<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:media="http://search.yahoo.com/mrss/"><channel><title><![CDATA[Market Realist > Mortgages]]></title><description><![CDATA[Market Realist has the latest news and updates on mortgages rates and refinancing.]]></description><link>https://marketrealist.com/mortgages/</link><image><url>https://marketrealist.com/mr-logo.png</url><title>Market Realist &gt; Mortgages</title><link>https://marketrealist.com/mortgages/</link></image><generator>RSS for Node</generator><lastBuildDate>Sat, 25 Apr 2026 23:03:58 GMT</lastBuildDate><atom:link href="https://marketrealist.com/mortgages/rss/" rel="self" type="application/rss+xml"/><language><![CDATA[en]]></language><item><title><![CDATA[British Renters Can Now Get a 100 Percent Mortgage — Here's How]]></title><description><![CDATA[In the U.K., borrowers will be able to take out 100 percent mortgage loans, which means they don't have to put down a deposit. Here's what we know.]]></description><link>https://marketrealist.com/mortgages/britain-no-deposit-for-100-percent-mortgage-loans/</link><guid isPermaLink="true">https://marketrealist.com/mortgages/britain-no-deposit-for-100-percent-mortgage-loans/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Thu, 11 May 2023 15:27:42 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/NFJH1AGwn/0x0/brick-cottage-with-garden-1683740960492.jpg"/><media:credit>Unsplash/Abbilyn Rurenko </media:credit><media:description>British Renters Can Now Get a 100 Percent Mortgage — Here&apos;s How</media:description></item><item><title><![CDATA[United Wholesale Mortgage Still on Top Despite Negative Reports]]></title><description><![CDATA[Who owns United Wholesale Mortgage? The nation's largest mortgage lender received negative press from Bloomberg in April. Here's what we know.]]></description><link>https://marketrealist.com/company-industry-overviews/who-owns-united-wholesale-mortgage/</link><guid isPermaLink="true">https://marketrealist.com/company-industry-overviews/who-owns-united-wholesale-mortgage/</guid><category><![CDATA[Company & Industry Overviews]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Mon, 08 May 2023 20:08:14 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Wuh7n9uGZ/0x0/mat-ishbia-speaks-at-event-1-1683565079209.jpg"/><media:credit>UWM FB</media:credit><media:description>United Wholesale Mortgage Still on Top Despite Negative Reports</media:description></item><item><title><![CDATA[How House Hacking Could Help You Save and Make a Lot of Money]]></title><description><![CDATA[What is house hacking? People use house hacking to make homeownership more affordable and pay off mortgages faster. Here's what we know.]]></description><link>https://marketrealist.com/personal-finance/what-is-house-hacking/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/what-is-house-hacking/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Mon, 08 May 2023 16:48:20 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/4F7XOen6L/0x0/yellow-duplex-front-doors-1683555521104.jpg"/><media:credit>Getty Images</media:credit><media:description>How House Hacking Could Help You Save and Make a Lot of Money</media:description></item><item><title><![CDATA[Biden's Mortgage Plan Will Impact Borrowing Fees, Target Responsible Homeowners ]]></title><description><![CDATA[What is the Biden mortgage plan doing to borrowing costs? Penalties for lower credit scores will decrease, and Republicans aren't happy about it.]]></description><link>https://marketrealist.com/mortgages/biden-mortgage-plan/</link><guid isPermaLink="true">https://marketrealist.com/mortgages/biden-mortgage-plan/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Fri, 28 Apr 2023 14:46:35 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/bjndcigET/0x0/house-for-sale-2023-florida-1682615557893.jpg"/><media:credit>Getty Images</media:credit><media:description>Biden&apos;s Mortgage Plan Will Impact Borrowing Fees, Target Responsible Homeowners </media:description></item><item><title><![CDATA[First-Time Homebuyer? How to Navigate the Process With Confidence]]></title><description><![CDATA[Being a first-time homebuyer can be a little overwhelming. This complete home buying guide can help you learn about all the essential first steps.]]></description><link>https://marketrealist.com/personal-finance/buying-a-home-guide/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/buying-a-home-guide/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Wed, 09 Nov 2022 01:17:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/cOHNtFoh1/0x0/first-time-home-buyer-guide-1681223984729.jpg"/><media:credit>Getty Images</media:credit><media:description>First-Time Homebuyer? How to Navigate the Process With Confidence</media:description></item><item><title><![CDATA[How to Buy a Foreclosed Home With No Money: Tips for House Seekers]]></title><description><![CDATA[If you're hoping to buy a foreclosed home with no money, you have a few options. These are the top ways to buy a foreclosed home with no money. ]]></description><link>https://marketrealist.com/real-estate/ways-to-buy-a-foreclosed-home-with-no-money/</link><guid isPermaLink="true">https://marketrealist.com/real-estate/ways-to-buy-a-foreclosed-home-with-no-money/</guid><category><![CDATA[Real Estate]]></category><dc:creator><![CDATA[Kate Zuritsky]]></dc:creator><pubDate>Fri, 03 Mar 2023 16:31:20 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/HGdJAnqUg/0x0/gettyimages-80923121-1677783864760.jpg"/><media:credit>Getty Images</media:credit><media:description>How to Buy a Foreclosed Home With No Money: Tips for House Seekers</media:description></item><item><title><![CDATA[Did You Know That Certain Parts of Your Mortgage Payment Are Tax Deductible?]]