<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:media="http://search.yahoo.com/mrss/"><channel><title><![CDATA[Market Realist > Credit]]></title><description><![CDATA[Market Realist has the latest news and updates on everything credit from the best credit cards to improving your credit score. ]]></description><link>https://marketrealist.com/credit/</link><image><url>https://marketrealist.com/mr-logo.png</url><title>Market Realist &gt; Credit</title><link>https://marketrealist.com/credit/</link></image><generator>RSS for Node</generator><lastBuildDate>Sat, 25 Apr 2026 05:22:45 GMT</lastBuildDate><atom:link href="https://marketrealist.com/credit/rss/" rel="self" type="application/rss+xml"/><language><![CDATA[en]]></language><item><title><![CDATA[Dave Portnoy Reportedly Has 45 Million AmEx Points — Here’s What That Could Be Worth]]></title><link>https://marketrealist.com/credit/dave-portnoy-american-express-points/</link><guid isPermaLink="true">https://marketrealist.com/credit/dave-portnoy-american-express-points/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Joseph-Allen]]></dc:creator><pubDate>Tue, 07 Apr 2026 17:07:48 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/68eGW8aNv/0x0/dave-portnoy-amex-points-worth-1775581349921.jpg"/><media:credit>Instagram/ TikTok</media:credit><media:description>Dave Portnoy Reportedly Has 45 Million AmEx Points — Here’s What That Could Be Worth</media:description></item><item><title><![CDATA[The Chase Freedom Month of More Promotion Is Back — Don't Miss These Deals]]></title><description><![CDATA[If you have a Chase Freedom card, take advantage of the Month of More promotion now through May 31, 2023 for exclusive deals and cash-back rewards.]]></description><link>https://marketrealist.com/banking/chase-freedom-month-of-more-promotion/</link><guid isPermaLink="true">https://marketrealist.com/banking/chase-freedom-month-of-more-promotion/</guid><category><![CDATA[Banking]]></category><dc:creator><![CDATA[Kate Zuritsky]]></dc:creator><pubDate>Wed, 03 May 2023 18:06:58 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/8Wefe0w5m/0x0/smiling-couple-chase-card-1683119565082.jpg"/><media:credit>Getty Images</media:credit><media:description>The Chase Freedom Month of More Promotion Is Back — Don&apos;t Miss These Deals</media:description></item><item><title><![CDATA[Should I Increase My Credit Limit? Unveiling the Surprising Perks and Pitfalls]]></title><description><![CDATA[Increasing your credit limit can lower your credit utilization rate and allow you to access more money. But there are some drawbacks to consider.]]></description><link>https://marketrealist.com/credit/should-i-increase-my-credit-limit/</link><guid isPermaLink="true">https://marketrealist.com/credit/should-i-increase-my-credit-limit/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Wed, 09 Nov 2022 00:37:18 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/AQgPY9a_V/0x0/man-in-blue-requests-credit-limit-increase-1683132163185.jpg"/><media:credit>Getty Images</media:credit><media:description>Should I Increase My Credit Limit? Unveiling the Surprising Perks and Pitfalls</media:description></item><item><title><![CDATA[How to Negotiate a Credit Card Debt Settlement — Beware of Pitfalls]]></title><description><![CDATA[Should you negotiate your credit card debt settlement yourself? There are ways to settle for less than you owe, but beware of some pitfalls.]]></description><link>https://marketrealist.com/credit/how-to-negotiate-credit-card-debt-settlement-yourself/</link><guid isPermaLink="true">https://marketrealist.com/credit/how-to-negotiate-credit-card-debt-settlement-yourself/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Wed, 12 Apr 2023 22:30:27 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/ym95YHf3Y/0x0/gettyimages-1314785045-1-1681316718482.jpg"/><media:credit>Getty Images</media:credit><media:description>How to Negotiate a Credit Card Debt Settlement — Beware of Pitfalls</media:description></item><item><title><![CDATA[Freezing Your Child's Credit Might Be a Smart Move to Protect Their Future]]></title><description><![CDATA[You can block fraudsters from using your child’s Social Security number (SSN) and other personal information by freezing their credit file. ]]></description><link>https://marketrealist.com/credit/should-i-freeze-my-childs-credit/</link><guid isPermaLink="true">https://marketrealist.com/credit/should-i-freeze-my-childs-credit/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Tue, 11 Apr 2023 18:47:31 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/AC6p6rnoe/0x0/should-i-freeze-my-childs-credit-1681236696636.jpg"/><media:credit>Getty Images</media:credit><media:description>Freezing Your Child&apos;s Credit Might Be a Smart Move to Protect Their Future</media:description></item><item><title><![CDATA[Do Monthly Subscriptions Build Credit? How to Boost Your Credit Score ]]></title><description><![CDATA[If you're hoping to boost your credit score and you have subscriptions to Netflix and Spotify, you may wonder if monthly subscriptions build credit. ]]></description><link>https://marketrealist.com/personal-finance/do-monthly-subscriptions-build-credit/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/do-monthly-subscriptions-build-credit/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kate Zuritsky]]></dc:creator><pubDate>Fri, 07 Apr 2023 15:40:47 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/R7kaqrGeB/0x0/netflix-presentation-1680857588549.jpg"/><media:credit>Getty Images</media:credit><media:description>Do Monthly Subscriptions Build Credit? How to Boost Your Credit Score </media:description></item><item><title><![CDATA[Starting Your Credit Journey: How to Apply for Your First Credit Card ]]></title><description><![CDATA[Do you know how to apply for a credit card for the first time? For young people, this can be a crucial milestone, and here are the steps to do it. ]]></description><link>https://marketrealist.com/credit/how-to-apply-for-a-credit-card-for-the-first-time/</link><guid isPermaLink="true">https://marketrealist.com/credit/how-to-apply-for-a-credit-card-for-the-first-time/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Thu, 30 Mar 2023 20:01:41 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/ap0ubnbfp/0x0/how-to-apply-for-a-credit-card-for-the-first-time-1680201230451.jpg"/><media:credit>Getty Images</media:credit><media:description>Starting Your Credit Journey: How to Apply for Your First Credit Card </media:description></item><item><title><![CDATA[Credit Card Settlements Can Help Struggling Borrowers, but With Downsides]]></title><description><![CDATA[How does a credit card settlement affect your credit score? Settling your credit card debt can reduce overall debt, but there are some drawbacks.]]></description><link>https://marketrealist.com/credit/how-does-a-credit-card-settlement-affect-your-credit-score/</link><guid isPermaLink="true">https://marketrealist.com/credit/how-does-a-credit-card-settlement-affect-your-credit-score/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Wed, 15 Mar 2023 13:16:16 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/xHLdZ47vG/0x0/rupixen-com-q59hmzk38eq-unsplash-1-1678809888416.jpg"/><media:credit>Unsplash/Rupixen</media:credit><media:description>Credit Card Settlements Can Help Struggling Borrowers, but With Downsides</media:description></item><item><title><![CDATA[Need Relief From Credit Card Debt? How to Get a Lower Interest Rate]]></title><description><![CDATA[To get a lower interest rate on a credit card, you may want a balance transfer, negotiate with credit card company, or consolidate credit card debt.]]