<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:media="http://search.yahoo.com/mrss/"><channel><title><![CDATA[Market Realist > Personal Finance Guides]]></title><description><![CDATA[Market Realist wants you to invest successfully with these how to guides on everything from how to use the latest trading platforms to how to invest in cryptos, funds, and other assets.]]></description><link>https://marketrealist.com/guides/</link><image><url>https://marketrealist.com/mr-logo.png</url><title>Market Realist &gt; Personal Finance Guides</title><link>https://marketrealist.com/guides/</link></image><generator>RSS for Node</generator><lastBuildDate>Mon, 06 Apr 2026 08:23:57 GMT</lastBuildDate><atom:link href="https://marketrealist.com/guides/rss/" rel="self" type="application/rss+xml"/><language><![CDATA[en]]></language><item><title><![CDATA[Money Mentor Emily Wilcox Explains How to Improve Your Money Mindset]]></title><description><![CDATA[Money isn't necessarily the route of all evil. Money mentor Emily Wilcox shared tips on how to improve your money mindset. Make money work for you.]]></description><link>https://marketrealist.com/personal-finance/how-to-improve-money-mindset/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/how-to-improve-money-mindset/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Fri, 21 Apr 2023 20:25:28 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/S365JjuhV/0x0/how-to-improve-money-mindset-1682099289920.jpg"/><media:credit>Unsplash</media:credit><media:description>Money Mentor Emily Wilcox Explains How to Improve Your Money Mindset</media:description></item><item><title><![CDATA[Netflix's 'How to Get Rich' Offers a Different Kind of Financial Advice]]></title><description><![CDATA[Netflix has a new money docuseries "How To Get Rich." Featuring financial educator Ramit Sethi, here's how the show is set up and when to watch. ]]></description><link>https://marketrealist.com/personal-finance/netflix-how-to-get-rich-explainer/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/netflix-how-to-get-rich-explainer/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Mon, 17 Apr 2023 16:46:37 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/HeGujWNto/0x0/how-to-get-rich-explainer-1681743731543.jpg"/><media:credit>Ramit Sethi&apos;s IWT Facebook</media:credit><media:description>Netflix&apos;s &apos;How to Get Rich&apos; Offers a Different Kind of Financial Advice</media:description></item><item><title><![CDATA[These Are Hands Down the Best Investment Apps for Beginners in 2023]]></title><description><![CDATA[Investment apps like Robinhood and Acorns all claim to be the best for beginners. Here's why — plus a few other investment apps to consider using.]]></description><link>https://marketrealist.com/p/best-investment-apps-for-beginners/</link><guid isPermaLink="true">https://marketrealist.com/p/best-investment-apps-for-beginners/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Mark Pygas]]></dc:creator><pubDate>Fri, 05 Feb 2021 17:58:08 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/EXuKfMxAR/0x0/best-investment-apps-for-beginners-3-1681417703320.jpg"/><media:credit>Pexels (Liza Summer)</media:credit><media:description>These Are Hands Down the Best Investment Apps for Beginners in 2023</media:description></item><item><title><![CDATA[Rebuild Your Life: A Guide to Financial Planning After Divorce]]></title><description><![CDATA[Divorce is a stressful and emotional event that can turn your world upside down — so, here's how to navigate financial planning after divorce.]]></description><link>https://marketrealist.com/personal-finance/financial-planning-after-divorce/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/financial-planning-after-divorce/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kate Zuritsky]]></dc:creator><pubDate>Mon, 10 Apr 2023 23:39:38 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/GhmGMrW4j/0x0/financial-planning-after-divorce-1681155010240.jpg"/><media:credit>Getty Images</media:credit><media:description>Rebuild Your Life: A Guide to Financial Planning After Divorce</media:description></item><item><title><![CDATA[At Times You Still Need a Checkbook — Find Out How to Void a Check]]></title><description><![CDATA[If you started a new job or set up cable, to receive a direct deposit or pay your bill online, you'll need to know how to void a check after setup.]]></description><link>https://marketrealist.com/personal-finance/how-to-void-a-check/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/how-to-void-a-check/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kate Zuritsky]]></dc:creator><pubDate>Thu, 16 Mar 2023 13:56:22 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/DGoUYwSCb/0x0/how-to-void-a-check-1678973473850.jpg"/><media:credit>Getty Images</media:credit><media:description>At Times You Still Need a Checkbook — Find Out How to Void a Check</media:description></item><item><title><![CDATA[Why Is Adoption So Expensive? A Cost Breakdown]]></title><description><![CDATA[Why is adoption so expensive? Whether you look at foreign or domestic adoption, the cost adds up quickly. There are also legal fees to consider.]]></description><link>https://marketrealist.com/guides/why-is-adoption-so-expensive/</link><guid isPermaLink="true">https://marketrealist.com/guides/why-is-adoption-so-expensive/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Fri, 03 Mar 2023 16:47:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/N25uZDTmx/0x0/why-is-adoption-so-expensive-1677856602679.jpg"/><media:credit>Getty Images</media:credit><media:description>Why Is Adoption So Expensive? A Cost Breakdown</media:description></item><item><title><![CDATA[What Does It Mean When You Receive IRS Notice 1450?]]></title><description><![CDATA[As the federal agency responsible for collecting taxes, the IRS has to send out many notices. What's the meaning of IRS notice 1450?]]></description><link>https://marketrealist.com/p/irs-notice-1450-meaning/</link><guid isPermaLink="true">https://marketrealist.com/p/irs-notice-1450-meaning/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Wed, 12 Jan 2022 13:18:43 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/zqANNgIMO/0x0/irs-notice-1450-meaning-1641972531305.jpg"/><media:credit>IRS Facebook</media:credit><media:description>What Does It Mean When You Receive IRS Notice 1450?</media:description></item><item><title><![CDATA[Your Robinhood Brokerage Cash Isn't the Same as Your Buying Power]]></title><description><![CDATA[What is brokerage cash on Robinhood? The app makes a point of differentiating users’ brokerage cash from their buying power. Here’s the breakdown.]]></description><link>https://marketrealist.com/p/what-is-brokerage-cash-robinhood/</link><guid isPermaLink="true">https://marketrealist.com/p/what-is-brokerage-cash-robinhood/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Thu, 18 Mar 2021 20:29:16 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/vCfQUOfDX/0x0/brokerage-cash-robinhood-1677772905348.jpg"/><media:credit>Robinhood</media:credit><media:description>Your Robinhood Brokerage Cash Isn&apos;t the Same as Your Buying Power</media:description></item><item><title><![CDATA[Underbanked or Unbanked? Alternative Financial Practices Explained ]]></title><description><![CDATA[Are you underbanked or unbanked? If you're unfamiliar with these terms, read on to learn what these alternative banking methods look like.]]></description><link>https://marketrealist.com/banking/what-does-it-mean-to-be-underbanked-vs-unbanked/</link><guid isPermaLink="true">https://marketrealist.com/banking/what-does-it-mean-to-be-underbanked-vs-unbanked/</guid><category><![CDATA[Banking]]></category><dc:creator><![CDATA[Kate Zuritsky]]></dc:creator><pubDate>Fri, 17 Feb 2023 15:26:21 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/s7b45HgPa/0x0/gettyimages-82841845-1676491508637.jpg"/><media:credit>Getty Images</media:credit><media:description>Underbanked or Unbanked? Alternative Financial Practices Explained </media:description></item><item><title><![CDATA[What Are Back Taxes and What You Need to Know to Get Rid of Them]]></title><description><![CDATA[If you owe back taxes, you want to know how to pay and get rid of them, and whether they can be forgiven by the IRS. Read on for helpful answers.]]></description><link>https://marketrealist.com/personal-finance/what-are-back-taxes/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/what-are-back-taxes/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kate Zuritsky]]></dc:creator><pubDate>Tue, 14 Feb 2023 15:36:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/RoAI6m-Di/0x0/irs-tax-documents-1676381263003.jpg"/><media:credit>Getty Images</media:credit><media:description>What Are Back Taxes and What You Need to Know to Get Rid of Them</media:description></item><item><title><![CDATA[Here's When the IRS Might Consider Your Tax Refund as Income]]></title><link>https://marketrealist.com/p/is-tax-refund-considered-income/</link><guid isPermaLink="true">https://marketrealist.com/p/is-tax-refund-considered-income/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Thu, 22 Oct 2020 19:40:30 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/hejaGX0pf/0x0/is-tax-refund-considered-income-1603394246027.jpg"/><media:credit></media:credit><media:description>Here&apos;s When the IRS Might Consider Your Tax Refund as Income</media:description></item><item><title><![CDATA[How Did Lori Greiner Get Rich and What Is Her Net Worth?]]></title><description><![CDATA[Lori Greiner has built a respectable net worth from her career as an inventor, entrepreneur, and Shark Tank investor. How did she get rich?]]