></title><description><![CDATA[For homeowners making mortgage payments, there's a potential tax deduction to reduce taxable income. However, certain requirements apply.]]></description><link>https://marketrealist.com/taxes/are-mortgage-payments-tax-deductible/</link><guid isPermaLink="true">https://marketrealist.com/taxes/are-mortgage-payments-tax-deductible/</guid><category><![CDATA[Taxes]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Fri, 28 Oct 2022 13:34:16 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/iVj_1loK8/0x0/are-mortgage-payments-tax-deductible-1666894818192.jpg"/><media:credit>Getty Images</media:credit><media:description>Did You Know That Certain Parts of Your Mortgage Payment Are Tax Deductible?</media:description></item><item><title><![CDATA[Buying a House? Don't Forget to Ask These Essential Questions Before Making an Offer]]></title><description><![CDATA[Homebuyers need to ask a lot of questions about potential homes before buying. Getting the answers to these questions can help prepare you for future expenses. ]]></description><link>https://marketrealist.com/real-estate/questions-to-ask-before-buying-a-house/</link><guid isPermaLink="true">https://marketrealist.com/real-estate/questions-to-ask-before-buying-a-house/</guid><category><![CDATA[Real Estate]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Thu, 06 Oct 2022 18:55:06 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/6JKRAXiTf/0x0/questions-to-ask-buy-house-1665082124864.jpg"/><media:credit>Getty Images</media:credit><media:description>Buying a House? Don&apos;t Forget to Ask These Essential Questions Before Making an Offer</media:description></item><item><title><![CDATA[Bank of America’s No Down Payment Mortgage Program, Explained]]></title><description><![CDATA[Bank of America is testing a new program that grants mortgages with no down payment for some people of color. Here’s how it works.]]></description><link>https://marketrealist.com/mortgages/bank-of-america-no-down-payment-mortgage-explained/</link><guid isPermaLink="true">https://marketrealist.com/mortgages/bank-of-america-no-down-payment-mortgage-explained/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Wed, 31 Aug 2022 19:53:05 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/BGR6ds4mk/0x0/mortgage-1-1661974548814.jpg"/><media:credit>Unsplash</media:credit><media:description>Bank of America’s No Down Payment Mortgage Program, Explained</media:description></item><item><title><![CDATA[Trident Mortgage Co. Redlining Lawsuit Settles — Who Gets the Payout?]]></title><description><![CDATA[Warren Buffett-owned company Trident Mortgage Co. is settling in a lawsuit over racial discrimination. Here’s where the payout goes.]]></description><link>https://marketrealist.com/mortgages/who-gets-the-trident-mortgage-co-settlement/</link><guid isPermaLink="true">https://marketrealist.com/mortgages/who-gets-the-trident-mortgage-co-settlement/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Thu, 28 Jul 2022 15:46:44 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/eWjdnGf5Z/0x0/trident-1-1659021876925.jpg"/><media:credit>Unsplash</media:credit><media:description>Trident Mortgage Co. Redlining Lawsuit Settles — Who Gets the Payout?</media:description></item><item><title><![CDATA[Is Sprout Mortgage Closed? Non-QM Lenders Feel the Pain]]></title><description><![CDATA[Sprout Mortgage has reportedly closed and laid off its employees. What’s wrong with non-QM lenders and why are they shutting down?]]></description><link>https://marketrealist.com/p/sprout-mortgage-closed/</link><guid isPermaLink="true">https://marketrealist.com/p/sprout-mortgage-closed/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Mohit Oberoi, CFA]]></dc:creator><pubDate>Thu, 07 Jul 2022 12:27:13 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/ckDDX94Mo/0x0/sprout-mortgage-closing-down-1657189623505.jpg"/><media:credit>Getty</media:credit><media:description>Is Sprout Mortgage Closed? Non-QM Lenders Feel the Pain</media:description></item><item><title><![CDATA[How Much Will Mortgage Payments Go Up With the Fed Rate Hike?]]></title><description><![CDATA[The Federal Reserve is poised to increase interest rates by a prominent margin. Here’s how a rate hike will impact the cost of your mortgage.]]></description><link>https://marketrealist.com/p/mortgage-payments-fed-rate-hike/</link><guid isPermaLink="true">https://marketrealist.com/p/mortgage-payments-fed-rate-hike/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Wed, 15 Jun 2022 16:54:56 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/NtfT0S0N4/0x0/fed-1-1655309310654.jpg"/><media:credit>Unsplash</media:credit><media:description>How Much Will Mortgage Payments Go Up With the Fed Rate Hike?