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Imagining a post–Fannie Mae and post–Freddie Mac world

Imagining a post–Fannie Mae and post–Freddie Mac world (Part 1 of 6)

Must-know: The future of U.S. government-sponsored entities

Reassessing the government-sponsored entities

The government is currently debating what role the government-sponsored entities (the GSEs) will have in the future of mortgage finance. Fannie Mae and Freddie Mac have historically been a conduit for mortgage lending, and their guarantee of mortgage-backed securities makes possible the 30-year mortgage that most Americans take as their birthright. We’ll look at the future of mortgage finance in this multi-part article.

MR-homeownership rateEnlarge Graph

We’ll start with a brief introduction to Fannie Mae and Freddie Mac and their role in mortgage finance.

The Realist Discussions