></description><link>https://marketrealist.com/p/how-did-lori-greiner-get-rich/</link><guid isPermaLink="true">https://marketrealist.com/p/how-did-lori-greiner-get-rich/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Wed, 09 Dec 2020 12:03:03 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/7NPaPsBw3/0x0/how-did-lori-greiner-get-rich-1607514791558.jpg"/><media:credit>Getty Images</media:credit><media:description>How Did Lori Greiner Get Rich and What Is Her Net Worth?</media:description></item><item><title><![CDATA[Free Food on Veterans Day to Honor Active and Retired Military Members]]></title><description><![CDATA[On Veterans Day, many restaurant chains offer deals or free food for active-duty and retired military service members. Here's where to find food freebies. ]]></description><link>https://marketrealist.com/p/free-food-on-veterans-day/</link><guid isPermaLink="true">https://marketrealist.com/p/free-food-on-veterans-day/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Wed, 10 Nov 2021 14:36:32 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/GJtApsHzJ/0x0/veterans-ground-zero-1636551447602.jpg"/><media:credit>Getty</media:credit><media:description>Free Food on Veterans Day to Honor Active and Retired Military Members</media:description></item><item><title><![CDATA[A Guide to Understanding Undervalued Stocks and How to Find Them]]></title><description><![CDATA[One way to find undervalued stocks is by looking at a company's PE (price-to-earnings) ratio. You can also look at the stock's performance and market cap.]]></description><link>https://marketrealist.com/stocks-and-markets/how-to-find-undervalued-stocks/</link><guid isPermaLink="true">https://marketrealist.com/stocks-and-markets/how-to-find-undervalued-stocks/</guid><category><![CDATA[Stocks & Markets]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Thu, 04 Aug 2022 02:58:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/lotbd_nNM/0x0/find-undervalued-stocks-1659560787304.jpg"/><media:credit>Pexels</media:credit><media:description>A Guide to Understanding Undervalued Stocks and How to Find Them</media:description></item><item><title><![CDATA[Salary Offer Too Low? Experts Share Tips for Negotiating Better Pay]]></title><description><![CDATA[Want to know how to make a salary counteroffer? See tips from business experts about negotiating better pay after getting a job offer.]]></description><link>https://marketrealist.com/guides/how-to-counter-offer-salary/</link><guid isPermaLink="true">https://marketrealist.com/guides/how-to-counter-offer-salary/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Wed, 13 Jul 2022 15:57:02 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/ctFPayEC5/0x0/how-to-counter-offer-salary-1657723360655.jpg"/><media:credit>Getty Images</media:credit><media:description>Salary Offer Too Low? Experts Share Tips for Negotiating Better Pay</media:description></item><item><title><![CDATA[How to Use Permanent Life Insurance to Build Wealth — All the Details]]></title><description><![CDATA[Although life insurance is meant to provide money for loved ones after you pass away, it can be used for savings and protection. Here's how to use life insurance to build wealth.]]></description><link>https://marketrealist.com/p/how-to-use-life-insurance-to-build-wealth/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-use-life-insurance-to-build-wealth/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Mon, 27 Jun 2022 13:11:27 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/ori146k8u/0x0/how-to-use-life-insurance-to-build-wealth-1656335425913.jpg"/><media:credit>Getty</media:credit><media:description>How to Use Permanent Life Insurance to Build Wealth — All the Details</media:description></item><item><title><![CDATA[How to Prepare for a U.S. Recession If One Hits in 2022]]></title><description><![CDATA[Many economists are predicting a U.S. recession over the next year. Here’s how to plan for a recession and prepare yourself in case one hits.]]></description><link>https://marketrealist.com/p/how-to-prepare-for-a-recession/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-prepare-for-a-recession/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Mohit Oberoi, CFA]]></dc:creator><pubDate>Thu, 23 Jun 2022 12:42:40 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/-29lwu2A7/0x0/how-to-prepare-for-a-recession-1655988124408.jpg"/><media:credit>Getty</media:credit><media:description>How to Prepare for a U.S. Recession If One Hits in 2022</media:description></item><item><title><![CDATA[Fed Meeting Results in Historical Interest Rate Increase]]></title><description><![CDATA[The Fed has a dual mandate of maximizing employment while maintaining stable prices. What happens when the Fed raises interest rates?]]></description><link>https://marketrealist.com/p/what-happens-when-fed-raises-interest-rates/</link><guid isPermaLink="true">https://marketrealist.com/p/what-happens-when-fed-raises-interest-rates/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Wed, 23 Jun 2021 13:52:45 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/7L5EEQenW/0x0/what-happens-when-fed-raises-interest-rates-1624456141455.jpg"/><media:credit>Getty Images</media:credit><media:description>Fed Meeting Results in Historical Interest Rate Increase</media:description></item><item><title><![CDATA[Breaking Down the Time It Takes to Buy a House From Start to Close]]></title><description><![CDATA[Buying a house takes time, on average about 4.5 months. First, you'll need to determine your budget and start saving. Next, you'll need to learn the market. ]]></description><link>https://marketrealist.com/p/how-long-does-it-take-to-buy-a-house/</link><guid isPermaLink="true">https://marketrealist.com/p/how-long-does-it-take-to-buy-a-house/</guid><category><![CDATA[Real Estate]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Wed, 15 Jun 2022 19:17:24 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/a1-CplESf/0x0/how-long-it-takes-to-buy-house-1655316218967.jpg"/><media:credit>Getty Images</media:credit><media:description>Breaking Down the Time It Takes to Buy a House From Start to Close</media:description></item><item><title><![CDATA[There Could Be Serious Repercussions for Not Paying Student Loans]]></title><description><![CDATA[Student loans can a financial burden. People might wonder what would happen if they don’t pay their student loans? There could be repercussions.]]></description><link>https://marketrealist.com/p/what-happens-if-i-dont-pay-student-loans/</link><guid isPermaLink="true">https://marketrealist.com/p/what-happens-if-i-dont-pay-student-loans/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Wed, 15 Jun 2022 18:43:09 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/YpynFmsfk/0x0/what-happens-if-i-dont-pay-student-loans-1655313878003.png"/><media:credit>Pixabay</media:credit><media:description>There Could Be Serious Repercussions for Not Paying Student Loans</media:description></item><item><title><![CDATA[Closing a Credit Card Could Impact Your Credit Score — How to Avoid Issues]]></title><description><![CDATA[Many people think about getting a credit card, but what about canceling one? Does canceling a credit card hurt your credit score? ]]></description><link>https://marketrealist.com/p/does-canceling-credit-card-hurt-your-credit/</link><guid isPermaLink="true">https://marketrealist.com/p/does-canceling-credit-card-hurt-your-credit/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Wed, 15 Jun 2022 12:43:36 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/mRMBkxeD6/0x0/does-canceling-credit-card-hurt-your-credit-1655271446282.jpg"/><media:credit>Pexels</media:credit><media:description>Closing a Credit Card Could Impact Your Credit Score — How to Avoid Issues</media:description></item><item><title><![CDATA[How Many Credit Cards Is Too Many? Factors to Consider]]></title><description><![CDATA[Credit cards are common forms of payment and can help you build a good credit history and credit scores. But how many credit cards is too many and could be harmful?]]></description><link>https://marketrealist.com/p/how-many-credit-cards-is-too-many/</link><guid isPermaLink="true">https://marketrealist.com/p/how-many-credit-cards-is-too-many/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Thu, 09 Jun 2022 17:52:10 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/AeJrHNR5D/0x0/how-many-credit-cards-is-too-many-1654797094192.jpg"/><media:credit>Unsplash</media:credit><media:description>How Many Credit Cards Is Too Many? Factors to Consider</media:description></item><item><title><![CDATA[Understanding What Home Equity Loans Are and How They Work]]></title><description><![CDATA[A home equity loan is calculated using the current value of your home minus the amount you owe on your mortgage. Find out more about home equity loans here.]]></description><link>https://marketrealist.com/p/how-does-home-equity-loan-work/</link><guid isPermaLink="true">https://marketrealist.com/p/how-does-home-equity-loan-work/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Wed, 08 Jun 2022 09:22:34 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/yoCvtI3tf/0x0/home-equity-loan-1654633921255.jpg"/><media:credit>Getty Images</media:credit><media:description>Understanding What Home Equity Loans Are and How They Work</media:description></item><item><title><![CDATA[Gap Insurance: Who Should Get It and When It’s Needed]]></title><description><![CDATA[Gap insurance covers the difference between your loan and the value of your vehicle right before it's totaled or stolen. Is Gap insurance worth it?]]></description><link>https://marketrealist.com/p/is-gap-insurance-worth-it/</link><guid isPermaLink="true">https://marketrealist.com/p/is-gap-insurance-worth-it/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Mon, 23 May 2022 10:32:35 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/HT7aiyOfv/0x0/is-gap-insurance-worth-it-1653157816647.jpg"/><media:credit>Pexels</media:credit><media:description>Gap Insurance: Who Should Get It and When It’s Needed</media:description></item><item><title><![CDATA[Here's the Best Time to Book Your Summer Flights: Expert Travel Advice]]></title><description><![CDATA[What’s the best time to book summer flights or hotels? See what experts and research say about booking airfare and accommodations for the summer.]]