</media:description></item><item><title><![CDATA[When Is a Good Time to Refinance Your Mortgage?]]></title><description><![CDATA[Lower mortgage rates can inspire some homeowners to refinance. With mortgage rates increasing, when is a good time to refinance? Let's discuss.]]></description><link>https://marketrealist.com/p/when-is-a-good-time-to-refinance/</link><guid isPermaLink="true">https://marketrealist.com/p/when-is-a-good-time-to-refinance/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Thu, 09 Jun 2022 17:40:57 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/tP44GUwG9/0x0/when-is-a-good-time-to-refinance-1654796266961.jpg"/><media:credit>Unsplash</media:credit><media:description>When Is a Good Time to Refinance Your Mortgage?</media:description></item><item><title><![CDATA[Pros and Cons of Using a Mortgage Broker When Purchasing a Home]]></title><description><![CDATA[A mortgage broker goes shopping for home loans on your behalf. Is it a good idea to use a mortgage broker? Let's look at the pros and cons.]]></description><link>https://marketrealist.com/p/should-i-use-a-mortgage-broker/</link><guid isPermaLink="true">https://marketrealist.com/p/should-i-use-a-mortgage-broker/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Tue, 31 May 2022 17:50:31 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/dWRDMdadE/0x0/should-i-use-a-mortgage-broker-1654018093076.jpg"/><media:credit>Getty</media:credit><media:description>Pros and Cons of Using a Mortgage Broker When Purchasing a Home</media:description></item><item><title><![CDATA[Is a Reverse Mortgage Right for You? Monetize Your Home Equity]]></title><description><![CDATA[As seniors look for options to monetize their home equity, a reverse mortgage could be an attractive option. How does a reverse mortgage work?]]></description><link>https://marketrealist.com/p/reverse-mortgage-how-does-it-work/</link><guid isPermaLink="true">https://marketrealist.com/p/reverse-mortgage-how-does-it-work/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Tue, 31 May 2022 13:56:45 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/2AWwNPDSk/0x0/reverse-mortgage-how-does-it-work-1653921466753.jpg"/><media:credit>Unsplash</media:credit><media:description>Is a Reverse Mortgage Right for You? Monetize Your Home Equity</media:description></item><item><title><![CDATA[When Does Private Mortgage Insurance Go Away for Homeowners?]]></title><description><![CDATA[PMI (private mortgage insurance) is an added payment required if someone is making a smaller down payment. Once a certain balance is reached on a mortgage, you can remove the PMI. ]]></description><link>https://marketrealist.com/p/when-does-pmi-go-away/</link><guid isPermaLink="true">https://marketrealist.com/p/when-does-pmi-go-away/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Mon, 09 May 2022 17:42:19 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/7rcMGpXzx/0x0/guild-mortgage-1-1652114056400.jpg"/><media:credit>Guild Mortgage FB</media:credit><media:description>When Does Private Mortgage Insurance Go Away for Homeowners?</media:description></item><item><title><![CDATA[Mortgage Rates Are the Highest Since 2009 Amid Fed Rate Hikes ]]></title><description><![CDATA[The Fed is expected to raise rates at a fast pace in 2022 to tame high inflation, which is impacting mortgages. How will a Fed rate hike affect mortgages?]]></description><link>https://marketrealist.com/p/how-will-fed-rate-hike-affect-mortgages/</link><guid isPermaLink="true">https://marketrealist.com/p/how-will-fed-rate-hike-affect-mortgages/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Tue, 11 Jan 2022 14:57:18 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/eqxG7Qi9H/0x0/how-will-fed-rate-hike-affect-mortgages-1651768184123.jpg"/><media:credit>Federal Reserve Twitter</media:credit><media:description>Mortgage Rates Are the Highest Since 2009 Amid Fed Rate Hikes </media:description></item><item><title><![CDATA[What Mortgage Lenders Accept Crypto? UWM Is Leading the Charge]]></title><description><![CDATA[United Wholesale Mortgage accepts payments in Bitcoin. What other mortgage lenders accept crypto?]]></description><link>https://marketrealist.com/p/mortgage-lenders-that-accept-crypto/</link><guid isPermaLink="true">https://marketrealist.com/p/mortgage-lenders-that-accept-crypto/</guid><category><![CDATA[Cryptocurrency & Blockchain]]></category><dc:creator><![CDATA[Alyssa Exposito]]></dc:creator><pubDate>Thu, 19 Aug 2021 16:42:11 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/ngmqOJHyk/0x0/audius-audio-1629383647916.png"/><media:credit>United Wholesale Mortgage</media:credit><media:description>What Mortgage Lenders Accept Crypto? UWM Is Leading the Charge</media:description></item><item><title><![CDATA[Layoffs Plague the Mortgage Industry Nationwide, Interest Rates Rise]]></title><description><![CDATA[Since the Fed has raised interest rates, the number of mortgage refinance applications has declined, which led a number of mortgage companies to cut employees.]]