></description><link>https://marketrealist.com/credit/how-to-get-lower-interest-rate-on-credit-card/</link><guid isPermaLink="true">https://marketrealist.com/credit/how-to-get-lower-interest-rate-on-credit-card/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Kate Zuritsky]]></dc:creator><pubDate>Mon, 13 Mar 2023 13:18:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/xfQmDaKh0/0x0/how-to-get-lower-interest-rate-on-credit-card-1678503375215.jpg"/><media:credit>Getty Images</media:credit><media:description>Need Relief From Credit Card Debt? How to Get a Lower Interest Rate</media:description></item><item><title><![CDATA[Debt Snowball vs. Debt Avalanche — Is There a Difference?]]></title><description><![CDATA[Debt can be crippling and to pay off debt, most people choose between the debt snowball vs. debt avalanche methods to speed up repayment. ]]></description><link>https://marketrealist.com/personal-finance/debt-snowball-vs-debt-avalanche/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/debt-snowball-vs-debt-avalanche/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kate Zuritsky]]></dc:creator><pubDate>Fri, 10 Mar 2023 15:21:13 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/XiVjvvZ35/0x0/debt-snowball-vs-debt-avalanche-1678458358000.jpg"/><media:credit>Getty Images</media:credit><media:description>Debt Snowball vs. Debt Avalanche — Is There a Difference?</media:description></item><item><title><![CDATA[The John Lewis Credit Card Is Popular — Does It Support Apple Pay?]]></title><description><![CDATA[Apple Pay supports a number of credit cards. Is the John Lewis credit card one of them? Find out here, plus details on the rewards the card offers.]]></description><link>https://marketrealist.com/p/does-john-lewis-credit-card-support-apple-pay/</link><guid isPermaLink="true">https://marketrealist.com/p/does-john-lewis-credit-card-support-apple-pay/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Wed, 15 Jun 2022 12:40:56 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/uVVmXBkFr/0x0/john-lewis-credit-card-apple-pay-2-1677689016614.jpg"/><media:credit>Getty Images</media:credit><media:description>The John Lewis Credit Card Is Popular — Does It Support Apple Pay?</media:description></item><item><title><![CDATA[Bogged Down by Credit Card Late Fees? Biden Administration Wants to Help]]></title><description><![CDATA[The White House announced plans to eliminate "junk" fees and lower credit card late fees to $8. Here's how the proposed rule could help. ]]></description><link>https://marketrealist.com/credit/biden-slash-credit-card-late-fees/</link><guid isPermaLink="true">https://marketrealist.com/credit/biden-slash-credit-card-late-fees/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Wed, 01 Feb 2023 17:52:47 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/N4momYSaE/0x0/biden-slash-credit-card-late-fees-1675271332781.jpg"/><media:credit>White House Facebook</media:credit><media:description>Bogged Down by Credit Card Late Fees? Biden Administration Wants to Help</media:description></item><item><title><![CDATA[High Annual Fees? Here's How to Get Retention Offers From Amex]]></title><description><![CDATA[Some rewards credit cards come with high annual fees. Here's a script for how to get retention offers from Amex if you hold an annual-fee credit card.]]></description><link>https://marketrealist.com/credit/how-to-get-retention-offers-amex/</link><guid isPermaLink="true">https://marketrealist.com/credit/how-to-get-retention-offers-amex/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Thu, 19 Jan 2023 15:56:44 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/drXeqWhpx/0x0/amex-card-1-1674139741903.jpg"/><media:credit>American Express Facebook</media:credit><media:description>High Annual Fees? Here&apos;s How to Get Retention Offers From Amex</media:description></item><item><title><![CDATA[Credit Card Debt Doesn't Go Away on Its Own — Even After You Die]]></title><description><![CDATA[Amid rising inflation, many people are using credit cards to cover expenses. But what happens to credit card debt after you die? Does it go away?]]></description><link>https://marketrealist.com/credit/what-happens-to-credit-card-debt-after-death/</link><guid isPermaLink="true">https://marketrealist.com/credit/what-happens-to-credit-card-debt-after-death/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Wed, 14 Dec 2022 17:39:47 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/s3xZDkZQ3/0x0/gettyimages-171631811-1-1671035697975.jpg"/><media:credit>Getty Images</media:credit><media:description>Credit Card Debt Doesn&apos;t Go Away on Its Own — Even After You Die</media:description></item><item><title><![CDATA[Best Credit Cards With No Foreign Transaction Fees If You're Traveling Abroad]]></title><description><![CDATA[Several credit cards won’t charge you foreign transaction fees, but not all of them are a good option for you to take with you on your travels.]]></description><link>https://marketrealist.com/personal-finance/credit-cards-with-no-foreign-transaction-fees/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/credit-cards-with-no-foreign-transaction-fees/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Fri, 04 Nov 2022 12:32:19 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/okvig_SX2/0x0/credit-cards-with-no-foreign-transaction-fees-1667504412993.jpg"/><media:credit>Getty Images</media:credit><media:description>Best Credit Cards With No Foreign Transaction Fees If You&apos;re Traveling Abroad</media:description></item><item><title><![CDATA[Top Reasons Your Credit Card May Have Been Declined]]></title><description><![CDATA[Did your credit card get declined? There are many reasons why your card may have been declined. Here are the top reasons and what you should do.]]></description><link>https://marketrealist.com/credit/why-was-my-credit-card-declined/</link><guid isPermaLink="true">https://marketrealist.com/credit/why-was-my-credit-card-declined/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Wed, 02 Nov 2022 16:37:55 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/yh2BYSeuy/0x0/why-was-my-credit-card-declined-1667407029382.jpg"/><media:credit>Getty Images</media:credit><media:description>Top Reasons Your Credit Card May Have Been Declined</media:description></item><item><title><![CDATA[Store Credit Cards Can Be Good or Bad Depending How You Use Them]]></title><description><![CDATA[There are pros and cons to opening a store credit card. Whether a store credit card is worth it depends on why you are opening it and what you do with it .]]></description><link>https://marketrealist.com/credit/are-store-credit-cards-worth-it/</link><guid isPermaLink="true">https://marketrealist.com/credit/are-store-credit-cards-worth-it/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Tue, 25 Oct 2022 20:57:06 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/YPnIaR3u_/0x0/are-store-credit-cards-worth-it-1666720166922.jpg"/><media:credit>Getty Images</media:credit><media:description>Store Credit Cards Can Be Good or Bad Depending How You Use Them</media:description></item><item><title><![CDATA[Don't Forget to Consider Sign-On Bonuses When Shopping for a Credit Card]]></title><description><![CDATA[Credit cards not only offer ongoing rewards for your everyday spending, but most offer attractive sign-on bonuses to new customers. Which cards have the best sign-on bonuses?]]