></description><link>https://marketrealist.com/p/best-time-to-book-summer-flights/</link><guid isPermaLink="true">https://marketrealist.com/p/best-time-to-book-summer-flights/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Fri, 20 May 2022 17:29:02 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/EzvmUP06K/0x0/best-time-to-book-summer-flights-1652801858959.jpg"/><media:credit>Getty Images</media:credit><media:description>Here&apos;s the Best Time to Book Your Summer Flights: Expert Travel Advice</media:description></item><item><title><![CDATA[Applying for a Credit Card Can Hurt and Help Your Credit Score ]]></title><description><![CDATA[Among a number of questions, one that pops up in people's minds while applying for a credit card is, how does it hurt my credit score?]]></description><link>https://marketrealist.com/p/does-applying-for-credit-card-hurt-your-credit/</link><guid isPermaLink="true">https://marketrealist.com/p/does-applying-for-credit-card-hurt-your-credit/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Tue, 10 May 2022 17:32:53 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/GUHV7oX6N/0x0/does-applying-for-credit-card-hurt-your-credit-1652202585768.jpg"/><media:credit>Unsplash</media:credit><media:description>Applying for a Credit Card Can Hurt and Help Your Credit Score </media:description></item><item><title><![CDATA[Paying Off Loans Before Buying a House? Consider These Factors]]></title><description><![CDATA[Prospective homebuyers might wonder if they should pay off their loans before buying a house. See how your credit score and debt impacts a home loan.]]></description><link>https://marketrealist.com/p/should-you-pay-off-loans-before-buying-house/</link><guid isPermaLink="true">https://marketrealist.com/p/should-you-pay-off-loans-before-buying-house/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Mon, 09 May 2022 13:42:14 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/oNOvDEK27/0x0/should-you-pay-off-loans-before-buying-house-1652097439490.jpg"/><media:credit>Unsplash</media:credit><media:description>Paying Off Loans Before Buying a House? Consider These Factors</media:description></item><item><title><![CDATA[How to Invest Before a Recession and Protect Your Portfolio]]></title><description><![CDATA[Many experts have warned of a recession in 2022. Here's how you can invest before a recession and protect your portfolio. Preparation is key for investors.]]></description><link>https://marketrealist.com/p/how-to-invest-before-a-recession/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-invest-before-a-recession/</guid><category><![CDATA[Stocks & Markets]]></category><dc:creator><![CDATA[Mohit Oberoi, CFA]]></dc:creator><pubDate>Thu, 21 Apr 2022 13:00:07 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/t3NIrU6QI/0x0/how-to-invest-before-a-recession-1650543733136.jpg"/><media:credit>Getty</media:credit><media:description>How to Invest Before a Recession and Protect Your Portfolio</media:description></item><item><title><![CDATA[Best Investments to Protect Your Portfolio as Inflation Hits New High]]></title><description><![CDATA[With inflation at multi-decade highs, investors are looking for ways to protect their assets from losing value. What are the best investments during high inflation?]]></description><link>https://marketrealist.com/p/what-to-invest-in-during-inflation/</link><guid isPermaLink="true">https://marketrealist.com/p/what-to-invest-in-during-inflation/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Mohit Oberoi, CFA]]></dc:creator><pubDate>Thu, 08 Apr 2021 19:42:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/fuyCT-yzs/0x0/us-federal-reserve-1617905296805.jpeg"/><media:credit>Getty</media:credit><media:description>Best Investments to Protect Your Portfolio as Inflation Hits New High</media:description></item><item><title><![CDATA[I Bond Yields Could Hit Double Digits — How to Buy the Red-Hot Investment ]]></title><description><![CDATA[I Bonds have been getting popular and the yields on the bonds could soon approach double digits. How can investors buy I Bonds and should they?]]></description><link>https://marketrealist.com/p/how-to-buy-i-bonds/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-buy-i-bonds/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Mohit Oberoi, CFA]]></dc:creator><pubDate>Wed, 13 Apr 2022 13:11:18 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/PFvNweleF/0x0/how-to-buy-i-bonds-1649855452229.jpg"/><media:credit>Getty</media:credit><media:description>I Bond Yields Could Hit Double Digits — How to Buy the Red-Hot Investment </media:description></item><item><title><![CDATA[Someone Else Crashed Your Car? Here Are the Insurance Implications]]></title><description><![CDATA[Things can get complicated when someone else crashes your car. Will your or your friend’s insurance policy cover the damages?]]></description><link>https://marketrealist.com/p/what-happens-if-someone-else-crashes-your-car/</link><guid isPermaLink="true">https://marketrealist.com/p/what-happens-if-someone-else-crashes-your-car/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Mon, 11 Apr 2022 12:19:42 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/v5w4FpgRR/0x0/what-happens-if-someone-else-crashes-your-car-1649677367785.jpg"/><media:credit>Pixabay</media:credit><media:description>Someone Else Crashed Your Car? Here Are the Insurance Implications</media:description></item><item><title><![CDATA[Did Your Credit Score Drop for No Reason? Ways to Correct It]]></title><description><![CDATA[Credit scores are very important to assess your creditworthiness. Did your credit score drop for no reason? Here are some of the possible reasons and how to fix the issues.]]></description><link>https://marketrealist.com/p/credit-score-drop-for-no-reason/</link><guid isPermaLink="true">https://marketrealist.com/p/credit-score-drop-for-no-reason/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Wed, 06 Apr 2022 18:41:40 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/hRgvUhqtQ/0x0/credit-score-drop-for-no-reason-1649270460970.jpg"/><media:credit>Pexels</media:credit><media:description>Did Your Credit Score Drop for No Reason? Ways to Correct It</media:description></item><item><title><![CDATA[Don't Go Into Debt Just to Get Married — Ways to Budget for a Wedding]]></title><description><![CDATA[Determining how much you can afford for your wedding can be scary, especially if the details haven't been finalized. Here a some tips for setting a wedding budget.]]></description><link>https://marketrealist.com/p/how-much-wedding-can-i-afford/</link><guid isPermaLink="true">https://marketrealist.com/p/how-much-wedding-can-i-afford/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Tue, 05 Apr 2022 19:59:55 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Xr_BGcijr/0x0/engagement-ring-1649186558702.jpg"/><media:credit>Unsplash</media:credit><media:description>Don&apos;t Go Into Debt Just to Get Married — Ways to Budget for a Wedding</media:description></item><item><title><![CDATA[Withholding Taxes From Social Security Checks Is Optional — Pros and Cons]]></title><description><![CDATA[Social security income might be one of your major sources of retirement income. Should you have taxes withheld from your social security check?]]></description><link>https://marketrealist.com/p/should-i-have-taxes-withheld-social-security-check/</link><guid isPermaLink="true">https://marketrealist.com/p/should-i-have-taxes-withheld-social-security-check/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Fri, 01 Apr 2022 15:55:19 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/7NpXnqeQd/0x0/should-i-have-taxes-withheld-social-security-check-1648828442645.jpg"/><media:credit>Getty</media:credit><media:description>Withholding Taxes From Social Security Checks Is Optional — Pros and Cons</media:description></item><item><title><![CDATA[Robinhood Adds to Its Extended-Hours Trading — How to Reap the Benefits]]></title><link>https://marketrealist.com/p/robinhood-extended-hours/</link><guid isPermaLink="true">https://marketrealist.com/p/robinhood-extended-hours/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Ambrish Shah]]></dc:creator><pubDate>Fri, 07 Aug 2020 11:37:40 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/2m1uNSfEb/0x0/robinhood-extended-hours-1596798089800.jpg"/><media:credit>Getty</media:credit><media:description>Robinhood Adds to Its Extended-Hours Trading — How to Reap the Benefits</media:description></item><item><title><![CDATA[Your Credit Card Interest Rate Going Up? This Could Be Why]]></title><description><![CDATA[Sometimes without you doing anything, interest rates on credit car might go up making you wonder, why did my credit card interest rate go up?]]></description><link>https://marketrealist.com/p/why-credit-card-interest-rate-go-up/</link><guid isPermaLink="true">https://marketrealist.com/p/why-credit-card-interest-rate-go-up/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 24 Mar 2022 18:22:58 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/xv5gso3f5/0x0/why-credit-card-interest-rate-go-up-1648139477445.jpg"/><media:credit>Pexels</media:credit><media:description>Your Credit Card Interest Rate Going Up? This Could Be Why</media:description></item><item><title><![CDATA[Acquiring Debt Is Easy, Paying It Off Can Be Hard — Especially With Low Income]]></title><description><![CDATA[Dealing with debt can be challenging, but it's even more challenging trying to pay it off with low income. How can a person pay off debt with low income?]]