></description><link>https://marketrealist.com/p/mortgage-industry-layoffs/</link><guid isPermaLink="true">https://marketrealist.com/p/mortgage-industry-layoffs/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Wed, 27 Apr 2022 16:53:49 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/h80e_PGEj/0x0/wells-fargo-1651077040029.jpg"/><media:credit>Getty</media:credit><media:description>Layoffs Plague the Mortgage Industry Nationwide, Interest Rates Rise</media:description></item><item><title><![CDATA[Several Factors Determine Mortgage Rates—And You Can Control Some of Them]]></title><description><![CDATA[Some people think mortgage rates are controlled by the Fed, but that's not the case. What are mortgage rates determined by?]]></description><link>https://marketrealist.com/p/what-are-mortgage-rates-determined-by/</link><guid isPermaLink="true">https://marketrealist.com/p/what-are-mortgage-rates-determined-by/</guid><category><![CDATA[Real Estate]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Mon, 25 Apr 2022 09:52:42 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/VEDDpjQqe/0x0/arrray-of-homes-1650658173677.jpg"/><media:credit>Unsplash</media:credit><media:description>Several Factors Determine Mortgage Rates—And You Can Control Some of Them</media:description></item><item><title><![CDATA[How to Get a Lower Monthly Mortgage Payment]]></title><description><![CDATA[Do you want to decrease your monthly mortgage payment? Here’s how to go about it.]]></description><link>https://marketrealist.com/p/how-to-get-a-lower-monthly-mortgage-payment/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-get-a-lower-monthly-mortgage-payment/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Fri, 15 Apr 2022 16:55:43 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Dh1X0ghLh/0x0/mortgage-1-1650040114647.jpg"/><media:credit>Pexels</media:credit><media:description>How to Get a Lower Monthly Mortgage Payment</media:description></item><item><title><![CDATA[When Does It Make Sense to Refinance Your Mortgage? Shorter Terms May Be More Beneficial in 2022 ]]></title><link>https://marketrealist.com/p/should-i-refinance-mortgage/</link><guid isPermaLink="true">https://marketrealist.com/p/should-i-refinance-mortgage/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ambrish Shah]]></dc:creator><pubDate>Mon, 14 Sep 2020 13:40:32 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/VpGRIbKZv/0x0/should-i-refinance-mortgage-1600088357969.jpg"/><media:credit>Pixabay</media:credit><media:description>When Does It Make Sense to Refinance Your Mortgage? Shorter Terms May Be More Beneficial in 2022 </media:description></item><item><title><![CDATA[VA Loans: Get a Mortgage With No Down Payment, Low Interest Rate]]></title><description><![CDATA[A VA loan helps veterans afford mortgages with no down payment. How much home can you afford with a VA loan? Here's how to break down the numbers.]]></description><link>https://marketrealist.com/p/how-much-va-loan-can-i-afford/</link><guid isPermaLink="true">https://marketrealist.com/p/how-much-va-loan-can-i-afford/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Fri, 18 Feb 2022 18:04:59 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/i87uCOQPM/0x0/va-1-1645202864725.jpg"/><media:credit>U.S. Department of Veterans Affairs</media:credit><media:description>VA Loans: Get a Mortgage With No Down Payment, Low Interest Rate</media:description></item><item><title><![CDATA[Reverse Mortgage — Pros and Cons of Cashing In on Home Equity]]></title><description><![CDATA[A reverse mortgage can be a way to cash in on the equity of your home. What are the pros and cons to consider before taking out a reverse mortgage?]]></description><link>https://marketrealist.com/p/pros-and-cons-of-a-reverse-mortgage/</link><guid isPermaLink="true">https://marketrealist.com/p/pros-and-cons-of-a-reverse-mortgage/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Thu, 17 Feb 2022 13:39:06 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/mBkoHRcLM/0x0/colonial-home-in-suburbs-1645042082258.jpg"/><media:credit>Getty Images</media:credit><media:description>Reverse Mortgage — Pros and Cons of Cashing In on Home Equity</media:description></item><item><title><![CDATA[U.S. Mortgage Rates Are on the Rise, Bringing More Pain Amid Rate Hikes]]></title><description><![CDATA[U.S. mortgage rates have been rising amid the Fed's monetary policy tightening. Will they go up even more in 2022?]]></description><link>https://marketrealist.com/p/when-will-mortgage-rates-go-up/</link><guid isPermaLink="true">https://marketrealist.com/p/when-will-mortgage-rates-go-up/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Mohit Oberoi, CFA]]></dc:creator><pubDate>Tue, 14 Sep 2021 13:41:21 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/2CBrN2bJi/0x0/when-will-mortgage-rates-go-up-1631593036163.jpg"/><media:credit>Getty Images</media:credit><media:description>U.S. Mortgage Rates Are on the Rise, Bringing More Pain Amid Rate Hikes</media:description></item><item><title><![CDATA[Do You Have Student Loan Debt? Tips for Getting Mortgage Approval]]></title><description><![CDATA[Knowing how student loan debt affects getting a mortgage is a crucial aspect for prospective homebuyers. Can student loan debt affect getting a mortgage?]]