></description><link>https://marketrealist.com/credit/best-sign-on-bonus-credit-card/</link><guid isPermaLink="true">https://marketrealist.com/credit/best-sign-on-bonus-credit-card/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Mon, 24 Oct 2022 15:32:01 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/aYkMYDJ3u/0x0/best-sign-on-bonus-credit-card-1666624779266.jpg"/><media:credit>Getty Images</media:credit><media:description>Don&apos;t Forget to Consider Sign-On Bonuses When Shopping for a Credit Card</media:description></item><item><title><![CDATA[High Gas Prices Getting You Down? Earn Some of That Cash Back with These Rewards Credit Cards]]></title><description><![CDATA[There are plenty of rewards credit cards that pay you cash back or other rewards for spending. If you spend a lot on gas, these are some of the best credit cards to consider. ]]></description><link>https://marketrealist.com/personal-finance/best-credit-cards-for-gas/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/best-credit-cards-for-gas/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Wed, 19 Oct 2022 19:32:52 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/XuJqM-DCP/0x0/best-credit-cards-for-gas-1666206602571.jpg"/><media:credit>Getty Images</media:credit><media:description>High Gas Prices Getting You Down? Earn Some of That Cash Back with These Rewards Credit Cards</media:description></item><item><title><![CDATA[Sezzle or Afterpay? The Reviews Are In and There's a Clear Winner ]]></title><description><![CDATA[The buy-now-pay-later space is gaining steam, and competitors like Sezzle and Afterpay seek to differentiate themselves from the pack. Here’s how they differ — and which one shoppers favor.]]></description><link>https://marketrealist.com/consumer/is-sezzle-the-same-as-afterpay/</link><guid isPermaLink="true">https://marketrealist.com/consumer/is-sezzle-the-same-as-afterpay/</guid><category><![CDATA[Consumer]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Wed, 05 Oct 2022 18:07:25 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/alsIMYcXj/0x0/is-sezzle-the-same-as-afterpay-1664987906716.jpg"/><media:credit>Getty Images</media:credit><media:description>Sezzle or Afterpay? The Reviews Are In and There&apos;s a Clear Winner </media:description></item><item><title><![CDATA[Best Credit Cards for Couples and How to Open One]]></title><description><![CDATA[Ready to get a credit card with your other half? Consider a credit card that works well for couples. We have all the details on the best credit cards for couples.]]></description><link>https://marketrealist.com/credit/best-credit-cards-for-couples/</link><guid isPermaLink="true">https://marketrealist.com/credit/best-credit-cards-for-couples/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Tue, 27 Sep 2022 16:58:35 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/WzbnjL1SK/0x0/couples-1-1664293104040.jpg"/><media:credit>Pexels</media:credit><media:description>Best Credit Cards for Couples and How to Open One</media:description></item><item><title><![CDATA[If You Are a Fan of Buy Now, Pay Later Apps, Expect Major Changes ]]></title><description><![CDATA[BNPL (buy now, pay later) companies position themselves as a viable alternative to credit cards for short-term loans. A consumer watchdog wants to regulate them like credit cards.]]></description><link>https://marketrealist.com/personal-finance/what-is-happening-to-buy-now-pay-later-companies/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/what-is-happening-to-buy-now-pay-later-companies/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Thu, 22 Sep 2022 15:33:43 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/3KugJ-x2g/0x0/affirm-ad-1-1663857231945.jpg"/><media:credit>Affirm FB</media:credit><media:description>If You Are a Fan of Buy Now, Pay Later Apps, Expect Major Changes </media:description></item><item><title><![CDATA[Paying Rent Can Build Your Credit — Here’s How]]></title><description><![CDATA[On-time rent payments over the long term can help boost credit scores. Here’s how it works and how you can benefit greatly over time.]]></description><link>https://marketrealist.com/credit/does-paying-rent-build-credit/</link><guid isPermaLink="true">https://marketrealist.com/credit/does-paying-rent-build-credit/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Fri, 16 Sep 2022 19:07:11 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/fCEtxhGE3/0x0/rent-1-1663354259104.jpg"/><media:credit>Unsplash</media:credit><media:description>Paying Rent Can Build Your Credit — Here’s How</media:description></item><item><title><![CDATA[Credit Card Companies Face Decisions Over Gun Sale Tracking]]></title><description><![CDATA[Visa is changing up its tracking for gun sales made with its credit cards. Where is gun sale tracking headed and how will credit card company decisions impact the industry?]]></description><link>https://marketrealist.com/credit/credit-card-gun-sale-tracking/</link><guid isPermaLink="true">https://marketrealist.com/credit/credit-card-gun-sale-tracking/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Mon, 12 Sep 2022 18:43:13 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/CF5bcTH6O/0x0/credit-card-1-1663007137675.jpg"/><media:credit>Unsplash</media:credit><media:description>Credit Card Companies Face Decisions Over Gun Sale Tracking</media:description></item><item><title><![CDATA[What Happens to the Merchant When You Dispute a Credit Card Charge?]]></title><description><![CDATA[What happens to the merchant when you dispute a charge? See how the credit-card chargeback process works and which parties are involved.]]></description><link>https://marketrealist.com/credit/what-happens-to-the-merchant-when-you-dispute-a-charge/</link><guid isPermaLink="true">https://marketrealist.com/credit/what-happens-to-the-merchant-when-you-dispute-a-charge/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Fri, 02 Sep 2022 19:34:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/HBUVSnMKV/0x0/what-happens-to-the-merchant-when-you-dispute-a-charge-1662145155413.jpg"/><media:credit>Getty Images</media:credit><media:description>What Happens to the Merchant When You Dispute a Credit Card Charge?</media:description></item><item><title><![CDATA[Biden’s Student Loan Forgiveness Might Lower Your Credit Score]]></title><description><![CDATA[Student loan forgiveness is going to bring a lot of relief for many people. However, some are concerned about the forgiveness impacting their credit score.]]></description><link>https://marketrealist.com/loans/how-will-student-loan-forgiveness-affect-my-credit-score/</link><guid isPermaLink="true">https://marketrealist.com/loans/how-will-student-loan-forgiveness-affect-my-credit-score/</guid><category><![CDATA[Loans]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Wed, 31 Aug 2022 11:10:37 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/0kBMVb9Nx/0x0/gettyimages-85632979-1661890707219.jpg"/><media:credit>Getty Images</media:credit><media:description>Biden’s Student Loan Forgiveness Might Lower Your Credit Score</media:description></item><item><title><![CDATA[How Do Interest Rates Affect Employment? Fed Fights to Tame Inflation]]></title><description><![CDATA[When interest rates go up, it can have an negative impact on employment. Increased borrowing costs will likely lead to higher unemployment rates.]]></description><link>https://marketrealist.com/economy-and-politics/how-do-interest-rates-affect-employment/</link><guid isPermaLink="true">https://marketrealist.com/economy-and-politics/how-do-interest-rates-affect-employment/</guid><category><![CDATA[U.S. Economy & Politics]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Fri, 26 Aug 2022 15:55:20 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/dHUsthqRt/0x0/gettyimages-1411279150-1-1661528018288.jpg"/><media:credit>Getty</media:credit><media:description>How Do Interest Rates Affect Employment? Fed Fights to Tame Inflation</media:description></item><item><title><![CDATA[Credit Report: Here's the Right Thing to Do If You Have Closed Accounts]]></title><description><![CDATA[If you’re wondering whether you should pay off and remove closed accounts on credit report, part of the answer is that it depends. Here's what we know.]]></description><link>https://marketrealist.com/personal-finance/should-i-pay-off-closed-accounts-on-credit-report/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/should-i-pay-off-closed-accounts-on-credit-report/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Thu, 25 Aug 2022 16:16:13 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/F7DiVu0mm/0x0/should-i-pay-off-closed-accounts-on-credit-report-1661440359708.jpg"/><media:credit>Getty Images</media:credit><media:description>Credit Report: Here&apos;s the Right Thing to Do If You Have Closed Accounts</media:description></item><item><title><![CDATA[Pay a Credit Card Bill on Time or Early to Improve Your Credit Score]]></title><description><![CDATA[Payment history is the most important determinant of an individual’s credit score. When should you pay your credit card bill to improve your credit score?]]