></description><link>https://marketrealist.com/p/how-to-pay-off-debt-with-low-income/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-pay-off-debt-with-low-income/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Thu, 24 Mar 2022 13:49:50 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/03t4HdJP2/0x0/women-with-no-money-1648064754704.jpg"/><media:credit>Getty Images</media:credit><media:description>Acquiring Debt Is Easy, Paying It Off Can Be Hard — Especially With Low Income</media:description></item><item><title><![CDATA[Is Credit Card Interest Tax Deductible? It Depends]]></title><description><![CDATA[If you're filing your federal tax return, you might be wondering if you can deduct credit card interest on your taxes.]]></description><link>https://marketrealist.com/p/can-i-deduct-credit-card-interest-on-taxes/</link><guid isPermaLink="true">https://marketrealist.com/p/can-i-deduct-credit-card-interest-on-taxes/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Wed, 16 Mar 2022 14:44:56 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/p7tCoIdY2/0x0/can-i-deduct-credit-card-interest-on-taxes-1646986867700.jpg"/><media:credit>Pexels</media:credit><media:description>Is Credit Card Interest Tax Deductible? It Depends</media:description></item><item><title><![CDATA[Can a 401(k) Be Used as Collateral? Risks and Alternatives, Explained]]></title><description><![CDATA[A 401(k) is a great tool for retirement planning. People in need of immediate money often wonder if a 401(k) can be used as a collateral for a loan.]]></description><link>https://marketrealist.com/p/can-401-k-be-used-as-collateral/</link><guid isPermaLink="true">https://marketrealist.com/p/can-401-k-be-used-as-collateral/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Fri, 11 Mar 2022 17:29:12 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/z8B1jj5BV/0x0/can-401-k-be-used-as-collateral-1647019380504.jpg"/><media:credit>Getty</media:credit><media:description>Can a 401(k) Be Used as Collateral? Risks and Alternatives, Explained</media:description></item><item><title><![CDATA[What Happens in a Recession and Are We Headed Towards One in 2022?]]></title><description><![CDATA[What happens in a recession and could the U.S. economy see one in 2022? Also, how can you survive a recession? Here's what to expect.]]></description><link>https://marketrealist.com/p/what-happens-in-recession/</link><guid isPermaLink="true">https://marketrealist.com/p/what-happens-in-recession/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Mohit Oberoi, CFA]]></dc:creator><pubDate>Fri, 11 Mar 2022 15:30:48 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/M-1SvnNNS/0x0/what-happens-in-a-recession-1646991262633.jpg"/><media:credit>Getty</media:credit><media:description>What Happens in a Recession and Are We Headed Towards One in 2022?</media:description></item><item><title><![CDATA[Shopping for a Personal Loan? Here’s What Credit Score You Might Need]]></title><description><![CDATA[If you're seeking to borrow some money, you may want to know what credit score is needed for a personal loan.]]></description><link>https://marketrealist.com/p/what-credit-score-is-needed-for-personal-loan/</link><guid isPermaLink="true">https://marketrealist.com/p/what-credit-score-is-needed-for-personal-loan/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 10 Mar 2022 14:14:14 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/tKbP3Iq0B/0x0/what-credit-score-is-needed-for-personal-loan-1646908585379.jpg"/><media:credit>Unsplash</media:credit><media:description>Shopping for a Personal Loan? Here’s What Credit Score You Might Need</media:description></item><item><title><![CDATA[Tax Refund Lower Than What You Filed? Here Are Some Possible Reasons]]></title><description><![CDATA[A tax refund lower than your expectation might come as a surprise. Why is your tax refund less than what you filed?]]></description><link>https://marketrealist.com/p/tax-refund-less-than-what-i-filed/</link><guid isPermaLink="true">https://marketrealist.com/p/tax-refund-less-than-what-i-filed/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 10 Mar 2022 13:45:45 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/hpb62AYpR/0x0/tax-refund-less-than-what-i-filed-1646892551740.jpg"/><media:credit>TurboTax Facebook</media:credit><media:description>Tax Refund Lower Than What You Filed? Here Are Some Possible Reasons</media:description></item><item><title><![CDATA[When Are Home Improvements Worth It? How They Can Raise Your Property Taxes]]></title><description><![CDATA[A lot of homeowners feel they pay too much in taxes. Therefore, it's important to understand what home improvements increase property taxes.]]></description><link>https://marketrealist.com/p/what-home-improvements-increase-property-taxes/</link><guid isPermaLink="true">https://marketrealist.com/p/what-home-improvements-increase-property-taxes/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Tue, 08 Mar 2022 13:23:14 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/cX0c-SsP1/0x0/what-home-improvements-increase-property-taxes-1646739068348.jpg"/><media:credit>Pixabay</media:credit><media:description>When Are Home Improvements Worth It? How They Can Raise Your Property Taxes</media:description></item><item><title><![CDATA[In Some Cases, You Can Keep Your Tax Refund in Chapter 13 Bankruptcy]]></title><description><![CDATA[Chapter 13 bankruptcy requires most of a debtor’s disposable income to go toward repaying creditors. When can you keep your tax refund in Chapter 13 proceedings?]]></description><link>https://marketrealist.com/p/can-i-keep-tax-refund-in-chapter-13/</link><guid isPermaLink="true">https://marketrealist.com/p/can-i-keep-tax-refund-in-chapter-13/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Fri, 04 Mar 2022 13:07:50 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/B0MglGOai/0x0/can-i-keep-tax-refund-in-chapter-13-1646369713465.jpg"/><media:credit>Unsplash</media:credit><media:description>In Some Cases, You Can Keep Your Tax Refund in Chapter 13 Bankruptcy</media:description></item><item><title><![CDATA[What Is a Schumer Box? Credit Card Company Document, Explained]]></title><description><![CDATA[A document called a Schumer box is something credit card companies are legally required to send to you. What is a Schumer box and when do people receive it?]]></description><link>https://marketrealist.com/p/schumer-box-explained/</link><guid isPermaLink="true">https://marketrealist.com/p/schumer-box-explained/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Wed, 02 Mar 2022 18:33:52 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/8B1pbv-RD/0x0/schumer-box-explained-1646239030189.jpg"/><media:credit>Getty Images</media:credit><media:description>What Is a Schumer Box? Credit Card Company Document, Explained</media:description></item><item><title><![CDATA[An Income Tax Refund May Count as Income — Here’s How]]></title><description><![CDATA[It’s tax season and many people are looking forward to getting a tax refund. Does a tax refund count as income when you file the following year?]]></description><link>https://marketrealist.com/p/does-tax-refund-count-as-income/</link><guid isPermaLink="true">https://marketrealist.com/p/does-tax-refund-count-as-income/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Wed, 02 Mar 2022 14:05:26 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/s_iPuAFJp/0x0/does-tax-refund-count-as-income-1646229479451.jpg"/><media:credit>Unsplash</media:credit><media:description>An Income Tax Refund May Count as Income — Here’s How</media:description></item><item><title><![CDATA[USDA Loan Requirements, Benefits, and Loan Types, Explained]]></title><description><![CDATA[Along with overseeing farming and forestry industries, the USDA also provides loan assistance to people in need. What are the USDA loan requirements?]]></description><link>https://marketrealist.com/p/usda-loan-requirements/</link><guid isPermaLink="true">https://marketrealist.com/p/usda-loan-requirements/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Fri, 25 Feb 2022 15:53:46 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/s5_NgzD1z/0x0/usda-loan-requirements-1645803920396.jpg"/><media:credit>Getty, USDA Facebook</media:credit><media:description>USDA Loan Requirements, Benefits, and Loan Types, Explained</media:description></item><item><title><![CDATA[Earn a Commission? Keep in Mind It Isn’t Always Taxed Like Salary]]></title><description><![CDATA[How is commission taxed, and how are employers required to withhold tax from commissions?]]></description><link>https://marketrealist.com/p/how-is-commission-taxed/</link><guid isPermaLink="true">https://marketrealist.com/p/how-is-commission-taxed/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 24 Feb 2022 14:47:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/ypDi3nISF/0x0/how-is-commission-taxed-1645711966980.jpg"/><media:credit>Unsplash</media:credit><media:description>Earn a Commission? Keep in Mind It Isn’t Always Taxed Like Salary</media:description></item><item><title><![CDATA[These Are the Taxes You Can Get Back From the IRS]]></title><description><![CDATA[When people file their taxes, many look forward to getting some money refunded. What taxes do you get back?]]></description><link>https://marketrealist.com/p/what-taxes-do-you-get-back/</link><guid isPermaLink="true">https://marketrealist.com/p/what-taxes-do-you-get-back/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Wed, 23 Feb 2022 13:08:30 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/nRnSDzZLe/0x0/what-taxes-do-you-get-back-1645608478721.jpg"/><media:credit>Unsplash</media:credit><media:description>These Are the Taxes You Can Get Back From the IRS</media:description></item><item><title><![CDATA[Can You Purchase Life Insurance on Your Parents?]]