></description><link>https://marketrealist.com/p/how-do-student-loans-affect-mortgage/</link><guid isPermaLink="true">https://marketrealist.com/p/how-do-student-loans-affect-mortgage/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Wed, 02 Feb 2022 13:40:34 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/l5qb4WyMh/0x0/woman-reviewing-her-paperwork-1643753477426.jpg"/><media:credit>Getty Images</media:credit><media:description>Do You Have Student Loan Debt? Tips for Getting Mortgage Approval</media:description></item><item><title><![CDATA[What's an Escrow Shortage and What Options Are Available?]]></title><description><![CDATA[An escrow shortage can happen if property taxes or home-related insurance premiums increase. Borrowers can either pay an escrow shortage back in a lump sum or over 12 months.]]></description><link>https://marketrealist.com/p/escrow-shortage-meaning/</link><guid isPermaLink="true">https://marketrealist.com/p/escrow-shortage-meaning/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Tue, 01 Feb 2022 18:06:06 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/z0bYy-t68/0x0/front-porch-1-1643734864583.jpg"/><media:credit>Rocket Mortgage Facebook</media:credit><media:description>What&apos;s an Escrow Shortage and What Options Are Available?</media:description></item><item><title><![CDATA[Here’s How To Find the Best Mortgage Rate]]></title><description><![CDATA[If you’re in the market to buy a new home, you may be looking to get the best mortgage rate. Here are a few helpful tips.]]></description><link>https://marketrealist.com/p/how-to-find-best-mortgage-rate/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-find-best-mortgage-rate/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Tue, 01 Feb 2022 10:37:58 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/0u5G7zLtw/0x0/find-best-mortgage-rates-1643669213796.jpg"/><media:credit>Getty Images</media:credit><media:description>Here’s How To Find the Best Mortgage Rate</media:description></item><item><title><![CDATA[Pay Off a Mortgage or Invest? What to Consider ]]></title><description><![CDATA[If you have an extra chunk of money, should you pay off your mortgage or invest? Here’s what you should consider.]]></description><link>https://marketrealist.com/p/should-i-pay-my-mortgage-or-invest/</link><guid isPermaLink="true">https://marketrealist.com/p/should-i-pay-my-mortgage-or-invest/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 18 Nov 2021 15:27:08 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/1cloBlpFJ/0x0/should-i-pay-off-my-mortgage-or-invest-1637243272756.jpg"/><media:credit>Pexels</media:credit><media:description>Pay Off a Mortgage or Invest? What to Consider </media:description></item><item><title><![CDATA[Credit Union or Bank: Which Is the Best for Your Mortgage?]]></title><description><![CDATA[As people decide on which mortgage to go for, the mortgage rates between credit unions and banks could make a huge difference to this decision.]]></description><link>https://marketrealist.com/p/mortgage-rates-credit-union-vs-bank/</link><guid isPermaLink="true">https://marketrealist.com/p/mortgage-rates-credit-union-vs-bank/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Mon, 15 Nov 2021 20:36:57 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/D90AkMnmJ/0x0/mortgage-rates-credit-union-bank-1637008587824.jpg"/><media:credit>Getty images</media:credit><media:description>Credit Union or Bank: Which Is the Best for Your Mortgage?</media:description></item><item><title><![CDATA[Paying Off Your Mortgage Before Retiring May Be a Good Idea]]></title><description><![CDATA[For most people, paying off their mortgage before retiring frees up additional money that can be used to travel, invest, or relocate.]]></description><link>https://marketrealist.com/p/should-i-pay-my-mortgage-off-before-retiring/</link><guid isPermaLink="true">https://marketrealist.com/p/should-i-pay-my-mortgage-off-before-retiring/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Fri, 12 Nov 2021 00:50:31 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/d7JwpF1UE/0x0/should-i-pay-my-mortgage-off-before-retirement-1636666648883.jpg"/><media:credit>Getty</media:credit><media:description>Paying Off Your Mortgage Before Retiring May Be a Good Idea</media:description></item><item><title><![CDATA[Biden's Mortgage Stimulus Helps Homeowners Amid COVID-19 Pandemic]]></title><description><![CDATA[Mortgage assistance programs are still available under Biden's mortgage stimulus. What options are available?]]