></description><link>https://marketrealist.com/personal-finance/when-should-i-pay-my-credit-card-bill/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/when-should-i-pay-my-credit-card-bill/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Mohit Oberoi, CFA]]></dc:creator><pubDate>Mon, 22 Aug 2022 15:25:26 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/pcruqJgdp/0x0/when-should-i-pay-my-credit-card-bill-1661181899391.jpg"/><media:credit>Unsplash</media:credit><media:description>Pay a Credit Card Bill on Time or Early to Improve Your Credit Score</media:description></item><item><title><![CDATA[5 Best Crypto Credit Cards: Competitive Rewards and Interest Rates]]></title><description><![CDATA[The best crypto credit cards offer lucrative rewards, competitive interest rates, and various options to redeem rewards. Here are the five best crypto credit cards.]]></description><link>https://marketrealist.com/credit/best-crypto-credit-card/</link><guid isPermaLink="true">https://marketrealist.com/credit/best-crypto-credit-card/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Wed, 17 Aug 2022 15:07:02 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/a-WfJpH45/0x0/best-crypto-credit-card-1660745633250.jpg"/><media:credit>Getty</media:credit><media:description>5 Best Crypto Credit Cards: Competitive Rewards and Interest Rates</media:description></item><item><title><![CDATA[Amex Gold vs. Chase Sapphire Preferred — Comparing Mid-Tier Luxury Cards]]></title><description><![CDATA[Amex Gold and Chase Sapphire Preferred are two of the top premium credit cards for each respective entity. How do they compare?]]></description><link>https://marketrealist.com/credit/amex-gold-vs-chase-sapphire-preferred/</link><guid isPermaLink="true">https://marketrealist.com/credit/amex-gold-vs-chase-sapphire-preferred/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Ade Hennis]]></dc:creator><pubDate>Wed, 17 Aug 2022 13:41:20 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/j0tcChQN1/0x0/amex-gold-vs-chase-sapphire-preferred-1660743431622.jpg"/><media:credit>American Express, Chase</media:credit><media:description>Amex Gold vs. Chase Sapphire Preferred — Comparing Mid-Tier Luxury Cards</media:description></item><item><title><![CDATA[American Express Platinum Card Has a High Annual Fee, Can Pay for Itself ]]></title><description><![CDATA[Is Amex Platinum worth the yearly fee? Learn about the annual fee for the American Express Platinum Card and the benefits cardholders can access.]]></description><link>https://marketrealist.com/credit/is-amex-platinum-worth-the-yearly-fee/</link><guid isPermaLink="true">https://marketrealist.com/credit/is-amex-platinum-worth-the-yearly-fee/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Fri, 12 Aug 2022 17:50:33 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/3I-fVuWS_/0x0/is-amex-platinum-worth-the-yearly-fee-1660241597037.jpg"/><media:credit>American Express</media:credit><media:description>American Express Platinum Card Has a High Annual Fee, Can Pay for Itself </media:description></item><item><title><![CDATA[Equifax Error Caused Inaccurate Credit Scores for Millions of Customers ]]></title><description><![CDATA[Equifax sent inaccurate credit scores to millions of its customers earlier this year. What causes the inaccuracies? We'll explain the Equifax error.]]></description><link>https://marketrealist.com/credit/equifax-error-explained/</link><guid isPermaLink="true">https://marketrealist.com/credit/equifax-error-explained/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 04 Aug 2022 17:34:08 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/YM4DZ9O7s/0x0/equifax-error-explained-1659633708626.png"/><media:credit>Equifax Facebook</media:credit><media:description>Equifax Error Caused Inaccurate Credit Scores for Millions of Customers </media:description></item><item><title><![CDATA[What Happens When You Overpay a Credit Card?]]></title><description><![CDATA[Paying off your credit card debt in full means you can avoid interest fees. But what happens when you overpay a credit card bill?]]></description><link>https://marketrealist.com/credit/what-happens-when-you-overpay-a-credit-card/</link><guid isPermaLink="true">https://marketrealist.com/credit/what-happens-when-you-overpay-a-credit-card/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Ade Hennis]]></dc:creator><pubDate>Mon, 01 Aug 2022 12:41:34 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/cia8opRUg/0x0/pexels-energepiccom-2988232-1659112722509.jpg"/><media:credit>Pexels</media:credit><media:description>What Happens When You Overpay a Credit Card?</media:description></item><item><title><![CDATA[Tally Pays Off Credit Card Debt, But Does It Harm Your Credit Score?]]></title><description><![CDATA[Apps like Tally make credit card debt easier to handle. Does Tally hurt your credit, though?]]></description><link>https://marketrealist.com/personal-finance/does-tally-hurt-your-credit/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/does-tally-hurt-your-credit/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Fri, 29 Jul 2022 10:29:44 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/FgN6AbCmW/0x0/tally-credit-score-impact-1659041542872.jpg"/><media:credit>Getty Images; Twitter (@meettally)</media:credit><media:description>Tally Pays Off Credit Card Debt, But Does It Harm Your Credit Score?</media:description></item><item><title><![CDATA[Tally vs. Payoff: Which Is Best for Paying Off Credit Card Debt?]]></title><description><![CDATA[Tally and Payoff are two fintech companies that help users pay consolidate and pay off credit card debt. Which is best for paying off credit card debt?]]></description><link>https://marketrealist.com/personal-finance/tally-vs-payoff/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/tally-vs-payoff/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Thu, 28 Jul 2022 16:01:02 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/fCGscyfKn/0x0/tally-pic-1-1659021405724.jpg"/><media:credit>Tally Twitter</media:credit><media:description>Tally vs. Payoff: Which Is Best for Paying Off Credit Card Debt?</media:description></item><item><title><![CDATA[These Credit Cards Offer First-Class Rewards for Your Travel Purchases]]></title><description><![CDATA[Travel expenses can add up, so it's only right to be fairly rewarded for those purchases. Which credit cards offer the best rewards for travel?]]></description><link>https://marketrealist.com/credit/best-rewards-credit-cards-for-travel/</link><guid isPermaLink="true">https://marketrealist.com/credit/best-rewards-credit-cards-for-travel/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Ade Hennis]]></dc:creator><pubDate>Wed, 20 Jul 2022 13:31:13 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/V3PyJxttl/0x0/best-rewards-credit-cards-for-travel-1658322534567.jpg"/><media:credit>Pixabay</media:credit><media:description>These Credit Cards Offer First-Class Rewards for Your Travel Purchases</media:description></item><item><title><![CDATA[The Cash-Back Credit Cards That Are Actually Worth It]]></title><description><![CDATA[The best cash-back credit cards have no annual fees and may offer a welcome bonus or something equivalent.]]