></title><description><![CDATA[Life insurance provides peace of mind, and people often wonder if it's possible to get life insurance on someone else. Can you get life insurance on your parents?]]></description><link>https://marketrealist.com/p/can-i-get-life-insurance-on-my-parents/</link><guid isPermaLink="true">https://marketrealist.com/p/can-i-get-life-insurance-on-my-parents/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Mon, 21 Feb 2022 14:50:58 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/cTw-FZohx/0x0/can-i-get-life-insurance-on-my-parents-1645451246986.jpg"/><media:credit>Pexels</media:credit><media:description>Can You Purchase Life Insurance on Your Parents?</media:description></item><item><title><![CDATA[Credit Unions Versus Banks: Comparing Loan Interest Rates]]></title><description><![CDATA[When you're looking around for loan options, you might wonder, should I go for a credit union or bank? Credit union versus bank interest rates, how do they compare?]]></description><link>https://marketrealist.com/p/credit-union-versus-bank-interest-rates/</link><guid isPermaLink="true">https://marketrealist.com/p/credit-union-versus-bank-interest-rates/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Fri, 18 Feb 2022 14:27:33 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/7z9ktDPjy/0x0/credit-union-versus-bank-interest-rates-1645193284542.jpg"/><media:credit>Getty</media:credit><media:description>Credit Unions Versus Banks: Comparing Loan Interest Rates</media:description></item><item><title><![CDATA[Social Security Income Isn’t Tax-Free—Here’s How Much You Might Need To Shell Out]]></title><description><![CDATA[Social security benefits help many Americans meet their basic needs. Do you have to pay taxes on social security income?]]></description><link>https://marketrealist.com/p/taxes-on-social-security-income/</link><guid isPermaLink="true">https://marketrealist.com/p/taxes-on-social-security-income/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Fri, 18 Feb 2022 11:08:50 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/7gBfka8bB/0x0/taxes-on-social-security-income-1645166906128.jpg"/><media:credit>SSA Blog</media:credit><media:description>Social Security Income Isn’t Tax-Free—Here’s How Much You Might Need To Shell Out</media:description></item><item><title><![CDATA[How Do Capital Gains Taxes Work? Who Owes, Tax Rates, and More]]></title><description><![CDATA[Capital gains taxes are a form of direct tax that's applied on the sale of capital assets. How do capital gains tax work? Let's take a look at what the tax involves.]]></description><link>https://marketrealist.com/p/how-do-capital-gains-taxes-work/</link><guid isPermaLink="true">https://marketrealist.com/p/how-do-capital-gains-taxes-work/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 17 Feb 2022 15:16:24 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/obEIo3aiF/0x0/how-do-capital-gains-taxes-work-1645109862995.jpg"/><media:credit>Getty</media:credit><media:description>How Do Capital Gains Taxes Work? Who Owes, Tax Rates, and More</media:description></item><item><title><![CDATA[Got an IRS Letter After Filing Taxes? Here’s What It Could Mean]]></title><description><![CDATA[As tax season goes on, many people are getting letters from the IRS. Why would you get such a letter after filing taxes?]]></description><link>https://marketrealist.com/p/letter-from-irs-after-filing-taxes/</link><guid isPermaLink="true">https://marketrealist.com/p/letter-from-irs-after-filing-taxes/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 17 Feb 2022 12:56:07 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/_-P65XN_n/0x0/letter-from-irs-after-filing-taxes-1645081037741.jpg"/><media:credit>IRS Facebook</media:credit><media:description>Got an IRS Letter After Filing Taxes? Here’s What It Could Mean</media:description></item><item><title><![CDATA[Why Did My Status Bars Disappear on WMR 2021? Troubleshooting Tips]]></title><description><![CDATA[As people track their refunds through WMR (Where's My Refund), some of them can't see the status bars when checking on 2021 refunds. Here's what you should do.]]></description><link>https://marketrealist.com/p/why-did-my-bars-disappear-on-wmr-2021/</link><guid isPermaLink="true">https://marketrealist.com/p/why-did-my-bars-disappear-on-wmr-2021/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Wed, 16 Feb 2022 17:03:24 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/sTfrpUpIv/0x0/why-did-my-bars-disappear-on-wmr-2021-1645030205610.png"/><media:credit>TurboTax Facebook</media:credit><media:description>Why Did My Status Bars Disappear on WMR 2021? Troubleshooting Tips</media:description></item><item><title><![CDATA[When Your Term Life Insurance Ends, These Are Your Best Options]]></title><description><![CDATA[Term life insurance typically ends after a specified period of time. What happens to term life insurance at the end of the term?]]></description><link>https://marketrealist.com/p/what-happens-term-life-insurance-end-of-term/</link><guid isPermaLink="true">https://marketrealist.com/p/what-happens-term-life-insurance-end-of-term/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Wed, 16 Feb 2022 10:14:48 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/nddOPuOjl/0x0/what-happens-term-life-insurance-end-of-term-1645003895156.jpg"/><media:credit>Pexels</media:credit><media:description>When Your Term Life Insurance Ends, These Are Your Best Options</media:description></item><item><title><![CDATA[Got Your State Refund Before Your Federal? There’s Nothing To Worry About]]></title><description><![CDATA[Tax season always a plethora of questions. Some people are wondering why they got their state refund before their federal refund.]]></description><link>https://marketrealist.com/p/why-did-i-get-state-refund-before-federal/</link><guid isPermaLink="true">https://marketrealist.com/p/why-did-i-get-state-refund-before-federal/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Tue, 15 Feb 2022 15:20:49 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/KmMvNHexF/0x0/why-did-i-get-state-refund-before-federal-1644938412720.jpg"/><media:credit>IRS Facebook</media:credit><media:description>Got Your State Refund Before Your Federal? There’s Nothing To Worry About</media:description></item><item><title><![CDATA[Who Pays Inheritance Taxes in the U.S., and When Do They Kick In?]]></title><description><![CDATA[Inheritance tax is the tax imposed on people who receive property or money from a decedent. Do you have to pay taxes on inheritances ?]]></description><link>https://marketrealist.com/p/do-you-pay-taxes-on-inheritances/</link><guid isPermaLink="true">https://marketrealist.com/p/do-you-pay-taxes-on-inheritances/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Tue, 15 Feb 2022 13:14:39 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/UCN3gG98_/0x0/do-you-pay-taxes-on-inheritances-1644913383477.jpg"/><media:credit>Pixabay</media:credit><media:description>Who Pays Inheritance Taxes in the U.S., and When Do They Kick In?</media:description></item><item><title><![CDATA[This Is How Child Support Could Impact Your Credit Score]]></title><description><![CDATA[There are a lot of things that make or break your credit score. Does child support affect your credit score?]]></description><link>https://marketrealist.com/p/does-child-support-affect-your-credit-score/</link><guid isPermaLink="true">https://marketrealist.com/p/does-child-support-affect-your-credit-score/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Mon, 14 Feb 2022 13:30:49 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Oy7hLIJ3t/0x0/does-child-support-affect-your-credit-score-1644821398908.jpg"/><media:credit>Pixabay</media:credit><media:description>This Is How Child Support Could Impact Your Credit Score</media:description></item><item><title><![CDATA[Tax Refund Delays: Is the IRS Holding Refunds This Year?]]></title><description><![CDATA[The IRS is delaying processing refunds for those claiming the EITC or ACTC in 2022. Processing will start in mid-February and refunds should be received around March 1.]]></description><link>https://marketrealist.com/p/is-the-irs-holding-refunds/</link><guid isPermaLink="true">https://marketrealist.com/p/is-the-irs-holding-refunds/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Fri, 11 Feb 2022 19:17:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/NdpQc2zAg/0x0/leon-dewiwje-unsplash-1644600653744.jpg"/><media:credit>Leon Dewiwje Unsplash</media:credit><media:description>Tax Refund Delays: Is the IRS Holding Refunds This Year?</media:description></item><item><title><![CDATA[Should You Get Term Life or Whole Life Insurance?]]></title><description><![CDATA[Choosing an insurance policy is difficult. Here's how to decide if you need term life or whole life insurance.]]></description><link>https://marketrealist.com/p/term-life-versus-whole-life-insurance/</link><guid isPermaLink="true">https://marketrealist.com/p/term-life-versus-whole-life-insurance/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 10 Feb 2022 10:10:47 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/rZxtVSJyO/0x0/term-life-versus-whole-life-insurance-1644487682826.jpg"/><media:credit>Unsplash</media:credit><media:description>Should You Get Term Life or Whole Life Insurance?</media:description></item><item><title><![CDATA[How Cash App Reports Transactions to the IRS]]></title><description><![CDATA[Tax season is underway, and people have a lot of questions. Does Cash App report to the IRS? Taxpayers need to understand how new laws might impact them.]]