></description><link>https://marketrealist.com/p/biden-mortgage-stimulus/</link><guid isPermaLink="true">https://marketrealist.com/p/biden-mortgage-stimulus/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Tue, 26 Oct 2021 15:25:15 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/tfrGUxmO-/0x0/mortgage-1-1635260768791.jpg"/><media:credit>Getty</media:credit><media:description>Biden&apos;s Mortgage Stimulus Helps Homeowners Amid COVID-19 Pandemic</media:description></item><item><title><![CDATA[There Are Still Mortgage Relief Programs For Struggling Homeowners]]></title><description><![CDATA[Although the deadline for mortgage forbearance programs ended Sept. 30, 2021, mortgage stimulus relief programs are still available. ]]></description><link>https://marketrealist.com/p/mortgage-stimulus-relief-program/</link><guid isPermaLink="true">https://marketrealist.com/p/mortgage-stimulus-relief-program/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Wed, 13 Oct 2021 11:18:42 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/iK1EUPzSl/0x0/mortgage-stimulus-relief-programs-1634072352180.jpg"/><media:credit>Getty Images</media:credit><media:description>There Are Still Mortgage Relief Programs For Struggling Homeowners</media:description></item><item><title><![CDATA[Mortgages Are Getting Out of Control—Here's Why]]></title><description><![CDATA[Mortgage rates were near zero for most of the COVID-19 pandemic. Why are mortgages getting out of control?]]></description><link>https://marketrealist.com/p/why-are-mortgages-getting-out-of-control/</link><guid isPermaLink="true">https://marketrealist.com/p/why-are-mortgages-getting-out-of-control/</guid><category><![CDATA[Company & Industry Overviews]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Tue, 12 Oct 2021 17:40:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/8YF1Ph7eb/0x0/mortgage-1-1634059704584.jpg"/><media:credit>Unsplash</media:credit><media:description>Mortgages Are Getting Out of Control—Here&apos;s Why</media:description></item><item><title><![CDATA[Should I Pay Off My Mortgage or Invest? Best Avenue for Extra Money]]></title><description><![CDATA[You have an extra chunk of change, what should you do with it? Should you pay off your mortgage or invest the money in the stock market?]]></description><link>https://marketrealist.com/p/should-i-pay-off-my-mortgage-or-invest/</link><guid isPermaLink="true">https://marketrealist.com/p/should-i-pay-off-my-mortgage-or-invest/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Mon, 13 Sep 2021 16:33:47 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/3FnPSg-3n/0x0/should-i-pay-off-my-mortgage-or-invest-1631550752429.jpg"/><media:credit>istock</media:credit><media:description>Should I Pay Off My Mortgage or Invest? Best Avenue for Extra Money</media:description></item><item><title><![CDATA[Are Property Taxes Include in Mortgage Payments? Think 'PITI']]></title><description><![CDATA[Are property taxes include in mortgage payments? See how homeowners and their mortgage lenders handle the annual or semiannual property tax bill.]]></description><link>https://marketrealist.com/p/are-property-taxes-included-in-mortgage-payments/</link><guid isPermaLink="true">https://marketrealist.com/p/are-property-taxes-included-in-mortgage-payments/</guid><category><![CDATA[Real Estate]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Fri, 13 Aug 2021 12:16:27 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/mpAlBxkxK/0x0/are-property-taxes-included-in-mortgage-payments-1628690887746.jpg"/><media:credit>Getty Images</media:credit><media:description>Are Property Taxes Include in Mortgage Payments? Think &apos;PITI&apos;</media:description></item><item><title><![CDATA[What Credit Score Do Mortgage Lenders Use? FICO Score Options ]]></title><description><![CDATA[What credit score do mortgage lenders use? Find out which FICO score models lenders often use and what other factors influence their decisions.]]></description><link>https://marketrealist.com/p/what-credit-score-do-mortgage-lenders-use/</link><guid isPermaLink="true">https://marketrealist.com/p/what-credit-score-do-mortgage-lenders-use/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Mon, 02 Aug 2021 18:53:28 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/7hZqcB8_G/0x0/what-credit-score-do-mortgage-lenders-use-1627930285525.jpg"/><media:credit>Unsplash</media:credit><media:description>What Credit Score Do Mortgage Lenders Use? FICO Score Options </media:description></item><item><title><![CDATA[Freedom Mortgage CEO Stanley Middleman Has a Net Worth in the Millions]]></title><description><![CDATA[Although there isn't any definitive information on Stanley Middleman’s net worth, his company is estimated to be worth over $1 billion.]]></description><link>https://marketrealist.com/p/stanley-middleman-net-worth/</link><guid isPermaLink="true">https://marketrealist.com/p/stanley-middleman-net-worth/</guid><category><![CDATA[Net Worth]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Mon, 12 Jul 2021 18:11:22 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/6WQXQB7E4/0x0/stanley-middleman-net-worth-1626110080207.jpg"/><media:credit>Freedom Mortgage Facebook</media:credit><media:description>Freedom Mortgage CEO Stanley Middleman Has a Net Worth in the Millions</media:description></item><item><title><![CDATA[Mortgage Forbearance Will End on June 30, What It Means]]></title><description><![CDATA[The CARES Act provided mortgage forbearance during the COVID-19 pandemic, but that protection is set to end soon. ]]></description><link>https://marketrealist.com/p/when-will-mortgage-forbearance-end/</link><guid isPermaLink="true">https://marketrealist.com/p/when-will-mortgage-forbearance-end/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Wed, 23 Jun 2021 17:41:01 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/4XDMpFBnF/0x0/when-will-mortgage-forbearance-end-1624469560094.jpg"/><media:credit>Pixabay</media:credit><media:description>Mortgage Forbearance Will End on June 30, What It Means</media:description></item><item><title><![CDATA[Reddit Footprints in Invesco Mortgage (IVR) Stock Rally—Is It a Buy?]]