Balance transfer Citigroup cards allow you to transfer your balances from a high-interest credit card to a Citi low-interest card.
Citigroup’s exposure in emerging markets is mainly to investment-grade global multinationals through its institutional businesses.
Citigroup provides a broad range of financial products and services, including consumer banking, corporate and investment banking, among other things.
When we look at ETFs in the financial sector, BlackRock is preferred in the asset management category—due to its size, diversified portfolio, and end markets.
BlackRock (BLK) generated good returns for the investors in its equity over the past two decades—through dividends and capital profits.
BlackRock is positioned to benefit from global ETF growth. It’s offering more than 700 ETFs under various asset classes and categories in more than 25 countries.
Over the years, BlackRock (BLK) has been trading at a premium—compared to other companies and the industry average.
In the long run, BlackRock (BLK) is expected to grow 5% on a year-over-year, or YoY, basis in its assets under management, or AUM.
BlackRock worked to improve the product set. It launched 29 new ETFs in the US market in 2014. Going forward, it needs to continue to focus more on the product offerings.
BlackRock (BLK) became the world’s largest asset management company in 2009 with the acquisition of Barclays Global Investors (BGI).
BlackRock has been able to generate higher base fees with the combination of performing funds and more offerings in the iShares and retail segment.
BlackRock (BLK) is focusing on diversifying its expanding portfolio more through acquisitions and offerings in emerging markets.
BlackRock (BLK) made most of its investments in the US markets—56% of the $4.65 trillion assets under management was deployed in various asset classes.
Alternatives only formed 3% of the total assets that BlackRock managed. It witnessed a nominal CAGR of ~14% over the last five years.
BlackRock witnessed strong growth in the multi-asset segment. It had a CAGR of more than 35% in AUM in the last six years.
BlackRock (BLK) witnessed relatively lower growth in the fixed income segment. The business grew at a CAGR of over 20% in the last five years.
BlackRock’s (BLK) exposure through equity funds is quite diversified. Almost 50% of the funds are invested in international markets. This includes emerging markets.
BlackRock is the world’s largest publicly traded investment management firm. As of December 31, 2014, it had assets under management of $4.65 trillion.
Low-cost funding helps U.S. Bank maintain better net interest margins. It gives the bank a strong competitive advantage.
U.S. Bank (USB) maintained healthy growth in its loan book in 2014. However, a large part of this growth came from commercial loans and auto loans.