></description><link>https://marketrealist.com/personal-finance/how-to-pick-best-cash-back-credit-cards/</link><guid isPermaLink="true">https://marketrealist.com/personal-finance/how-to-pick-best-cash-back-credit-cards/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Wed, 20 Jul 2022 10:20:27 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/3lVygBczA/0x0/how-to-pick-best-cash-back-credit-cards-1658295350004.jpg"/><media:credit>Getty images</media:credit><media:description>The Cash-Back Credit Cards That Are Actually Worth It</media:description></item><item><title><![CDATA[Don’t Worry If Your Credit Score Drops After Getting a New Credit Card]]></title><description><![CDATA[You may have noticed that your credit score has dropped after you got a credit card. Why is this, and what should you do?]]></description><link>https://marketrealist.com/credit/why-credit-score-low-after-getting-credit-card/</link><guid isPermaLink="true">https://marketrealist.com/credit/why-credit-score-low-after-getting-credit-card/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Ade Hennis]]></dc:creator><pubDate>Fri, 15 Jul 2022 12:27:49 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/ZDnY7qTvA/0x0/pexels-mikhail-nilov-6969937-1657653956542.jpg"/><media:credit>Pexels</media:credit><media:description>Don’t Worry If Your Credit Score Drops After Getting a New Credit Card</media:description></item><item><title><![CDATA[Earn 3× Rewards Points on Everyday Purchases With the Wells Fargo Autograph Card]]></title><description><![CDATA[Wells Fargo has officially launched its Autograph credit card, which offers 3× rewards on common purchases. Is the card worth it?]]></description><link>https://marketrealist.com/credit/wells-fargo-autograph-explained/</link><guid isPermaLink="true">https://marketrealist.com/credit/wells-fargo-autograph-explained/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Ade Hennis]]></dc:creator><pubDate>Thu, 14 Jul 2022 11:42:34 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/XeYoAd0Dv/0x0/autographcardartd-1-1657739969831.jpg"/><media:credit>Wells Fargo</media:credit><media:description>Earn 3× Rewards Points on Everyday Purchases With the Wells Fargo Autograph Card</media:description></item><item><title><![CDATA[Russia Is in Default on Its Sovereign Debt — Here's What Happens Now]]></title><description><![CDATA[Russia entered foreign default debt on June 26, 2022. What happens now, and how does Russia falling into default impact the world?]]></description><link>https://marketrealist.com/p/what-happens-if-russia-defaults/</link><guid isPermaLink="true">https://marketrealist.com/p/what-happens-if-russia-defaults/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Mohit Oberoi, CFA]]></dc:creator><pubDate>Wed, 09 Mar 2022 16:19:11 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/hxotFcRIh/0x0/what-happens-if-russia-defaults-1646839858609.jpg"/><media:credit>Getty</media:credit><media:description>Russia Is in Default on Its Sovereign Debt — Here&apos;s What Happens Now</media:description></item><item><title><![CDATA[Credit Monitoring Is Valuable, But Is It Worth Paying For?]]></title><description><![CDATA[Credit monitoring alerts you to potentially fraudulent activity on your credit report. Many free services offer it, though paid services can provide identity theft insurance.]]></description><link>https://marketrealist.com/p/is-credit-monitoring-worth-it/</link><guid isPermaLink="true">https://marketrealist.com/p/is-credit-monitoring-worth-it/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Mon, 20 Jun 2022 16:26:52 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/KKVQBDzGI/0x0/ck-fb-1655742116168.jpg"/><media:credit>Credit Karma FB</media:credit><media:description>Credit Monitoring Is Valuable, But Is It Worth Paying For?</media:description></item><item><title><![CDATA[Balance Transfer Credit Cards May Be Smart for Debt Reduction]]></title><description><![CDATA[As part of a debt reduction strategy, credit card balance transfers may be useful. Decide whether the benefits are worth any fees you might pay.]]></description><link>https://marketrealist.com/p/are-balance-transfers-worth-it/</link><guid isPermaLink="true">https://marketrealist.com/p/are-balance-transfers-worth-it/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Mon, 13 Jun 2022 16:28:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/37ClzPrXp/0x0/gettyimages-107430178-1-1655136506346.jpg"/><media:credit>Getty</media:credit><media:description>Balance Transfer Credit Cards May Be Smart for Debt Reduction</media:description></item><item><title><![CDATA[Big Three Credit Bureaus Announce Change to Reporting Medical Debts]]></title><description><![CDATA[When will medical debt disappear from credit reports? Learn about the changes to how Equifax, Experian, and TransUnion report past-due medical bills.]]></description><link>https://marketrealist.com/p/when-will-medical-debt-disappear-from-credit-reports/</link><guid isPermaLink="true">https://marketrealist.com/p/when-will-medical-debt-disappear-from-credit-reports/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Fri, 18 Mar 2022 17:58:04 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/jrQXU21vD/0x0/when-will-medical-debt-disappear-from-credit-reports-1647624882757.jpg"/><media:credit>Getty Images</media:credit><media:description>Big Three Credit Bureaus Announce Change to Reporting Medical Debts</media:description></item><item><title><![CDATA[How Many Credit Cards Is Too Many? Factors to Consider]]></title><description><![CDATA[Credit cards are common forms of payment and can help you build a good credit history and credit scores. But how many credit cards is too many and could be harmful?]]></description><link>https://marketrealist.com/p/how-many-credit-cards-is-too-many/</link><guid isPermaLink="true">https://marketrealist.com/p/how-many-credit-cards-is-too-many/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Thu, 09 Jun 2022 17:52:10 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/AeJrHNR5D/0x0/how-many-credit-cards-is-too-many-1654797094192.jpg"/><media:credit>Unsplash</media:credit><media:description>How Many Credit Cards Is Too Many? Factors to Consider</media:description></item><item><title><![CDATA[Sezzle Can Help Users Build Credit—If They Upgrade to Sezzle Up]]></title><description><![CDATA[Does Sezzle report to credit bureaus? Here's whether the buy-now-play-later platform reports payment history to TransUnion, Equifax, and Experian.]]></description><link>https://marketrealist.com/p/does-sezzle-report-to-credit-bureaus/</link><guid isPermaLink="true">https://marketrealist.com/p/does-sezzle-report-to-credit-bureaus/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Fri, 29 Apr 2022 15:48:23 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/9LuKm78yk/0x0/does-sezzle-report-to-credit-bureaus-1651246121046.jpg"/><media:credit>Sezzle</media:credit><media:description>Sezzle Can Help Users Build Credit—If They Upgrade to Sezzle Up</media:description></item><item><title><![CDATA[The CFPB’s Lawsuit Against TransUnion, Explained]]></title><description><![CDATA[The Consumer Financial Protection Bureau is suing TransUnion. Here’s all you need to know about the lawsuit.]]></description><link>https://marketrealist.com/p/cfpb-transunion-lawsuit-explained/</link><guid isPermaLink="true">https://marketrealist.com/p/cfpb-transunion-lawsuit-explained/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Rachel Curry]]></dc:creator><pubDate>Wed, 13 Apr 2022 15:49:04 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/EMfA6LVoB/0x0/transunion-1-1649863789924.jpg"/><media:credit>Getty Images</media:credit><media:description>The CFPB’s Lawsuit Against TransUnion, Explained</media:description></item><item><title><![CDATA[Negative Information Can Stay on Credit Reports for 10 Years or More]]></title><description><![CDATA[How long does debt stay on credit reports? See how long credit bureaus will list late payments, collection accounts, and other negative information.]]