></title><description><![CDATA[Invesco Mortgage (IVR) stock bears substantial short interest, which makes it a strong Reddit short squeeze target. Should you buy IVR stock now?]]></description><link>https://marketrealist.com/p/should-buy-invesco-mortgage-ivr-stock/</link><guid isPermaLink="true">https://marketrealist.com/p/should-buy-invesco-mortgage-ivr-stock/</guid><category><![CDATA[Financials]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Thu, 10 Jun 2021 18:04:10 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/YaZjgPWLQ/0x0/should-buy-invesco-mortgage-ivr-stock-1623348149874.jpg"/><media:credit>istock</media:credit><media:description>Reddit Footprints in Invesco Mortgage (IVR) Stock Rally—Is It a Buy?</media:description></item><item><title><![CDATA[Jim Cramer Paid His Mortgage and Bought a Farm With Crypto Profits]]></title><description><![CDATA[Despite Bitcoin's recent crash, "Mad Money" host Jim Cramer still stands by his crypto investments. Recently, Cramer bought a farm with his profits.]]></description><link>https://marketrealist.com/p/jim-cramer-farm/</link><guid isPermaLink="true">https://marketrealist.com/p/jim-cramer-farm/</guid><category><![CDATA[Fund Managers]]></category><dc:creator><![CDATA[Sara Belcher]]></dc:creator><pubDate>Tue, 25 May 2021 19:42:04 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/TYAKGczyX/0x0/jim-cramer-farm-1621965405936.jpg"/><media:credit>Getty</media:credit><media:description>Jim Cramer Paid His Mortgage and Bought a Farm With Crypto Profits</media:description></item><item><title><![CDATA[GNUS Stock Forecast: Can It Help Pay Off Student Loans or Mortgages?]]></title><description><![CDATA[Genius Brands is up 750 percent over the last year. What’s the forecast for GNUS stock? Is it a good long-term investment or a speculative bet?]]></description><link>https://marketrealist.com/p/gnus-stock-forecast/</link><guid isPermaLink="true">https://marketrealist.com/p/gnus-stock-forecast/</guid><category><![CDATA[Consumer]]></category><dc:creator><![CDATA[Mohit Oberoi, CFA]]></dc:creator><pubDate>Wed, 24 Mar 2021 15:57:13 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/k1c0Hh41_/0x0/genius-brands-gnus-stock-forecast-1616598551775.jpg"/><media:credit>Genius Brands Facebook</media:credit><media:description>GNUS Stock Forecast: Can It Help Pay Off Student Loans or Mortgages?</media:description></item><item><title><![CDATA[Amid the Flurry of Mortgage-Lender IPOs, Is LoanDepot’s Worth It?]]></title><description><![CDATA[LoanDepot, one of the largest U.S. mortgage lenders, is going public soon. Should you buy LoanDepot IPO stock?]]></description><link>https://marketrealist.com/p/buy-loan-depot-ipo-stock/</link><guid isPermaLink="true">https://marketrealist.com/p/buy-loan-depot-ipo-stock/</guid><category><![CDATA[IPOs]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Fri, 05 Feb 2021 13:38:22 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/VowHnC-PD/0x0/buy-loan-depot-ipo-stock-1612513345960.jpg"/><media:credit>Facebook / LoanDepot</media:credit><media:description>Amid the Flurry of Mortgage-Lender IPOs, Is LoanDepot’s Worth It?</media:description></item><item><title><![CDATA[How Mortgage Points Lower Your Interest Rate ]]></title><description><![CDATA[Mortgage points can decrease your interest rate if you pay extra upfront in closing costs. ]]></description><link>https://marketrealist.com/p/what-do-points-mean-on-a-mortgage/</link><guid isPermaLink="true">https://marketrealist.com/p/what-do-points-mean-on-a-mortgage/</guid><category><![CDATA[Real Estate]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Fri, 15 Jan 2021 18:48:30 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/O-Zso6Z7P/0x0/what-do-points-mean-on-a-mortgage-1610735949749.jpg"/><media:credit>Unsplash</media:credit><media:description>How Mortgage Points Lower Your Interest Rate </media:description></item><item><title><![CDATA[Mortgage Lender loanDepot Is Getting a Second Chance at Their IPO]]></title><description><![CDATA[Despite slashed interest rates, online mortgage lender loanDepot is seizing the chance to take their stock public (again).]]></description><link>https://marketrealist.com/p/loan-depot-ipo/</link><guid isPermaLink="true">https://marketrealist.com/p/loan-depot-ipo/</guid><category><![CDATA[IPOs]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Tue, 12 Jan 2021 16:38:18 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/6oFl2dzur/0x0/loandepot-main-1610461952208.jpg"/><media:credit>Getty Images</media:credit><media:description>Mortgage Lender loanDepot Is Getting a Second Chance at Their IPO</media:description></item><item><title><![CDATA[Why Mortgage Preapproval Is Essential for Homebuyers]]></title><description><![CDATA[Preapproval is a key step in securing a home mortgage. What do buyers need to get preapproved for a mortgage?]]