:credit><media:description>Did You Receive Extra Money From Social Security This Month? Here’s Why</media:description></item></channel></rss>