></description><link>https://marketrealist.com/p/how-long-does-debt-stay-on-credit-report/</link><guid isPermaLink="true">https://marketrealist.com/p/how-long-does-debt-stay-on-credit-report/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Wed, 13 Apr 2022 09:20:27 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/AsGuDPE08/0x0/how-long-does-debt-stay-on-credit-report-1649786215495.jpg"/><media:credit>Getty Images</media:credit><media:description>Negative Information Can Stay on Credit Reports for 10 Years or More</media:description></item><item><title><![CDATA[The Bilt World Elite Mastercard Makes Paying Rent With Your Credit Card Possible]]></title><description><![CDATA[Wells Fargo has agreed to become the issuer of the Bilt Mastercard, which allows users to collect points for paying their rent.]]></description><link>https://marketrealist.com/p/wells-fargo-rent-credit-card/</link><guid isPermaLink="true">https://marketrealist.com/p/wells-fargo-rent-credit-card/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Ade Hennis]]></dc:creator><pubDate>Thu, 31 Mar 2022 09:56:27 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/i5KpBuLVC/0x0/screen-shot-2022-03-30-at-13200-pm-1648665132004.png"/><media:credit>Bilt Instagram</media:credit><media:description>The Bilt World Elite Mastercard Makes Paying Rent With Your Credit Card Possible</media:description></item><item><title><![CDATA[The Fed's Rate Hikes Could Affect Your Credit Card Rates]]></title><description><![CDATA[The federal interest rates have been hiked for the first time in three years, which means different interest rates will be affected, including credit cards.]]></description><link>https://marketrealist.com/p/do-fed-interest-rates-affect-credit-cards/</link><guid isPermaLink="true">https://marketrealist.com/p/do-fed-interest-rates-affect-credit-cards/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ade Hennis]]></dc:creator><pubDate>Fri, 18 Mar 2022 18:29:56 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/tr0DSY7mp/0x0/gettyimages-80615827-1647620132971.jpg"/><media:credit>Getty Images</media:credit><media:description>The Fed&apos;s Rate Hikes Could Affect Your Credit Card Rates</media:description></item><item><title><![CDATA[The 4 Best Credit Card Students Can Get to Build Credit History]]></title><description><![CDATA[Looking to establish a positive credit history? Building solid credit should be a top priority for young people. These are the 4 best credit cards for students.]]></description><link>https://marketrealist.com/p/best-credit-cards-for-students/</link><guid isPermaLink="true">https://marketrealist.com/p/best-credit-cards-for-students/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Wed, 09 Mar 2022 19:49:39 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/DhfWbB__J/0x0/best-credit-cards-for-college-students-1646853659926.jpg"/><media:credit>Getty Images/Discover/Chase/Bank of America (Twitter)</media:credit><media:description>The 4 Best Credit Card Students Can Get to Build Credit History</media:description></item><item><title><![CDATA[What Credit Score Do You Need to Get an American Express Card? ]]></title><description><![CDATA[American Express is one of the top credit card distributors. What credit score does American Express look for when approving applications?]]></description><link>https://marketrealist.com/p/what-credit-score-is-needed-for-american-express/</link><guid isPermaLink="true">https://marketrealist.com/p/what-credit-score-is-needed-for-american-express/</guid><category><![CDATA[Credit]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Tue, 22 Feb 2022 17:28:36 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/0mk8GU5fz/0x0/amex-sign-1645470156406.jpg"/><media:credit>Getty Images</media:credit><media:description>What Credit Score Do You Need to Get an American Express Card? </media:description></item><item><title><![CDATA[Which Credit Card Should I Pay Off First? Card Payment Strategies]]></title><description><![CDATA[Credit card debt can be a burden. Here are two popular methods for deciding which credit card to pay off first. Learn how to tackle your debt.]]></description><link>https://marketrealist.com/p/which-credit-card-should-i-pay-off-first/</link><guid isPermaLink="true">https://marketrealist.com/p/which-credit-card-should-i-pay-off-first/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Kathryn Underwood]]></dc:creator><pubDate>Wed, 09 Feb 2022 16:09:48 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/eD-aqFVzD/0x0/couple-credit-card-1644421783052.jpg"/><media:credit>Getty</media:credit><media:description>Which Credit Card Should I Pay Off First? Card Payment Strategies</media:description></item><item><title><![CDATA[The Best Credit Cards With No Interest — See How They Compare!]]></title><description><![CDATA[Picking the right credit card involves alot of research and is dependent on a person's credit score. What credit cards have no interest? ]]></description><link>https://marketrealist.com/p/credit-cards-with-no-interest/</link><guid isPermaLink="true">https://marketrealist.com/p/credit-cards-with-no-interest/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Wed, 09 Feb 2022 15:23:21 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/4Y_MXZtfe/0x0/paying-for-coffee-with-a-credit-card-1644362074380.jpg"/><media:credit>Getty Images</media:credit><media:description>The Best Credit Cards With No Interest — See How They Compare!</media:description></item><item><title><![CDATA[Beware of the Credit National Assist Scam Offering Debt Relief]]></title><description><![CDATA[If you get a phone call promising to help with your credit debt, beware! A Credit National Assist scam is out there trying to dupe consumers out of their cold hard cash.]]></description><link>https://marketrealist.com/p/credit-national-assist-scam/</link><guid isPermaLink="true">https://marketrealist.com/p/credit-national-assist-scam/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Tue, 08 Feb 2022 19:09:36 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/4sJXOGqLF/0x0/credit-national-assist-scam-1-1644343171564.jpg"/><media:credit>Getty Images</media:credit><media:description>Beware of the Credit National Assist Scam Offering Debt Relief</media:description></item><item><title><![CDATA[What Are Some of the Best Credit Cards to Get in 2022?]]></title><description><![CDATA[Here's a breakdown of the top credit cards to get in 2022. With hundreds of credit cards to choose from and many benefits, what are the best options in 2022?]]></description><link>https://marketrealist.com/p/best-credit-cards-2022/</link><guid isPermaLink="true">https://marketrealist.com/p/best-credit-cards-2022/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Jennifer Farrington]]></dc:creator><pubDate>Thu, 30 Dec 2021 20:46:06 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/wWABUqECW/0x0/best-credit-cards-to-get-in-2022-1640893898636.png"/><media:credit>Getty Images</media:credit><media:description>What Are Some of the Best Credit Cards to Get in 2022?</media:description></item><item><title><![CDATA[What Happens When You Dispute a Charge on Your Credit Card?]]></title><description><![CDATA[Credit card hacks happen all over the world and can leave you with unauthorized purchases. Here's how to dispute the charges effectively.]]></description><link>https://marketrealist.com/p/what-happens-when-you-dispute-a-charge-on-your-credit-card/</link><guid isPermaLink="true">https://marketrealist.com/p/what-happens-when-you-dispute-a-charge-on-your-credit-card/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ade Hennis]]></dc:creator><pubDate>Fri, 17 Dec 2021 18:06:32 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/cs6X9744e/0x0/gettyimages-74180181-1639703569761.jpg"/><media:credit>Getty Images</media:credit><media:description>What Happens When You Dispute a Charge on Your Credit Card?</media:description></item><item><title><![CDATA[What Happens When You Transfer the Balance on Credit Cards?]]></title><description><![CDATA[You just received a credit card offer with zero percent APR on balance transfers. What happens when you transfer a balance on credit cards?]]