></description><link>https://marketrealist.com/p/what-do-you-need-preapproved-mortgage/</link><guid isPermaLink="true">https://marketrealist.com/p/what-do-you-need-preapproved-mortgage/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Tue, 08 Dec 2020 15:55:40 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Eov6fPwKR/0x0/realtor-1607435490596.jpg"/><media:credit>Getty Images</media:credit><media:description>Why Mortgage Preapproval Is Essential for Homebuyers</media:description></item><item><title><![CDATA[Will Congress Extend Mortgage Relief Programs?]]></title><description><![CDATA[For renters and homeowners, the bills are stacking up. Will Congress extend mortgage relief programs into 2021?]]></description><link>https://marketrealist.com/p/did-congress-pass-a-mortgage-relief-program/</link><guid isPermaLink="true">https://marketrealist.com/p/did-congress-pass-a-mortgage-relief-program/</guid><category><![CDATA[News]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Thu, 03 Dec 2020 15:42:03 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/YJzDME2Pq/0x0/did-congress-pass-a-mortgage-relief-program-1607009861726.jpg"/><media:credit>Getty Images</media:credit><media:description>Will Congress Extend Mortgage Relief Programs?</media:description></item><item><title><![CDATA[What Is the Rent and Mortgage Cancellation Act?]]></title><link>https://marketrealist.com/p/what-is-rent-mortgage-cancellation-act/</link><guid isPermaLink="true">https://marketrealist.com/p/what-is-rent-mortgage-cancellation-act/</guid><category><![CDATA[Financials]]></category><dc:creator><![CDATA[Andrew Krosofsky]]></dc:creator><pubDate>Fri, 25 Sep 2020 17:59:42 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/5mcGeGOln/0x0/rentmortact1-1600950634274.jpg"/><media:credit>iStock</media:credit><media:description>What Is the Rent and Mortgage Cancellation Act?</media:description></item><item><title><![CDATA[Should You Lock in Mortgage Rates?]]></title><link>https://marketrealist.com/p/how-interest-rates-affect-mortgage/</link><guid isPermaLink="true">https://marketrealist.com/p/how-interest-rates-affect-mortgage/</guid><category><![CDATA[Financials]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Wed, 16 Sep 2020 10:50:26 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/6B8r-bmxz/0x0/how-interest-rates-effect-mortgage-1600236521782.jpg"/><media:credit>pexels</media:credit><media:description>Should You Lock in Mortgage Rates?</media:description></item><item><title><![CDATA[Mortgage Payment Breakdown: How Much Goes to Principal and Interest?]]></title><link>https://marketrealist.com/p/mortgage-payment-breakdown/</link><guid isPermaLink="true">https://marketrealist.com/p/mortgage-payment-breakdown/</guid><category><![CDATA[Real Estate]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Thu, 10 Sep 2020 19:19:59 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Y_-0YHp_V/0x0/mortgage-payment-breakdown-1599491316787.jpg"/><media:credit>iStock</media:credit><media:description>Mortgage Payment Breakdown: How Much Goes to Principal and Interest?</media:description></item><item><title><![CDATA[How to Get a Mortgage Without a Credit Score]]></title><link>https://marketrealist.com/p/mortgage-without-credit-score/</link><guid isPermaLink="true">https://marketrealist.com/p/mortgage-without-credit-score/</guid><category><![CDATA[Real Estate]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Wed, 09 Sep 2020 18:28:41 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/zBRzADQGM/0x0/mortgage-without-credit-score-1599592625494.jpg"/><media:credit>istock</media:credit><media:description>How to Get a Mortgage Without a Credit Score</media:description></item><item><title><![CDATA[How to Obtain the Best Mortgage Rates]]></title><link>https://marketrealist.com/p/who-has-best-mortgage-rates/</link><guid isPermaLink="true">https://marketrealist.com/p/who-has-best-mortgage-rates/</guid><category><![CDATA[Financials]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Tue, 08 Sep 2020 11:01:37 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Yyq6894My/0x0/who-has-the-best-mortgage-rates-1599560024436.jpg"/><media:credit>iStock</media:credit><media:description>How to Obtain the Best Mortgage Rates</media:description></item><item><title><![CDATA[Why Improving Your Credit Score Can Help You Get a Better Mortgage Rate ]]></title><link>https://marketrealist.com/p/how-are-mortgage-rates-determined/</link><guid isPermaLink="true">https://marketrealist.com/p/how-are-mortgage-rates-determined/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Andrew Krosofsky]]></dc:creator><pubDate>Tue, 25 Aug 2020 16:11:44 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/kypjEf7j0/0x0/mortratedeter1-1598356074222.jpg"/><media:credit>iStoc</media:credit><media:description>Why Improving Your Credit Score Can Help You Get a Better Mortgage Rate </media:description></item></channel></rss>