></description><link>https://marketrealist.com/p/does-cash-app-report-to-irs/</link><guid isPermaLink="true">https://marketrealist.com/p/does-cash-app-report-to-irs/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Wed, 09 Feb 2022 12:05:40 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/5N-IfREhJ/0x0/does-cash-app-report-to-irs-1644401220901.jpg"/><media:credit>Cash App Twitter</media:credit><media:description>How Cash App Reports Transactions to the IRS</media:description></item><item><title><![CDATA[Why Did My Tax Refund Go Down When I Added Another W-2?]]></title><description><![CDATA[People have all sorts of questions when tax season starts. Some people wonder why their refund went down when they added another W-2.]]></description><link>https://marketrealist.com/p/why-did-my-refund-go-down-after-another-w2/</link><guid isPermaLink="true">https://marketrealist.com/p/why-did-my-refund-go-down-after-another-w2/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Tue, 08 Feb 2022 16:14:27 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/4pUYmIsuP/0x0/why-my-refund-go-down-after-another-w2-1644336480263.jpg"/><media:credit>Pexels</media:credit><media:description>Why Did My Tax Refund Go Down When I Added Another W-2?</media:description></item><item><title><![CDATA[What Is a Reciprocal Tax Agreement and How Does It Work? ]]></title><description><![CDATA[For people who work in one state but reside in another, reciprocal tax agreements might  be important. What is a reciprocal tax agreement? ]]></description><link>https://marketrealist.com/p/what-is-a-reciprocal-tax-agreement/</link><guid isPermaLink="true">https://marketrealist.com/p/what-is-a-reciprocal-tax-agreement/</guid><category><![CDATA[Taxes]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Fri, 04 Feb 2022 19:18:05 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/n04mGBzbk/0x0/man-working-at-computer-1644000554182.jpg"/><media:credit>Getty Images</media:credit><media:description>What Is a Reciprocal Tax Agreement and How Does It Work? </media:description></item><item><title><![CDATA[The IRS Has Increased the Standard Tax Deduction—Here’s by How Much]]></title><description><![CDATA[The IRS revises income tax brackets each year to reflect inflation. Did the standard tax deduction increase for 2022?]]></description><link>https://marketrealist.com/p/did-standard-tax-deduction-increase/</link><guid isPermaLink="true">https://marketrealist.com/p/did-standard-tax-deduction-increase/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Fri, 04 Feb 2022 12:03:37 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/VRdpNuZpT/0x0/did-standard-tax-deduction-increase-1644260846889.jpg"/><media:credit>Unsplash, IRS Facebook</media:credit><media:description>The IRS Has Increased the Standard Tax Deduction—Here’s by How Much</media:description></item><item><title><![CDATA[The Four Parts of Medicare and Their Coverage, Explained]]></title><description><![CDATA[Medicare offers medical coverage for medical treatment and long-term care. Here are the four parts of Medicare and their coverage, explained.]]></description><link>https://marketrealist.com/p/medicare-parts-explained/</link><guid isPermaLink="true">https://marketrealist.com/p/medicare-parts-explained/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 03 Feb 2022 13:05:07 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/i1rOjwkiA/0x0/medicare-plan-parts-explained-1643895550232.jpg"/><media:credit>Getty</media:credit><media:description>The Four Parts of Medicare and Their Coverage, Explained</media:description></item><item><title><![CDATA[How to Shape Your Retirement and Contribute to a 403(b) ]]></title><description><![CDATA[There are several ways to contribute to your retirement plan, in particular you can contribute to a 403(b). How much should you contribute to a 403(b)? ]]></description><link>https://marketrealist.com/p/how-much-should-you-contribute-to-403b/</link><guid isPermaLink="true">https://marketrealist.com/p/how-much-should-you-contribute-to-403b/</guid><category><![CDATA[Retirement]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Tue, 01 Feb 2022 21:36:59 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/d6tlyUxfG/0x0/elderly-balck-couple-1643745383858.jpg"/><media:credit>Getty Images</media:credit><media:description>How to Shape Your Retirement and Contribute to a 403(b) </media:description></item><item><title><![CDATA[What's an Escrow Shortage and What Options Are Available?]]></title><description><![CDATA[An escrow shortage can happen if property taxes or home-related insurance premiums increase. Borrowers can either pay an escrow shortage back in a lump sum or over 12 months.]]></description><link>https://marketrealist.com/p/escrow-shortage-meaning/</link><guid isPermaLink="true">https://marketrealist.com/p/escrow-shortage-meaning/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Tue, 01 Feb 2022 18:06:06 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/z0bYy-t68/0x0/front-porch-1-1643734864583.jpg"/><media:credit>Rocket Mortgage Facebook</media:credit><media:description>What&apos;s an Escrow Shortage and What Options Are Available?</media:description></item><item><title><![CDATA[Here’s How To Find the Best Mortgage Rate]]></title><description><![CDATA[If you’re in the market to buy a new home, you may be looking to get the best mortgage rate. Here are a few helpful tips.]]></description><link>https://marketrealist.com/p/how-to-find-best-mortgage-rate/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-find-best-mortgage-rate/</guid><category><![CDATA[Mortgages]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Tue, 01 Feb 2022 10:37:58 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/0u5G7zLtw/0x0/find-best-mortgage-rates-1643669213796.jpg"/><media:credit>Getty Images</media:credit><media:description>Here’s How To Find the Best Mortgage Rate</media:description></item><item><title><![CDATA[This Is Why Your Federal Withholding Is So Low]]></title><description><![CDATA[It's important to get your withholding amount right. However, you may be wondering why your federal withholding is so low.]]></description><link>https://marketrealist.com/p/why-is-my-federal-withholding-so-low/</link><guid isPermaLink="true">https://marketrealist.com/p/why-is-my-federal-withholding-so-low/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Tue, 01 Feb 2022 09:57:52 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/0uHe_CvgQ/0x0/how-many-tax-exemptions-should-i-claim-1643684141606.jpg"/><media:credit>Unsplash</media:credit><media:description>This Is Why Your Federal Withholding Is So Low</media:description></item><item><title><![CDATA[How Does the IRS Determine the Underpayment Penalty on Taxes?]]></title><description><![CDATA[Failure to pay your taxes fully can get you in hot water. What's the penalty for underpaying taxes?]]></description><link>https://marketrealist.com/p/penalty-for-underpaying-taxes/</link><guid isPermaLink="true">https://marketrealist.com/p/penalty-for-underpaying-taxes/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Mon, 31 Jan 2022 10:13:04 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/oIDMUpii9/0x0/penalty-for-underpaying-taxes-1643565678886.jpg"/><media:credit>IRS Facebook</media:credit><media:description>How Does the IRS Determine the Underpayment Penalty on Taxes?</media:description></item><item><title><![CDATA[How Is Passive Income Taxed? How To File With This Income Stream]]></title><description><![CDATA[Earning passive income requires little effort and can come from various sources. Is passive income taxable?]]></description><link>https://marketrealist.com/p/is-passive-income-taxable/</link><guid isPermaLink="true">https://marketrealist.com/p/is-passive-income-taxable/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Fri, 28 Jan 2022 13:22:50 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/amvBG-QyL/0x0/is-passive-income-taxable-1643349507682.jpg"/><media:credit>Pexels</media:credit><media:description>How Is Passive Income Taxed? How To File With This Income Stream</media:description></item><item><title><![CDATA[Why Do Mortgages Get Sold, and How Does That Impact the Borrower?]]></title><description><![CDATA[Mortgage borrowers sometimes receive a notification regarding a change of mortgage servicer. Why do mortgages get sold?]]></description><link>https://marketrealist.com/p/why-do-mortgages-get-sold/</link><guid isPermaLink="true">https://marketrealist.com/p/why-do-mortgages-get-sold/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 27 Jan 2022 11:22:56 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/0l8mXR21t/0x0/why-do-mortgages-get-sold-1643255258553.jpg"/><media:credit>Pixabay</media:credit><media:description>Why Do Mortgages Get Sold, and How Does That Impact the Borrower?</media:description></item><item><title><![CDATA[What to Do to Get a Faster Tax Refund From the IRS]]></title><description><![CDATA[People have already started filing returns to get their tax refunds as soon as possible. When does the IRS send out refunds?]]></description><link>https://marketrealist.com/p/when-does-irs-send-out-refunds/</link><guid isPermaLink="true">https://marketrealist.com/p/when-does-irs-send-out-refunds/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Wed, 26 Jan 2022 11:50:10 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/SrBZK9a5-/0x0/when-does-irs-send-out-refunds-1644524554783.jpg"/><media:credit>Getty</media:credit><media:description>What to Do to Get a Faster Tax Refund From the IRS</media:description></item><item><title><![CDATA[How To Handle Two W-2 Forms From the Same Employer]]></title><description><![CDATA[As tax season starts, many people have questions regarding filling out the forms. Some wonder why they received two W-2 forms from the same employer.]]