></description><link>https://marketrealist.com/p/what-happens-when-you-transfer-balance-on-credit-cards/</link><guid isPermaLink="true">https://marketrealist.com/p/what-happens-when-you-transfer-balance-on-credit-cards/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Wed, 24 Nov 2021 19:37:51 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/YMmKtDEdX/0x0/what-happens-when-you-transfer-balance-on-credit-cards-1637778228353.jpg"/><media:credit>Getty Images</media:credit><media:description>What Happens When You Transfer the Balance on Credit Cards?</media:description></item><item><title><![CDATA[Does Having Multiple Savings Accounts Hurt Your Credit Score?]]></title><description><![CDATA[How many savings accounts you should have depends on your financial goals. A single account might not be enough.]]></description><link>https://marketrealist.com/p/how-many-savings-accounts-should-i-have/</link><guid isPermaLink="true">https://marketrealist.com/p/how-many-savings-accounts-should-i-have/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Mon, 22 Nov 2021 01:23:57 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/U_90FeDaG/0x0/how-many-savings-accounts-should-i-have-1637344414906.jpg"/><media:credit>pexels</media:credit><media:description>Does Having Multiple Savings Accounts Hurt Your Credit Score?</media:description></item><item><title><![CDATA[Applying for a Credit Card at 18? Key Points to Consider]]></title><description><![CDATA[Building credit works out the best the earlier a person starts. So, should an 18-year-old apply for a credit card? ]]></description><link>https://marketrealist.com/p/should-i-get-a-credit-card-at-18/</link><guid isPermaLink="true">https://marketrealist.com/p/should-i-get-a-credit-card-at-18/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Fri, 19 Nov 2021 20:10:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/DpYNr0cIh/0x0/man-holding-out-stack-of-credit-cards-1637334987119.jpg"/><media:credit>Getty Images</media:credit><media:description>Applying for a Credit Card at 18? Key Points to Consider</media:description></item><item><title><![CDATA[Amazon Will Ban the Use of Visa Credit Cards for Purchases in the U.K.]]></title><description><![CDATA[Visa credit cards have some of the highest processing fees among cards, causing Amazon to ban their use in the U.K.]]></description><link>https://marketrealist.com/p/who-has-the-highest-credit-card-fees/</link><guid isPermaLink="true">https://marketrealist.com/p/who-has-the-highest-credit-card-fees/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ade Hennis]]></dc:creator><pubDate>Thu, 18 Nov 2021 12:43:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/Zzp5xt2vi/0x0/screen-shot-2021-11-17-at-60401-pm-1637193953883.png"/><media:credit>Amazon Twitter</media:credit><media:description>Amazon Will Ban the Use of Visa Credit Cards for Purchases in the U.K.</media:description></item><item><title><![CDATA[Credit Card Churning Has Its Risks and Benefits]]></title><description><![CDATA[Credit card churning has been used to take advantage of credit cards' new card bonuses, but companies are beginning to catch on. ]]></description><link>https://marketrealist.com/p/what-is-credit-card-churning/</link><guid isPermaLink="true">https://marketrealist.com/p/what-is-credit-card-churning/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ade Hennis]]></dc:creator><pubDate>Mon, 15 Nov 2021 00:09:34 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/lr9LxpSGc/0x0/fdbuta7uuakx0dp-1636752019685.jpeg"/><media:credit>Chase Twitter</media:credit><media:description>Credit Card Churning Has Its Risks and Benefits</media:description></item><item><title><![CDATA[Do Medical Bills Affect Your Credit Score?]]></title><description><![CDATA[Unpaid medical bills can negatively affect your credit score and, once they're on your credit report, it can take seven years to get them off. ]]></description><link>https://marketrealist.com/p/do-medical-bills-affect-your-credit-score/</link><guid isPermaLink="true">https://marketrealist.com/p/do-medical-bills-affect-your-credit-score/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Danielle Letenyei]]></dc:creator><pubDate>Wed, 10 Nov 2021 16:45:38 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/pD-kcrpTJ/0x0/do-medical-bills-affect-your-credit-score-1636560231378.jpg"/><media:credit>Pexels</media:credit><media:description>Do Medical Bills Affect Your Credit Score?</media:description></item><item><title><![CDATA[Why Removing Hard Inquiries Is One of The Most Important Steps in Credit Repair]]></title><description><![CDATA[What are hard inquiries and how do they impact your credit score? What are the steps to removing them? Here is everything you need to know! ]]></description><link>https://marketrealist.com/p/how-to-remove-hard-inquiries-off-credit-report/</link><guid isPermaLink="true">https://marketrealist.com/p/how-to-remove-hard-inquiries-off-credit-report/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Robin Hill-Gray]]></dc:creator><pubDate>Mon, 25 Oct 2021 22:33:33 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/aMsyDP-gq/0x0/woman-making-a-credit-card-purchase-online-1635188712000.jpg"/><media:credit>Getty Images</media:credit><media:description>Why Removing Hard Inquiries Is One of The Most Important Steps in Credit Repair</media:description></item><item><title><![CDATA[Does PayPal Credit Affect Your Credit Score? Not If You Pay on Time]]></title><description><![CDATA[PayPal credit is a convenient way to shop online. However, one of the key questions is does PayPal credit affect your credit score?]]></description><link>https://marketrealist.com/p/paypal-credit-affect-credit-score/</link><guid isPermaLink="true">https://marketrealist.com/p/paypal-credit-affect-credit-score/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 07 Oct 2021 15:21:04 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/KHNkv5LBl/0x0/paypal-credit-affect-credit-score-1633612405786.jpg"/><media:credit>PayPal</media:credit><media:description>Does PayPal Credit Affect Your Credit Score? Not If You Pay on Time</media:description></item><item><title><![CDATA[When Do Student Loans Show Up on Your Credit Report?]]></title><description><![CDATA[Students should consider several factors carefully when taking out loans, especially their effect on credit. When do student loans show up on your credit report?]]></description><link>https://marketrealist.com/p/when-do-student-loans-show-up-on-credit-report/</link><guid isPermaLink="true">https://marketrealist.com/p/when-do-student-loans-show-up-on-credit-report/</guid><category><![CDATA[Personal Finance Guides]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Thu, 07 Oct 2021 14:20:50 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/_bJ_KMHra/0x0/when-do-student-loans-show-up-on-credit-report-1633611393467.png"/><media:credit>Pixabay</media:credit><media:description>When Do Student Loans Show Up on Your Credit Report?</media:description></item><item><title><![CDATA[What Happens If You End Up Maxing Out a Credit Card?]]></title><description><![CDATA[Credit cards have become a handy tool to manage your finances. However, it's important to use credit cards in a prudent way. What happens if you max out a credit card?]]></description><link>https://marketrealist.com/p/what-happens-max-out-credit-card/</link><guid isPermaLink="true">https://marketrealist.com/p/what-happens-max-out-credit-card/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Anuradha Garg]]></dc:creator><pubDate>Fri, 24 Sep 2021 15:33:34 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/sD__emB8C/0x0/what-happens-max-out-credit-card-1632496076266.jpg"/><media:credit>Pixabay</media:credit><media:description>What Happens If You End Up Maxing Out a Credit Card?</media:description></item><item><title><![CDATA[Here Are the Best Virtual Credit Cards To Simplify Transactions]]></title><description><![CDATA[With a virtual credit card, you don't have to carry a physical card with you. Here are some of the best ones. ]]></description><link>https://marketrealist.com/p/the-best-virtual-credit-cards/</link><guid isPermaLink="true">https://marketrealist.com/p/the-best-virtual-credit-cards/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ade Hennis]]></dc:creator><pubDate>Fri, 24 Sep 2021 12:23:44 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/zG59z0HwB/0x0/screen-shot-2021-09-23-at-44240-pm-1632429796144.png"/><media:credit>Mesh Payments</media:credit><media:description>Here Are the Best Virtual Credit Cards To Simplify Transactions</media:description></item><item><title><![CDATA[Using the Destiny Mastercard the Right Way Can Improve Your Credit Score]]></title><description><![CDATA[The Destiny Credit Card allows people with low credit scores to gain access to a credit card. Find out if you’re eligible.]]></description><link>https://marketrealist.com/p/what-is-the-destiny-card/</link><guid isPermaLink="true">https://marketrealist.com/p/what-is-the-destiny-card/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ade Hennis]]></dc:creator><pubDate>Wed, 15 Sep 2021 09:41:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/gqnM0Pu7-/0x0/screen-shot-2021-09-13-at-95742-pm-1631587076661.png"/><media:credit>Destiny Card</media:credit><media:description>Using the Destiny Mastercard the Right Way Can Improve Your Credit Score</media:description></item><item><title><![CDATA[When Does Credit Karma Update? Info on Credit Reporting Company]]></title><description><![CDATA[If you're looking to obtain the latest free report on your credit score, you might want to know when Credit Karma updates. Are the reports accurate?]]></description><link>https://marketrealist.com/p/when-does-credit-karma-update/</link><guid isPermaLink="true">https://marketrealist.com/p/when-does-credit-karma-update/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Fri, 03 Sep 2021 13:19:29 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/LyfiuODYy/0x0/when-does-credit-karma-update-1630674891864.jpg"/><media:credit>istock, Credit Karma Facebook</media:credit><media:description>When Does Credit Karma Update? Info on Credit Reporting Company</media:description></item><item><title><![CDATA[Cash Back for Crypto—Venmo Credit Card Holders Can Buy and Earn Crypto]]></title><description><![CDATA[Now using Bitcoin, Ethereum, Litecoin, and Bitcoin Cash, Venmo credit card holders can now trade in their cash for crypto. ]]></description><link>https://marketrealist.com/p/buy-crypto-with-venmo-card/</link><guid isPermaLink="true">https://marketrealist.com/p/buy-crypto-with-venmo-card/</guid><category><![CDATA[Cryptocurrency & Blockchain]]></category><dc:creator><![CDATA[Alyssa Exposito]]></dc:creator><pubDate>Wed, 11 Aug 2021 14:12:36 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/8XouVECYc/0x0/untitled-design-5-copy-1628637562573.png"/><media:credit>Venmo</media:credit><media:description>Cash Back for Crypto—Venmo Credit Card Holders Can Buy and Earn Crypto</media:description></item><item><title><![CDATA[Why Do Employers Check Credit? Controversial Practice Faces Scrutiny]]></title><description><![CDATA[Why do employers check credit? As Senate legislation seeks to restrict employer credit checks, read more about this factor of some hiring processes.]]></description><link>https://marketrealist.com/p/why-do-employers-check-credit/</link><guid isPermaLink="true">https://marketrealist.com/p/why-do-employers-check-credit/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Mon, 02 Aug 2021 19:35:46 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/YzKh5s7L9/0x0/why-do-employers-check-credit-1627666804080.jpg"/><media:credit>Getty Images</media:credit><media:description>Why Do Employers Check Credit? Controversial Practice Faces Scrutiny</media:description></item><item><title><![CDATA[How Much a Hard Inquiry Impacts Your Credit Score ]]></title><description><![CDATA[How much does a hard inquiry affect your credit score? Get to know what a hard inquiry is, how it hurts your credit score, and how many are too many.]]></description><link>https://marketrealist.com/p/how-much-does-a-hard-inquiry-affect-your-credit-score/</link><guid isPermaLink="true">https://marketrealist.com/p/how-much-does-a-hard-inquiry-affect-your-credit-score/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Tue, 16 Feb 2021 17:21:41 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/O7OchEuYx/0x0/how-much-does-a-hard-inquiry-affect-your-credit-score-1613487793439.jpg"/><media:credit>Getty Images</media:credit><media:description>How Much a Hard Inquiry Impacts Your Credit Score </media:description></item><item><title><![CDATA[Credit Karma Now Provides Daily Credit Score Updates]]></title><description><![CDATA[How often does Credit Karma update? And when you can see changes to your TransUnion and Equifax credit scores on the platform?]]></description><link>https://marketrealist.com/p/how-often-does-credit-karma-update/</link><guid isPermaLink="true">https://marketrealist.com/p/how-often-does-credit-karma-update/</guid><category><![CDATA[Personal Finance]]></category><dc:creator><![CDATA[Dan Clarendon]]></dc:creator><pubDate>Wed, 03 Feb 2021 14:40:05 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/wS_XFDbSE/0x0/how-often-does-credit-karma-update-1612305215369.jpg"/><media:credit>Facebook</media:credit><media:description>Credit Karma Now Provides Daily Credit Score Updates</media:description></item><item><title><![CDATA[Why Your Credit Karma Scores Might Look Different]]></title><description><![CDATA[Credit Karma seeks to help people take control of their financial future. The company offers free credit score reports from TransUnion and Equifax.]]></description><link>https://marketrealist.com/p/why-credit-karma-only-show-transunion/</link><guid isPermaLink="true">https://marketrealist.com/p/why-credit-karma-only-show-transunion/</guid><category><![CDATA[Financials]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Wed, 06 Jan 2021 19:40:52 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/T8eoIdAAJ/0x0/why-credit-karma-only-show-transunion-1609932465297.jpg"/><media:credit>pixabay</media:credit><media:description>Why Your Credit Karma Scores Might Look Different</media:description></item><item><title><![CDATA[Here's How You Can Pay Off Holiday Credit Card Debt Quickly]]></title><description><![CDATA[Holiday shopping often means holiday credit card debt. Here are tips to help you pay off that debt and avoid going into more debt during the holidays. ]]></description><link>https://marketrealist.com/p/pay-off-holiday-credit-card-debt/</link><guid isPermaLink="true">https://marketrealist.com/p/pay-off-holiday-credit-card-debt/</guid><category><![CDATA[Consumer]]></category><dc:creator><![CDATA[Kori Williams]]></dc:creator><pubDate>Thu, 24 Dec 2020 15:07:00 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/lN_yUrose/0x0/holiday-credit-card-debt-1608821867790.jpg"/><media:credit>getty images</media:credit><media:description>Here&apos;s How You Can Pay Off Holiday Credit Card Debt Quickly</media:description></item><item><title><![CDATA[Home Depot Credit Card — Financing With No Interest For a Certain Period]]></title><description><![CDATA[The Home Depot credit card allows you to finance purchases at the retailer’s stores over several months at no interest. ]]></description><link>https://marketrealist.com/p/is-home-depot-credit-card-worth-it/</link><guid isPermaLink="true">https://marketrealist.com/p/is-home-depot-credit-card-worth-it/</guid><category><![CDATA[Financials]]></category><dc:creator><![CDATA[Ruchi Gupta]]></dc:creator><pubDate>Tue, 15 Dec 2020 19:11:31 GMT</pubDate><media:content medium="image" width="1200" height="628" url="https://media.marketrealist.com/brand-img/F2ae6x5vK/0x0/is-home-depot-credit-card-worth-it-1608059121792.jpg"/><media:credit>Home Depot Facebook</media:credit><media:description>Home Depot Credit Card — Financing With No Interest For a Certain Period</media:description></item></channel></rss>