></description><link>https://marketrealist.com/p/two-w-two-forms-from-same-employer/</link><guid isPermaLink="true">https://marketrealist.com/p/two-w-two-forms-from-same-employer/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Tue, 25 Jan 2022 08:20:32 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/G-h5T6fyD/0x0/two-w-two-forms-from-same-employer-1643091630419.jpg"/><media:credit>Pexels</media:credit><media:description>How To Handle Two W-2 Forms From the Same Employer</media:description></item><item><title><![CDATA[What's Tax Abatement? Breaking Down the Regulations]]></title><description><![CDATA[Property taxes could be one of the significant costs you incur when you own a property. Tax abatement can change that. What is tax abatement?]]></description><link>https://marketrealist.com/p/what-is-a-tax-abatement/</link><guid isPermaLink="true">https://marketrealist.com/p/what-is-a-tax-abatement/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Fri, 21 Jan 2022 15:07:28 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/nxv3FW4rb/0x0/what-is-a-tax-abatement-1642776240959.jpg"/><media:credit>Pexels</media:credit><media:description>What&apos;s Tax Abatement? Breaking Down the Regulations</media:description></item><item><title><![CDATA[What You Should Know Before Shopping for a Mortgage]]></title><description><![CDATA[You may shop around for a while before finding the perfect home to make an offer on. Shopping for the right mortgage is just as important.]]></description><link>https://marketrealist.com/p/what-to-consider-when-shopping-for-a-mortgage/</link><guid isPermaLink="true">https://marketrealist.com/p/what-to-consider-when-shopping-for-a-mortgage/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Fri, 21 Jan 2022 07:09:37 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/f6_e_VhuI/0x0/model-house-1642714602794.jpg"/><media:credit>Getty Images</media:credit><media:description>What You Should Know Before Shopping for a Mortgage</media:description></item><item><title><![CDATA[How to Buy a Pre-Foreclosure Home—All About the Nuanced Process]]></title><description><![CDATA[Buying a home is a long-winded ordeal. But it becomes even more nuanced when the home is pre-foreclosure. What's involved in the process of buying a pre-foreclosure home?]]></description><link>https://marketrealist.com/p/buying-a-preforclosure-home/</link><guid isPermaLink="true">https://marketrealist.com/p/buying-a-preforclosure-home/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Thu, 20 Jan 2022 18:38:06 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/QA6Anc5Um/0x0/foreclosure-sign-1642701407434.jpg"/><media:credit>Getty Images</media:credit><media:description>How to Buy a Pre-Foreclosure Home—All About the Nuanced Process</media:description></item><item><title><![CDATA[Why Your 20s Might Be the Best Time To Get Life Insurance]]></title><description><![CDATA[Life insurance minimizes financial impact after the insured passes away. Should you get life insurance in your 20s?]]></description><link>https://marketrealist.com/p/should-i-get-life-insurance-in-my-twenties/</link><guid isPermaLink="true">https://marketrealist.com/p/should-i-get-life-insurance-in-my-twenties/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Fri, 14 Jan 2022 11:22:37 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/_3RbuNqfR/0x0/should-i-get-life-insurance-in-my-twenties-1642141910073.jpg"/><media:credit>Pixabay</media:credit><media:description>Why Your 20s Might Be the Best Time To Get Life Insurance</media:description></item><item><title><![CDATA[When Social Security Disability Benefits Might Become Taxable ]]></title><description><![CDATA[Social security disability insurance (SSDI) helps millions of American. Are SSDI benefits taxable?]]></description><link>https://marketrealist.com/p/is-social-security-disability-taxable/</link><guid isPermaLink="true">https://marketrealist.com/p/is-social-security-disability-taxable/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 13 Jan 2022 08:02:10 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/jYfb1T-Ja/0x0/is-social-security-disability-taxable-1642057182213.jpg"/><media:credit>SSA Facebook</media:credit><media:description>When Social Security Disability Benefits Might Become Taxable </media:description></item><item><title><![CDATA[This Is How the IRS’s TCE Program Can Help Older Adults]]></title><description><![CDATA[As tax season nears, many people seek assistance, and there's help at hand for the elderly through the TCE program. What are its requirements?]]></description><link>https://marketrealist.com/p/tce-program-requirements/</link><guid isPermaLink="true">https://marketrealist.com/p/tce-program-requirements/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Tue, 11 Jan 2022 07:31:30 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/TaFhhPJ3C/0x0/tce-program-requirements-1641883544007.jpg"/><media:credit>IRS Facebook</media:credit><media:description>This Is How the IRS’s TCE Program Can Help Older Adults</media:description></item><item><title><![CDATA[No Taxable Income? Why It Still Makes Sense To File a Tax Return]]></title><description><![CDATA[As tax season approaches, people have a range of questions. Some are wondering if they should file taxes if they had no income.]]></description><link>https://marketrealist.com/p/should-i-file-taxes-if-with-no-income/</link><guid isPermaLink="true">https://marketrealist.com/p/should-i-file-taxes-if-with-no-income/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Tue, 11 Jan 2022 07:17:38 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/JpJUq42RW/0x0/should-i-file-taxes-if-with-no-income-1641837749046.jpg"/><media:credit>Pixabay</media:credit><media:description>No Taxable Income? Why It Still Makes Sense To File a Tax Return</media:description></item><item><title><![CDATA[How Much Does It Cost to Get Your Taxes Done?]]></title><description><![CDATA[Tax filing season is upon us, and people are getting ready to file their taxes. How much does it cost to get your taxes done?]]></description><link>https://marketrealist.com/p/how-much-does-it-cost-to-get-taxes-done/</link><guid isPermaLink="true">https://marketrealist.com/p/how-much-does-it-cost-to-get-taxes-done/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Mon, 10 Jan 2022 11:46:27 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/1xLfrVDit/0x0/how-much-does-it-cost-to-get-taxes-done-1644003739883.jpg"/><media:credit>IRS Facebook</media:credit><media:description>How Much Does It Cost to Get Your Taxes Done?</media:description></item><item><title><![CDATA[Umbrella Insurance: Do You Really Need It?]]></title><description><![CDATA[Umbrella insurance supplements other liability policies. Who needs umbrella Insurance?  Is it a waste of money?]]></description><link>https://marketrealist.com/p/who-needs-umbrella-insurance/</link><guid isPermaLink="true">https://marketrealist.com/p/who-needs-umbrella-insurance/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Fri, 07 Jan 2022 11:45:53 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Kuzj_5Ymw/0x0/who-needs-umbrella-insurance-1641494507380.jpg"/><media:credit>Pixabay</media:credit><media:description>Umbrella Insurance: Do You Really Need It?</media:description></item><item><title><![CDATA[Living Paycheck to Paycheck Can Be Stressful—Here’s How to Stop ]]></title><description><![CDATA[If you want to stop living paycheck to paycheck, you'll need to implement some changes, including setting a budget and sticking to it.]]></description><link>https://marketrealist.com/p/how-to-stop-living-paycheck-to-paycheck/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-stop-living-paycheck-to-paycheck/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Mon, 03 Jan 2022 15:28:06 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/ilqGkv8te/0x0/how-to-stop-living-paycheck-to-paycheck-1641220830200.png"/><media:credit>Getty Images</media:credit><media:description>Living Paycheck to Paycheck Can Be Stressful—Here’s How to Stop </media:description></item><item><title><![CDATA[Index Funds, Mutual Funds, and Stocks: Which One Is the Best?]]></title><description><![CDATA[When investing in markets, you can buy individual stocks or choose a polled investment vehicle like mutual funds and index funds. What's best for investors?]]></description><link>https://marketrealist.com/p/index-fund-versus-mutual-fund-versus-stocks/</link><guid isPermaLink="true">https://marketrealist.com/p/index-fund-versus-mutual-fund-versus-stocks/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Mohit Oberoi, CFA]]></dc:creator><pubDate>Mon, 03 Jan 2022 13:10:38 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/2vOkkwHuF/0x0/index-fund-versus-mutual-fund-versus-stock-1640931876446.jpg"/><media:credit>Getty Images</media:credit><media:description>Index Funds, Mutual Funds, and Stocks: Which One Is the Best?</media:description></item><item><title><![CDATA[Tax-Loss Harvesting Season Is in Full Swing—Pros and Cons, Explained]]></title><description><![CDATA[The tax-loss harvesting season is in full swing in the last quarter and particularly December. Does it make enough financial sense for you to consider it?]]></description><link>https://marketrealist.com/p/should-you-do-tax-loss-harvesting/</link><guid isPermaLink="true">https://marketrealist.com/p/should-you-do-tax-loss-harvesting/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Wed, 29 Dec 2021 14:07:59 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/dV7Yq4qfw/0x0/should-you-do-tax-loss-harvesting-1640786319844.jpg"/><media:credit>Unsplash</media:credit><media:description>Tax-Loss Harvesting Season Is in Full Swing—Pros and Cons, Explained</media:description></item><item><title><![CDATA[10 Student Loan Scams to Avoid As We Enter the New Year]]></title><description><![CDATA[Avoid these 10 student loans scams online criminals are using to gain personal information from people who can't afford to repay their student loans. ]]></description><link>https://marketrealist.com/p/10-student-loan-scams-to-avoid/</link><guid isPermaLink="true">https://marketrealist.com/p/10-student-loan-scams-to-avoid/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Tue, 28 Dec 2021 12:57:29 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/QSQuhfBzL/0x0/10-student-loan-scams-1640648752364.jpg"/><media:credit>GETTY IMAGES</media:credit><media:description>10 Student Loan Scams to Avoid As We Enter the New Year</media:description></item><item><title><![CDATA[Forbearance Delays Loan Payments, but What About Interest?]]></title><description><![CDATA[Due to COVID-19, Joe Biden has extended the pause on student loan repayments. Does interest accrue during forbearance?]]></description><link>https://marketrealist.com/p/does-interest-accrue-during-forbearance/</link><guid isPermaLink="true">https://marketrealist.com/p/does-interest-accrue-during-forbearance/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Mon, 27 Dec 2021 15:38:46 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/wxauQyfYb/0x0/does-interest-accrue-during-forbearance-1640611357008.jpg"/><media:credit>Pixabay</media:credit><media:description>Forbearance Delays Loan Payments, but What About Interest?</media:description></item><item><title><![CDATA[Sports Betting Odds, Explained]]></title><description><![CDATA[If you want to get into more serious sports betting wagers where you could win big money, you should first learn what you can about betting odds and how they work. ]]></description><link>https://marketrealist.com/p/betting-odds-explained/</link><guid isPermaLink="true">https://marketrealist.com/p/betting-odds-explained/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Thu, 16 Dec 2021 21:36:52 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/P9oggzmkl/0x0/betting-odds-explained-1639688197046.jpg"/><media:credit>Pexels</media:credit><media:description>Sports Betting Odds, Explained</media:description></item><item><title><![CDATA[Digital Real Estate Is a Hot New Thing—How You Can Invest in It]]></title><description><![CDATA[Digital real estate is the newest investment path that attracts individuals and companies alike. So, how can you invest in digital real estate?]]></description><link>https://marketrealist.com/p/how-to-invest-in-digital-real-estate/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-invest-in-digital-real-estate/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Thu, 02 Dec 2021 19:46:37 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/OpBsZJLDW/0x0/digital-interaction-on-metaverse-land-1638471566543.jpg"/><media:credit>Youtube</media:credit><media:description>Digital Real Estate Is a Hot New Thing—How You Can Invest in It</media:description></item><item><title><![CDATA[Who Invented Elf on the Shelf? How the Holiday Tradition Started]]></title><description><![CDATA[Each morning between Thanksgiving and Christmas, excited children look for where Elf on the Shelf is hiding. Who invented Elf on the Shelf anyway?]]></description><link>https://marketrealist.com/p/who-invented-elf-on-the-shelf/</link><guid isPermaLink="true">https://marketrealist.com/p/who-invented-elf-on-the-shelf/</guid><category><![CDATA[Consumer]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Wed, 01 Dec 2021 19:25:58 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/akCXUHWg-/0x0/who-invented-elf-on-the-shelf-1638383625041.jpg"/><media:credit>Lumistella Company</media:credit><media:description>Who Invented Elf on the Shelf? How the Holiday Tradition Started</media:description></item><item><title><![CDATA[Are Stay-at-Home Stocks a "Sell" or "Hold" As Biden Rules Out Lockdowns?]]></title><description><![CDATA[Stay-at-home stocks gained momentum after news of the COVID-19 omicron variant broke. Should you sell or hold these stocks?]]></description><link>https://marketrealist.com/p/stay-at-home-stocks-sell-hold/</link><guid isPermaLink="true">https://marketrealist.com/p/stay-at-home-stocks-sell-hold/</guid><category><![CDATA[Macroeconomic Analysis]]></category><dc:creator><![CDATA[Mohit Oberoi, CFA]]></dc:creator><pubDate>Fri, 20 Nov 2020 13:15:32 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/iXDnlhOS1/0x0/stay-at-home-stocks-sell-hold-1605878053774.jpg"/><media:credit>iStock</media:credit><media:description>Are Stay-at-Home Stocks a &quot;Sell&quot; or &quot;Hold&quot; As Biden Rules Out Lockdowns?</media:description></item><item><title><![CDATA[How to Invest in I Bonds: Easy Investment With Potential Tax Benefits]]></title><description><![CDATA[I bonds are an inflation-protected savings program started by the Treasury in 1998. You can invest in I bonds easily with several potential tax benefits.]]></description><link>https://marketrealist.com/p/how-to-invest-in-i-bonds/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-invest-in-i-bonds/</guid><category><![CDATA[Consumer]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Wed, 01 Dec 2021 13:21:25 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/rdeoR3mbJ/0x0/yellen-cop26-1638291756824.jpg"/><media:credit>Getty</media:credit><media:description>How to Invest in I Bonds: Easy Investment With Potential Tax Benefits</media:description></item><item><title><![CDATA[Will the DCentral NFT Event Steal the Spotlight at Miami Art Basel?]]></title><description><![CDATA[Miami Art Basel has been a tradition for artists for over a decade. The DCentral Miami Conference will bring NFTs and DeFi to the spotlight. ]]></description><link>https://marketrealist.com/p/art-basel-nft-events/</link><guid isPermaLink="true">https://marketrealist.com/p/art-basel-nft-events/</guid><category><![CDATA[Cryptocurrency & Blockchain]]></category><dc:creator><![CDATA[Ade Hennis]]></dc:creator><pubDate>Mon, 29 Nov 2021 19:03:10 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/EWfiaiAuw/0x0/ffxbbqbxeamj-qz-1638204661890.jpeg"/><media:credit>Art Basel Twitter</media:credit><media:description>Will the DCentral NFT Event Steal the Spotlight at Miami Art Basel?</media:description></item><item><title><![CDATA[Relationship Between Bond Yields, Interest Rates, and Inflation]]></title><description><![CDATA[Bond yields impact the prices of a number of assets in the markets. Therefore, it's important to know what they are and how they are determined.]]></description><link>https://marketrealist.com/p/bond-yields-explained/</link><guid isPermaLink="true">https://marketrealist.com/p/bond-yields-explained/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Mon, 29 Nov 2021 17:57:13 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/aNxWPLR4I/0x0/bond-yields-explained-1638192069930.jpg"/><media:credit>Federal Reserve Twitter</media:credit><media:description>Relationship Between Bond Yields, Interest Rates, and Inflation</media:description></item><item><title><![CDATA[Hottest Items for the 2021 Holiday Season and Where to Find Them]]></title><description><![CDATA[Playstation 5, Nintendo Switch, and the Barbie Dreamhouse Dollhouse are some of the most popular items being purchased for the 2021 holiday season. ]]></description><link>https://marketrealist.com/p/most-popular-holiday-purchases-2021/</link><guid isPermaLink="true">https://marketrealist.com/p/most-popular-holiday-purchases-2021/</guid><category><![CDATA[Consumer]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Mon, 29 Nov 2021 17:26:20 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/8PqN7G5wB/0x0/holiday-shopping-trends-2021-1638205302442.jpg"/><media:credit>Getty </media:credit><media:description>Hottest Items for the 2021 Holiday Season and Where to Find Them</media:description></item><item><title><![CDATA[What Are the Federal Reserve Holidays in 2022? 11 Holidays Next Year]]></title><description><![CDATA[The Federal Reserve will observe 11 standard holidays in 2022. Which Federal Reserve holidays will be observed in 2022 and what are the dates? ]]></description><link>https://marketrealist.com/p/federal-reserve-holidays-2022/</link><guid isPermaLink="true">https://marketrealist.com/p/federal-reserve-holidays-2022/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Mon, 29 Nov 2021 17:10:53 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/2y_u1CgPH/0x0/fed-dc-1638202749604.jpg"/><media:credit>Getty</media:credit><media:description>What Are the Federal Reserve Holidays in 2022? 11 Holidays Next Year</media:description></item><item><title><![CDATA[GM Invests in Pure Watercraft Stock—How Investors Can Get Exposure]]></title><description><![CDATA[GM has announced an investment in Pure Watercraft. Can you also invest in Pure Watercraft stock?]]></description><link>https://marketrealist.com/p/pure-watercraft-stock/</link><guid isPermaLink="true">https://marketrealist.com/p/pure-watercraft-stock/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Mohit Oberoi, CFA]]></dc:creator><pubDate>Tue, 23 Nov 2021 13:22:48 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/zu_WZpFeg/0x0/pure-watercraft-stock-1637673470329.jpg"/><media:credit>Pure Watercraft Facebook</media:credit><media:description>GM Invests in Pure Watercraft Stock—How Investors Can Get Exposure</media:description></item><item><title><![CDATA[What's OASDI on My Paycheck? Social Security Tax, Explained]]></title><description><![CDATA[What's OASDI on my paycheck? The acronym might appear on paychecks instead of FICA. Here's what OASDI means.]]></description><link>https://marketrealist.com/p/what-is-oasdi-on-my-paycheck/</link><guid isPermaLink="true">https://marketrealist.com/p/what-is-oasdi-on-my-paycheck/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Fri, 19 Nov 2021 17:12:20 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/lvcw9OWBd/0x0/what-is-oasdi-on-my-paycheck-1637341647775.jpg"/><media:credit>Getty</media:credit><media:description>What&apos;s OASDI on My Paycheck? Social Security Tax, Explained</media:description></item></channel></rss>